Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. VJTF Eduservices's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-34.30 Mil. VJTF Eduservices's Interest Expense for the
three
months ended in Mar. 2026 was ₹-1.14 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for VJTF Eduservices's Interest Coverage or its related term are showing as below:
BOM:509026's Interest Coverage is not ranked *
in the Asset Management industry.
Industry Median: 45.22 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
VJTF Eduservices Interest Coverage Related Terms
VJTF Eduservices Interest Coverage Historical Data
* Premium members only.
The historical data trend for VJTF Eduservices's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:509026 vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, VJTF Eduservices's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VJTF Eduservices Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, VJTF Eduservices's Interest Coverage distribution charts can be found below:
* The bar in red indicates where VJTF Eduservices's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
VJTF Eduservices did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
VJTF Eduservices (BOM:509026) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VJTF Eduservices and its competitors. According to the industry distribution chart, VJTF Eduservices ranks #999999 out of 483 companies in the Asset Management industry.
Is VJTF Eduservices' Interest Coverage too high?
VJTF Eduservices' current Interest Coverage is 0 (At Loss). Based on the distribution chart, VJTF Eduservices ranks #999999 out of 483 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, VJTF Eduservices has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VJTF Eduservices' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, VJTF Eduservices ranks #999999 out of 483 companies for Interest Coverage. This places VJTF Eduservices in the lower half of its industry. The industry median Interest Coverage is 45.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on VJTF Eduservices and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VJTF Eduservices's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VJTF Eduservices stock overvalued right now?
Based on GuruFocus' analysis, VJTF Eduservices (BOM:509026) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹43.47, compared to a current price of ₹72.71 — trading 67.3% above its estimated fair value. The current Interest Coverage is 0 (At Loss). VJTF Eduservices' overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For VJTF Eduservices (BOM:509026), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VJTF Eduservices (BOM:509026) Overvalued in 2026?
Based on GuruFocus' analysis, VJTF Eduservices stock appears to be overvalued.
The current stock price of ₹72.71 is trading 67.3% above its estimated GF Value™ of ₹43.47.
GuruFocus considers VJTF Eduservices to be Significantly Overvalued.
Key valuation signals for BOM:509026:
Interest Coverage: 0 (At Loss)
GF Value™: ₹43.47 vs. price of ₹72.71 (67.3% above fair value)
No single metric tells the full story. See the BOM:509026 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VJTF Eduservices Ltd operates in providing hostel accommodations for students and developing AI-based educational solutions aimed at enhancing learning experiences. The company has shifted its focus from school operations to the hostel business and emerging sectors like artificial intelligence-related education. Revenue generation is through the interest income from the investment activities and the hostel services it offers. The reportable segments of the company identified by management are School Income, Hostel Income & Investment.
38GF Score
Get the complete analysis for BOM:509026
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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