Gujarat CreditBOM:511441 -4.56%41 Return-on-Tangible-Equity is 17.64% as of Mar. 2026, which is 2457% above its 10-year median of 0.69. GuruFocus rates BOM:511441 with a GF Score™ of 41/100. Among 1,717 Real Estate companies, Gujarat Credit ranks worse than 72.28% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Gujarat Credit's annualized net income for the quarter that ended in Mar. 2026 was ₹20.04 Mil. Gujarat Credit's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹113.57 Mil. Therefore, Gujarat Credit's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 17.64%.
The historical rank and industry rank for Gujarat Credit's Return-on-Tangible-Equity or its related term are showing as below:
BOM:511441'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6.48 Med: 0.69 Max: 11.33
Current: -0.2
During the past 13 years, Gujarat Credit's highest Return-on-Tangible-Equity was 11.33%. The lowest was -6.48%. And the median was 0.69%.
BOM:511441's Return-on-Tangible-Equity is ranked worse than 72.28% of 1717
companies
in the Real Estate industry
Industry Median: 4.27
vs BOM:511441: -0.20
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Gujarat Credit Return-on-Tangible-Equity Related Terms
Gujarat Credit Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Gujarat Credit's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Gujarat Credit's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gujarat Credit Return-on-Tangible-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Gujarat Credit's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Gujarat Credit's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.64% mean?
Gujarat Credit (BOM:511441) has a Return-on-Tangible-Equity of 17.64% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gujarat Credit and its competitors. This is 2457% above median its historical median of 0.69. According to the industry distribution chart, Gujarat Credit ranks #1241 out of 1717 companies in the Real Estate industry, placing it in the top 72.3%.
Is Gujarat Credit's Return-on-Tangible-Equity too high?
Gujarat Credit's current Return-on-Tangible-Equity of 17.64% is 2457% above median its 10-year median of 0.69. The Real Estate industry median Return-on-Tangible-Equity is 4.27. Gujarat Credit's value of 17.64% is 313.1% above this industry median. Based on the distribution chart, Gujarat Credit ranks #1241 out of 1717 companies in the Real Estate industry, which is below the industry midpoint. Overall, Gujarat Credit has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Gujarat Credit's Return-on-Tangible-Equity compare to competitors?
According to the Real Estate industry distribution chart, Gujarat Credit ranks #1241 out of 1717 companies for Return-on-Tangible-Equity. This places Gujarat Credit in the lower half of its industry. The industry median Return-on-Tangible-Equity is 4.27. Gujarat Credit's value of 17.64% is 313.1% above this benchmark. While the company's 10-year median is 0.69 vs. the industry median of 4.27, Gujarat Credit has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.27, based on 1,717 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gujarat Credit's current Return-on-Tangible-Equity of 17.64% is 313.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Gujarat Credit and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gujarat Credit's current Return-on-Tangible-Equity is 17.64%, which is 2457% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gujarat Credit stock overvalued right now?
Gujarat Credit (BOM:511441) has a current Return-on-Tangible-Equity of 17.64%. The current Return-on-Tangible-Equity is 17.64%, which is 2457% above median its 10-year median of 0.69 and 313.1% above the Real Estate industry median of 4.27. Gujarat Credit's overall GF Score™ is 41/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Gujarat Credit (BOM:511441), the current Return-on-Tangible-Equity is 17.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Gujarat Credit Corp Ltd is engaged in the construction business and is also involved in the real estate development business. It has a portfolio of commercial and residential projects in Gujarat. The company is engaged in the business of trading Real Estate materials. Its services include site acquisition, design, and development, construction, marketing, and sales. The company has constructed a range of structures for corporates, including corporate offices. It focuses on asset classes, including Information Technology Parks, Special Economic Zones, and Townships.
41GF Score
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