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Ushakiran FinanceBOM:511507 +4.97%55 PB Ratio is 0.63 as of Jul. 26, 2026, which is 40% above its 10-year median of 0.45. GuruFocus rates BOM:511507 with a GF Score™ of 55/100 and a GF Value™ of ₹35.75 (Fairly Valued). The stock has 5 warning signs investors should review. Among 778 Capital Markets companies, Ushakiran Finance ranks better than 78.53% on this metric.
Ushakiran Finance Ltd stock PB Ratio (=0.63) is close to 1-year low of 0.57.
The historical rank and industry rank for Ushakiran Finance's PB Ratio or its related term are showing as below:
BOM:511507'
s PB Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.45 Max: 1.36
Current: 0.63
During the past 13 years, Ushakiran Finance's highest PB Ratio was 1.36. The lowest was 0.07. And the median was 0.45.
BOM:511507's PB Ratio is ranked better than 78.53% of 778
companies
in the Capital Markets industry
Industry Median: 1.305
vs BOM:511507: 0.63
During the past 12 months, Ushakiran Finance's average Book Value Per Share Growth Rate was -18.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 24.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ushakiran Finance was 47.30% per year. The lowest was -19.80% per year. And the median was 10.20% per year.
Back to Basics: PB Ratio
Ushakiran Finance (BOM:511507) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ushakiran Finance PB Ratio Related Terms
Ushakiran Finance PB Ratio Historical Data
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The historical data trend for Ushakiran Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Ushakiran Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ushakiran Finance PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Ushakiran Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ushakiran Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ushakiran Finance (BOM:511507) has a PB Ratio of 0.63 as of Jul. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ushakiran Finance and its competitors. This is 40% above median its historical median of 0.45. Over the past decade, Ushakiran Finance's PB Ratio has ranged from 0.07 to 1.36. According to the industry distribution chart, Ushakiran Finance ranks #167 out of 778 companies in the Capital Markets industry, placing it in the top 21.5%.
Is Ushakiran Finance's PB Ratio too high?
Ushakiran Finance's current PB Ratio of 0.63 is 40% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 1.36. The Capital Markets industry median PB Ratio is 1.31. Ushakiran Finance's value of 0.63 is 51.7% below this industry median. Based on the distribution chart, Ushakiran Finance ranks #167 out of 778 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Ushakiran Finance has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ushakiran Finance's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Ushakiran Finance ranks #167 out of 778 companies for PB Ratio. This places Ushakiran Finance in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.31. Ushakiran Finance's value of 0.63 is 51.7% below this benchmark. Historically, Ushakiran Finance's own PB Ratio has ranged from 0.07 to 1.36 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 1.31, Ushakiran Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.31, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ushakiran Finance's current PB Ratio of 0.63 is 51.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ushakiran Finance and its competitors. For the Capital Markets industry, the median PB Ratio is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ushakiran Finance's current PB Ratio is 0.63, which is 40% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ushakiran Finance stock overvalued right now?
Based on GuruFocus' analysis, Ushakiran Finance (BOM:511507) is currently considered Fairly Valued. The stock's GF Value™ is ₹35.75, compared to a current price of ₹33.60 — trading 6% below its estimated fair value. The current PB Ratio is 0.63, which is 40% above median its 10-year median of 0.45 and 51.7% below the Capital Markets industry median of 1.31. Ushakiran Finance's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ushakiran Finance (BOM:511507), the current PB Ratio is 0.63 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ushakiran Finance (BOM:511507) Overvalued in 2026?
Based on GuruFocus' analysis, Ushakiran Finance stock appears to be undervalued.
The current stock price of ₹33.60 is trading 6% below its estimated GF Value™ of ₹35.75.
GuruFocus considers Ushakiran Finance to be Fairly Valued.
Key valuation signals for BOM:511507:
PB Ratio: 0.63 (40% above median its 10-year median of 0.45)
GF Value™: ₹35.75 vs. price of ₹33.60 (6% below fair value)
Industry Position: 51.7% below the Capital Markets median (#167 of 778)
No single metric tells the full story. See the BOM:511507 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ushakiran Finance Ltd is an Indian based firm operates as a non-banking finance company. It provides financing services; and invests and trades in equity shares. The company also offers financial and consulting services, such as preparation of project reports, loan syndications and capital and debt restructuring. The company is engaged in a single segment Investments and financing.
55GF Score
Get the complete analysis for BOM:511507
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