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Royal IndiaBOM:512047 -1.84%52 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:512047 with a GF Score™ of 52/100 and a GF Value™ of ₹1.59 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 825 Retail - Cyclical companies, Royal India ranks worse than 93.45% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Royal India's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-32.2 Mil. Royal India's Interest Expense for the
three
months ended in Mar. 2026 was ₹12.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Royal India's Interest Coverage or its related term are showing as below:
BOM:512047'
s Interest Coverage Range Over the Past 10 Years
Min: 0.02 Med: 0.61 Max: 3.24
Current: 0.93
BOM:512047's Interest Coverage is ranked worse than 93.45% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.47
vs BOM:512047: 0.93
Royal India (BOM:512047) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Royal India Interest Coverage Related Terms
Royal India Interest Coverage Historical Data
* Premium members only.
The historical data trend for Royal India's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Royal India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal India Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Royal India's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Royal India's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Royal India (BOM:512047) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Royal India and its competitors. Over the past decade, Royal India's Interest Coverage has ranged from 0.02 to 3.24. According to the industry distribution chart, Royal India ranks #771 out of 825 companies in the Retail - Cyclical industry, placing it in the top 93.5%.
Is Royal India's Interest Coverage too high?
Royal India's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 3.24. Based on the distribution chart, Royal India ranks #771 out of 825 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Royal India has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royal India's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Royal India ranks #771 out of 825 companies for Interest Coverage. This places Royal India in the lower half of its industry. The industry median Interest Coverage is 7.47. Historically, Royal India's own Interest Coverage has ranged from 0.02 to 3.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Royal India and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal India's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal India stock overvalued right now?
Based on GuruFocus' analysis, Royal India (BOM:512047) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1.59, compared to a current price of ₹5.88 — trading 269.8% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Royal India's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Royal India (BOM:512047), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Royal India (BOM:512047) Overvalued in 2026?
Based on GuruFocus' analysis, Royal India stock appears to be overvalued.
The current stock price of ₹5.88 is trading 269.8% above its estimated GF Value™ of ₹1.59.
GuruFocus considers Royal India to be Significantly Overvalued.
Key valuation signals for BOM:512047:
Interest Coverage: 0 (At Loss)
GF Value™: ₹1.59 vs. price of ₹5.88 (269.8% above fair value)
No single metric tells the full story. See the BOM:512047 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Royal India Corp Ltd is engaged in the wholesale trading of Gold Bullion, plain gold jewelry, gold coins, and medallions. It derives the majority of its revenue from Local Gold Bar Sales. The Company has business operations mainly in India.
52GF Score
Get the complete analysis for BOM:512047
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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