VJTF Eduservices (BOM:509026) Interest Coverage: 16.89 (As of Jun. 2026) — 5724% Above Median

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BOM:509026 VJTF Eduservices Ltd BOM:509026
19 GF Score
Price ₹70.00
! 5 Warning Signs
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What is VJTF Eduservices Interest Coverage?

VJTF Eduservices BOM:509026 19 Interest Coverage is 16.89 as of Jun. 2026, which is 5724% above its 10-year median of 0.29. GuruFocus rates BOM:509026 with a GF Score™ of 19/100. The stock has 5 warning signs investors should review. Among 476 Asset Management companies, VJTF Eduservices ranks worse than 210083.82% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. VJTF Eduservices's Operating Income for the three months ended in Jun. 2026 was ₹17.91 Mil. VJTF Eduservices's Interest Expense for the three months ended in Jun. 2026 was ₹-1.06 Mil. VJTF Eduservices's interest coverage for the quarter that ended in Jun. 2026 was 16.89. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for VJTF Eduservices's Interest Coverage or its related term are showing as below:


BOM:509026's Interest Coverage is not ranked *
in the Asset Management industry.
Industry Median: 49.915
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


VJTF Eduservices  (BOM:509026) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


VJTF Eduservices Interest Coverage Related Terms


VJTF Eduservices Interest Coverage Historical Data

* Premium members only.

The historical data trend for VJTF Eduservices's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

VJTF Eduservices Interest Coverage Chart

VJTF Eduservices Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.00 0.41 2.34 0.00

VJTF Eduservices Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 193.67 0.00 12.53 0.00 16.89

BOM:509026 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, VJTF Eduservices's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VJTF Eduservices Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, VJTF Eduservices's Interest Coverage distribution charts can be found below:

* The bar in red indicates where VJTF Eduservices's Interest Coverage falls into.


BOM:509026
19GF Score
VJTF Eduservices Ltd BOM:509026
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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VJTF Eduservices Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

VJTF Eduservices's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, VJTF Eduservices's Interest Expense was ₹-1.72 Mil. Its Operating Income was ₹-12.26 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

VJTF Eduservices did not have earnings to cover the interest expense.

VJTF Eduservices's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, VJTF Eduservices's Interest Expense was ₹-1.06 Mil. Its Operating Income was ₹17.91 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*17.906/-1.06
=16.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.89 mean?
VJTF Eduservices (BOM:509026) has a Interest Coverage of 16.89 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VJTF Eduservices and its competitors. This is 5724% above median its historical median of 0.29. According to the industry distribution chart, VJTF Eduservices ranks #999999 out of 476 companies in the Asset Management industry.
Is VJTF Eduservices' Interest Coverage too high?
VJTF Eduservices' current Interest Coverage of 16.89 is 5724% above median its 10-year median of 0.29. The Asset Management industry median Interest Coverage is 49.92. VJTF Eduservices' value of 16.89 is 66.2% below this industry median. Based on the distribution chart, VJTF Eduservices ranks #999999 out of 476 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, VJTF Eduservices has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does VJTF Eduservices' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, VJTF Eduservices ranks #999999 out of 476 companies for Interest Coverage. This places VJTF Eduservices in the lower half of its industry. The industry median Interest Coverage is 49.92. VJTF Eduservices' value of 16.89 is 66.2% below this benchmark. While the company's 10-year median is 0.29 vs. the industry median of 49.92, VJTF Eduservices has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 49.92, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VJTF Eduservices's current Interest Coverage of 16.89 is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VJTF Eduservices and its competitors. For the Asset Management industry, the median Interest Coverage is 49.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VJTF Eduservices's current Interest Coverage is 16.89, which is 5724% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VJTF Eduservices stock overvalued right now?
VJTF Eduservices (BOM:509026) has a current Interest Coverage of 16.89. The current Interest Coverage is 16.89, which is 5724% above median its 10-year median of 0.29 and 66.2% below the Asset Management industry median of 49.92. VJTF Eduservices' overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VJTF Eduservices (BOM:509026), the current Interest Coverage is 16.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

VJTF Eduservices Business Description

Address Ramchandra Lane, Witty Neelkanth Apartment, Opposite Mumbai Bank, Malad West, Mumbai, MH, IND, 400064
VJTF Eduservices Ltd operates in providing hostel accommodations for students and developing AI-based educational solutions aimed at enhancing learning experiences. The company has shifted its focus from school operations to the hostel business and emerging sectors like artificial intelligence-related education. Revenue generation is through the interest income from the investment activities and the hostel services it offers. The reportable segments of the company identified by management are School Income, Hostel Income & Investment.
19GF Score

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