TCC Concept (BOM:512038) Interest Coverage: 1.81 (As of Jun. 2026) — 100% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:512038 TCC Concept Ltd BOM:512038
46 GF Score
Price ₹260.85
GF Value ₹653.21
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is TCC Concept Interest Coverage?

TCC Concept BOM:512038 +1.93% 46 Interest Coverage is 1.81 as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BOM:512038 with a GF Score™ of 46/100 and a GF Value™ of ₹653.21 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,305 Real Estate companies, TCC Concept ranks worse than 72.41% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. TCC Concept's Operating Income for the three months ended in Jun. 2026 was ₹201 Mil. TCC Concept's Interest Expense for the three months ended in Jun. 2026 was ₹-111 Mil. TCC Concept's interest coverage for the quarter that ended in Jun. 2026 was 1.81. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for TCC Concept's Interest Coverage or its related term are showing as below:

BOM:512038' s Interest Coverage Range Over the Past 10 Years
Min: 1.77   Med: No Debt   Max: No Debt
Current: 1.77


BOM:512038's Interest Coverage is ranked worse than
72.41% of 1305 companies
in the Real Estate industry
Industry Median: 4.3 vs BOM:512038: 1.77

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


TCC Concept  (BOM:512038) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


TCC Concept Interest Coverage Related Terms


TCC Concept Interest Coverage Historical Data

* Premium members only.

The historical data trend for TCC Concept's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

TCC Concept Interest Coverage Chart

TCC Concept Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt 59.71 27.75 2.27

TCC Concept Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.71 14.58 10.54 0.11 1.81

BOM:512038 vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, TCC Concept's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TCC Concept Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, TCC Concept's Interest Coverage distribution charts can be found below:

* The bar in red indicates where TCC Concept's Interest Coverage falls into.


BOM:512038
46GF Score
TCC Concept Ltd BOM:512038
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TCC Concept Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TCC Concept's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, TCC Concept's Interest Expense was ₹-216 Mil. Its Operating Income was ₹492 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2,610 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*491.75/-216.432
=2.27

TCC Concept's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, TCC Concept's Interest Expense was ₹-111 Mil. Its Operating Income was ₹201 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*201.206/-111.127
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.81 mean?
TCC Concept (BOM:512038) has a Interest Coverage of 1.81 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TCC Concept and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, TCC Concept's Interest Coverage has ranged from 1.77 to 10,000.00. According to the industry distribution chart, TCC Concept ranks #945 out of 1305 companies in the Real Estate industry, placing it in the top 72.4%.
Is TCC Concept's Interest Coverage too high?
TCC Concept's current Interest Coverage of 1.81 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 1.77 to a high of 10,000.00. The Real Estate industry median Interest Coverage is 4.30. TCC Concept's value of 1.81 is 57.9% below this industry median. Based on the distribution chart, TCC Concept ranks #945 out of 1305 companies in the Real Estate industry, which is below the industry midpoint. Overall, TCC Concept has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TCC Concept's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, TCC Concept ranks #945 out of 1305 companies for Interest Coverage. This places TCC Concept in the lower half of its industry. The industry median Interest Coverage is 4.30. TCC Concept's value of 1.81 is 57.9% below this benchmark. Historically, TCC Concept's own Interest Coverage has ranged from 1.77 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 4.30, TCC Concept has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.30, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TCC Concept's current Interest Coverage of 1.81 is 57.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TCC Concept and its competitors. For the Real Estate industry, the median Interest Coverage is 4.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TCC Concept's current Interest Coverage is 1.81, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TCC Concept stock overvalued right now?
Based on GuruFocus' analysis, TCC Concept (BOM:512038) is currently considered Possible Value Trap. The stock's GF Value™ is ₹653.21, compared to a current price of ₹260.85 — trading 60.1% below its estimated fair value. The current Interest Coverage is 1.81, which is 100% below median its 10-year median of 10,000.00 and 57.9% below the Real Estate industry median of 4.30. TCC Concept's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TCC Concept (BOM:512038), the current Interest Coverage is 1.81 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TCC Concept (BOM:512038) Overvalued in 2026?

Based on GuruFocus' analysis, TCC Concept stock appears to be undervalued. The current stock price of ₹260.85 is trading 60.1% below its estimated GF Value™ of ₹653.21. GuruFocus considers TCC Concept to be Possible Value Trap.

Key valuation signals for BOM:512038:

  • Interest Coverage: 1.81 (100% below median its 10-year median of 10,000.00)
  • GF Value™: ₹653.21 vs. price of ₹260.85 (60.1% below fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 57.9% below the Real Estate median (#945 of 1305)

No single metric tells the full story. See the BOM:512038 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TCC Concept Business Description

Address Range Hill Road, Bhoslenagar, 5th Floor, VB Capitol Building, Opposite Hotel Symphony, Shivajinagar, Pune, MH, IND, 411007
TCC Concept Ltd is engaged in the business of providing real estate services, brokerage services, property management services, and renting or leasing services. The company has two reportable segments, which are Rental & Leasing of Equipment and Brokerage & other services, of which the majority of its revenue is generated from Brokerage & other services. The company generates revenue within India.
46GF Score

Get the complete analysis for BOM:512038

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹260.85
Price
₹653.21
GF Value