United Palm Oil Industry PCL (BKK:UPOIC-R) Interest Coverage: 112.19 (As of Mar. 2026) — 329% Above Median


BKK:UPOIC-R United Palm Oil Industry PCL BKK:UPOIC-R
74 GF Score
Price ฿6.95
GF Value ฿7.77
! 5 Warning Signs
View Full Analysis

What is United Palm Oil Industry PCL Interest Coverage?

United Palm Oil Industry PCL BKK:UPOIC-R 74 Interest Coverage is 112.19 as of Mar. 2026, which is 329% above its 10-year median of 26.17. GuruFocus rates BKK:UPOIC-R with a GF Score™ of 74/100 and a GF Value™ of ฿7.77. The stock has 5 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, United Palm Oil Industry PCL ranks better than 79.8% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. United Palm Oil Industry PCL's Operating Income for the three months ended in Mar. 2026 was ฿93 Mil. United Palm Oil Industry PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-1 Mil. United Palm Oil Industry PCL's interest coverage for the quarter that ended in Mar. 2026 was 112.19. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for United Palm Oil Industry PCL's Interest Coverage or its related term are showing as below:

BKK:UPOIC-R' s Interest Coverage Range Over the Past 10 Years
Min: 1.52   Med: 26.17   Max: 85.99
Current: 61.47


BKK:UPOIC-R's Interest Coverage is ranked better than
79.8% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs BKK:UPOIC-R: 61.47

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


United Palm Oil Industry PCL  (BKK:UPOIC-R) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


United Palm Oil Industry PCL Interest Coverage Related Terms


United Palm Oil Industry PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for United Palm Oil Industry PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

United Palm Oil Industry PCL Interest Coverage Chart

United Palm Oil Industry PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81.20 85.99 26.17 42.16 56.65

United Palm Oil Industry PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.78 4.35 167.89 40.96 112.19

BKK:UPOIC-R vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, United Palm Oil Industry PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Palm Oil Industry PCL Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, United Palm Oil Industry PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where United Palm Oil Industry PCL's Interest Coverage falls into.


BKK:UPOIC-R
74GF Score
United Palm Oil Industry PCL BKK:UPOIC-R
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Palm Oil Industry PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Palm Oil Industry PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, United Palm Oil Industry PCL's Interest Expense was ฿-3 Mil. Its Operating Income was ฿178 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿139 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*177.893/-3.14
=56.65

United Palm Oil Industry PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, United Palm Oil Industry PCL's Interest Expense was ฿-1 Mil. Its Operating Income was ฿93 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿113 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*93.232/-0.831
=112.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 112.19 mean?
United Palm Oil Industry PCL (BKK:UPOIC-R) has a Interest Coverage of 112.19 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Palm Oil Industry PCL and its competitors. This is 329% above median its historical median of 26.17. Over the past decade, United Palm Oil Industry PCL's Interest Coverage has ranged from 1.52 to 85.99. According to the industry distribution chart, United Palm Oil Industry PCL ranks #305 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 20.2%.
Is United Palm Oil Industry PCL's Interest Coverage too high?
United Palm Oil Industry PCL's current Interest Coverage of 112.19 is 329% above median its 10-year median of 26.17. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 85.99. The Consumer Packaged Goods industry median Interest Coverage is 8.64. United Palm Oil Industry PCL's value of 112.19 is 1198.5% above this industry median. Based on the distribution chart, United Palm Oil Industry PCL ranks #305 out of 1510 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, United Palm Oil Industry PCL has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does United Palm Oil Industry PCL's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, United Palm Oil Industry PCL ranks #305 out of 1510 companies for Interest Coverage. This places United Palm Oil Industry PCL in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.64. United Palm Oil Industry PCL's value of 112.19 is 1198.5% above this benchmark. Historically, United Palm Oil Industry PCL's own Interest Coverage has ranged from 1.52 to 85.99 over the past decade. While the company's 10-year median is 26.17 vs. the industry median of 8.64, United Palm Oil Industry PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Palm Oil Industry PCL's current Interest Coverage of 112.19 is 1198.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Palm Oil Industry PCL and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Palm Oil Industry PCL's current Interest Coverage is 112.19, which is 329% above median its own 10-year median of 26.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Palm Oil Industry PCL stock overvalued right now?
United Palm Oil Industry PCL (BKK:UPOIC-R) has a current Interest Coverage of 112.19. The stock's GF Value™ is ฿7.77, compared to a current price of ฿6.95 — trading 10.6% below its estimated fair value. The current Interest Coverage is 112.19, which is 329% above median its 10-year median of 26.17 and 1198.5% above the Consumer Packaged Goods industry median of 8.64. United Palm Oil Industry PCL's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Palm Oil Industry PCL (BKK:UPOIC-R), the current Interest Coverage is 112.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Palm Oil Industry PCL (BKK:UPOIC-R) Overvalued in 2026?

Based on GuruFocus' analysis, United Palm Oil Industry PCL stock appears to be undervalued. The current stock price of ฿6.95 is trading 10.6% below its estimated GF Value™ of ฿7.77.

Key valuation signals for BKK:UPOIC-R:

  • Interest Coverage: 112.19 (329% above median its 10-year median of 26.17)
  • GF Value™: ฿7.77 vs. price of ฿6.95 (10.6% below fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 1198.5% above the Consumer Packaged Goods median (#305 of 1510)

No single metric tells the full story. See the BKK:UPOIC-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Palm Oil Industry PCL Business Description

Other Exchanges UPOIC:Thailand
Address No. 64, 1st Floor, Soi Bangna-Trad 25, Bangna Neua Sub-District, Bangna District, Bangkok, THA, 10260
United Palm Oil Industry PCL engaged in the manufacture of crude palm oil and palm kernel oil. The company's business operations involve two principal segments; oil palm plantation, crude palm oil and crude palm kernel oil processing, which generates key revenue; and the generation of electricity from biogases and biomasses. These activities are carried on exclusively in a single geographic area of Thailand.
74GF Score

Get the complete analysis for BKK:UPOIC-R

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿6.95
Price
฿7.77
GF Value