S & P Syndicate PCL (BKK:SNP-R) Interest Coverage: 4.18 (As of Mar. 2026) — 56% Below Median


BKK:SNP-R S & P Syndicate PCL BKK:SNP-R
68 GF Score
Price ฿9.45
GF Value ฿10.99
! 4 Warning Signs
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What is S & P Syndicate PCL Interest Coverage?

S & P Syndicate PCL BKK:SNP-R 68 Interest Coverage is 4.18 as of Mar. 2026, which is 56% below its 10-year median of 9.45. GuruFocus rates BKK:SNP-R with a GF Score™ of 68/100 and a GF Value™ of ฿10.99. The stock has 4 warning signs investors should review. Among 262 Restaurants companies, S & P Syndicate PCL ranks better than 54.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. S & P Syndicate PCL's Operating Income for the three months ended in Mar. 2026 was ฿32 Mil. S & P Syndicate PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-8 Mil. S & P Syndicate PCL's interest coverage for the quarter that ended in Mar. 2026 was 4.18. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for S & P Syndicate PCL's Interest Coverage or its related term are showing as below:

BKK:SNP-R' s Interest Coverage Range Over the Past 10 Years
Min: 3.39   Med: 9.45   Max: 254.7
Current: 7.25


BKK:SNP-R's Interest Coverage is ranked better than
54.96% of 262 companies
in the Restaurants industry
Industry Median: 6.45 vs BKK:SNP-R: 7.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


S & P Syndicate PCL  (BKK:SNP-R) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


S & P Syndicate PCL Interest Coverage Related Terms


S & P Syndicate PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for S & P Syndicate PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

S & P Syndicate PCL Interest Coverage Chart

S & P Syndicate PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.27 7.88 9.83 9.06 6.93

S & P Syndicate PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.92 3.43 9.37 12.69 4.18

BKK:SNP-R vs MCD, SBUX, CMG: Interest Coverage Comparison

For the Restaurants subindustry, S & P Syndicate PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


S & P Syndicate PCL Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, S & P Syndicate PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where S & P Syndicate PCL's Interest Coverage falls into.


BKK:SNP-R
68GF Score
S & P Syndicate PCL BKK:SNP-R
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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S & P Syndicate PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

S & P Syndicate PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, S & P Syndicate PCL's Interest Expense was ฿-37 Mil. Its Operating Income was ฿255 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿214 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*255.132/-36.798
=6.93

S & P Syndicate PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, S & P Syndicate PCL's Interest Expense was ฿-8 Mil. Its Operating Income was ฿32 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿171 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*31.67/-7.585
=4.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.18 mean?
S & P Syndicate PCL (BKK:SNP-R) has a Interest Coverage of 4.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S & P Syndicate PCL and its competitors. This is 56% below median its historical median of 9.45. Over the past decade, S & P Syndicate PCL's Interest Coverage has ranged from 3.39 to 254.70. According to the industry distribution chart, S & P Syndicate PCL ranks #118 out of 262 companies in the Restaurants industry, placing it in the top 45%.
Is S & P Syndicate PCL's Interest Coverage too high?
S & P Syndicate PCL's current Interest Coverage of 4.18 is 56% below median its 10-year median of 9.45. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 254.70. The Restaurants industry median Interest Coverage is 6.45. S & P Syndicate PCL's value of 4.18 is 35.2% below this industry median. Based on the distribution chart, S & P Syndicate PCL ranks #118 out of 262 companies in the Restaurants industry, which is above the industry midpoint. Overall, S & P Syndicate PCL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does S & P Syndicate PCL's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, S & P Syndicate PCL ranks #118 out of 262 companies for Interest Coverage. This puts S & P Syndicate PCL in the upper half of its industry. The industry median Interest Coverage is 6.45. S & P Syndicate PCL's value of 4.18 is 35.2% below this benchmark. Historically, S & P Syndicate PCL's own Interest Coverage has ranged from 3.39 to 254.70 over the past decade. While the company's 10-year median is 9.45 vs. the industry median of 6.45, S & P Syndicate PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. S & P Syndicate PCL's current Interest Coverage of 4.18 is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on S & P Syndicate PCL and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S & P Syndicate PCL's current Interest Coverage is 4.18, which is 56% below median its own 10-year median of 9.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S & P Syndicate PCL stock overvalued right now?
S & P Syndicate PCL (BKK:SNP-R) has a current Interest Coverage of 4.18. The stock's GF Value™ is ฿10.99, compared to a current price of ฿9.45 — trading 14% below its estimated fair value. The current Interest Coverage is 4.18, which is 56% below median its 10-year median of 9.45 and 35.2% below the Restaurants industry median of 6.45. S & P Syndicate PCL's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For S & P Syndicate PCL (BKK:SNP-R), the current Interest Coverage is 4.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S & P Syndicate PCL (BKK:SNP-R) Overvalued in 2026?

Based on GuruFocus' analysis, S & P Syndicate PCL stock appears to be undervalued. The current stock price of ฿9.45 is trading 14% below its estimated GF Value™ of ฿10.99.

Key valuation signals for BKK:SNP-R:

  • Interest Coverage: 4.18 (56% below median its 10-year median of 9.45)
  • GF Value™: ฿10.99 vs. price of ฿9.45 (14% below fair value)
  • GF Score™: 68/100 with 4 warning signs
  • Industry Position: 35.2% below the Restaurants median (#118 of 262)

No single metric tells the full story. See the BKK:SNP-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


S & P Syndicate PCL Business Description

Other Exchanges SNP:Thailand
Address New Petchburi Road, No 2034/100-103, 23 Floor, Italthai Tower, Bangkapi, Huaykwang, Bangkok, THA, 10310
S & P Syndicate PCL is engaged in the operations of a nationwide and international chain of restaurants and bakery shops, the production of bakery, frozen foods and other food products and food service-related businesses such as outside catering. Its products under Bakery include Pound Cake, Packaged Cake, Frozen Cake, Pastry, Sandwich and Bread, Cookies, Moon Cake, Thai Dessert, and Snack; Food Product include Thai Food, Frozen Quick Meal, Jelio Jelly, International Food, and Healthy Food; and Beverage Product include Coffee and Tea Bluecup, Drink Bottled Beverages, Fruit Juice, Fruit Juice (UHT), and Smoothie. Its segments include Domestic restaurants and bakery shops, Domestic Packaged food and bakery trading business, Overseas restaurants, and Others.
68GF Score

Get the complete analysis for BKK:SNP-R

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿9.45
Price
฿10.99
GF Value