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Gujarat CreditBOM:511441 -0.98%32 Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus rates BOM:511441 with a GF Score™ of 32/100. Among 1,301 Real Estate companies, Gujarat Credit ranks worse than 76863.87% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Gujarat Credit's
Operating Income
for the
three
months ended in Jun. 2026 was ₹-1.67 Mil. Gujarat Credit's Interest Expense for the
three
months ended in Jun. 2026 was ₹0.00 Mil.
Gujarat Credit has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Gujarat Credit's Interest Coverage or its related term are showing as below:
BOM:511441's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Gujarat Credit Interest Coverage Related Terms
Gujarat Credit Interest Coverage Historical Data
* Premium members only.
The historical data trend for Gujarat Credit's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Gujarat Credit's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gujarat Credit Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Gujarat Credit's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Gujarat Credit's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Gujarat Credit (BOM:511441) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gujarat Credit and its competitors. According to the industry distribution chart, Gujarat Credit ranks #999999 out of 1301 companies in the Real Estate industry.
Is Gujarat Credit's Interest Coverage too high?
Gujarat Credit's current Interest Coverage is No Debt (1). Based on the distribution chart, Gujarat Credit ranks #999999 out of 1301 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Gujarat Credit has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Gujarat Credit's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Gujarat Credit ranks #999999 out of 1301 companies for Interest Coverage. This places Gujarat Credit in the lower half of its industry. The industry median Interest Coverage is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gujarat Credit and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gujarat Credit's current Interest Coverage is No Debt (1). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gujarat Credit stock overvalued right now?
Gujarat Credit (BOM:511441) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1). Gujarat Credit's overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gujarat Credit (BOM:511441), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gujarat Credit Corp Ltd is engaged in the construction business and is also involved in the real estate development business. It has a portfolio of commercial and residential projects in Gujarat. The company is engaged in the business of trading Real Estate materials. Its services include site acquisition, design, and development, construction, marketing, and sales. The company has constructed a range of structures for corporates, including corporate offices. It focuses on asset classes, including Information Technology Parks, Special Economic Zones, and Townships.
32GF Score
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