Ushakiran Finance (BOM:511507) Interest Coverage: No Debt (1) (As of Mar. 2026) — 100% Below Median


BOM:511507 Ushakiran Finance Ltd BOM:511507
66 GF Score
Price ₹34.81
GF Value ₹35.68
Valuation Fairly Valued
! 5 Warning Signs
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What is Ushakiran Finance Interest Coverage?

Ushakiran Finance BOM:511507 66 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 425.25. GuruFocus rates BOM:511507 with a GF Score™ of 66/100 and a GF Value™ of ₹35.68 (Fairly Valued). The stock has 5 warning signs investors should review. Among 430 Capital Markets companies, Ushakiran Finance ranks better than 99.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ushakiran Finance's Operating Income for the three months ended in Mar. 2026 was ₹-1.20 Mil. Ushakiran Finance's Interest Expense for the three months ended in Mar. 2026 was ₹0.00 Mil. Ushakiran Finance has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ushakiran Finance Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Ushakiran Finance's Interest Coverage or its related term are showing as below:

BOM:511507' s Interest Coverage Range Over the Past 10 Years
Min: 10.8   Med: 425.25   Max: No Debt
Current: No Debt


BOM:511507's Interest Coverage is ranked better than
99.3% of 430 companies
in the Capital Markets industry
Industry Median: 19.375 vs BOM:511507: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ushakiran Finance  (BOM:511507) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ushakiran Finance Interest Coverage Related Terms


Ushakiran Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ushakiran Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ushakiran Finance Interest Coverage Chart

Ushakiran Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 311.67 110.50 425.25 10.80 No Debt

Ushakiran Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

BOM:511507 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Ushakiran Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ushakiran Finance Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Ushakiran Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ushakiran Finance's Interest Coverage falls into.


BOM:511507
66GF Score
Ushakiran Finance Ltd BOM:511507
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ushakiran Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ushakiran Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Ushakiran Finance's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹0.14 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Ushakiran Finance had no debt (1).

Ushakiran Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ushakiran Finance's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹-1.20 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Ushakiran Finance had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Ushakiran Finance (BOM:511507) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ushakiran Finance and its competitors. This is 100% below median its historical median of 425.25. Over the past decade, Ushakiran Finance's Interest Coverage has ranged from 10.80 to 10,000.00. According to the industry distribution chart, Ushakiran Finance ranks #3 out of 430 companies in the Capital Markets industry, placing it in the top 0.7%.
Is Ushakiran Finance's Interest Coverage too high?
Ushakiran Finance's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 425.25. Over the past 10 years, this metric has ranged from a low of 10.80 to a high of 10,000.00. Based on the distribution chart, Ushakiran Finance ranks #3 out of 430 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Ushakiran Finance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ushakiran Finance's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Ushakiran Finance ranks #3 out of 430 companies for Interest Coverage. This places Ushakiran Finance in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 19.38. Historically, Ushakiran Finance's own Interest Coverage has ranged from 10.80 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ushakiran Finance and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ushakiran Finance's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 425.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ushakiran Finance stock overvalued right now?
Based on GuruFocus' analysis, Ushakiran Finance (BOM:511507) is currently considered Fairly Valued. The stock's GF Value™ is ₹35.68, compared to a current price of ₹34.81 — trading 2.4% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 425.25. Ushakiran Finance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ushakiran Finance (BOM:511507), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ushakiran Finance (BOM:511507) Overvalued in 2026?

Based on GuruFocus' analysis, Ushakiran Finance stock appears to be undervalued. The current stock price of ₹34.81 is trading 2.4% below its estimated GF Value™ of ₹35.68. GuruFocus considers Ushakiran Finance to be Fairly Valued.

Key valuation signals for BOM:511507:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 425.25)
  • GF Value™: ₹35.68 vs. price of ₹34.81 (2.4% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the BOM:511507 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ushakiran Finance Business Description

Address Chirag Ali Lane, 405, Raghava Ratna Towers, Hyderabad, TG, IND, 500001
Ushakiran Finance Ltd is an Indian based firm operates as a non-banking finance company. It provides financing services; and invests and trades in equity shares. The company also offers financial and consulting services, such as preparation of project reports, loan syndications and capital and debt restructuring. The company is engaged in a single segment Investments and financing.
66GF Score

Get the complete analysis for BOM:511507

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹34.81
Price
₹35.68
GF Value