Pioneer Embroideries (BOM:514300) Interest Coverage: 0.07 (As of Dec. 2025) — 94% Below Median


BOM:514300 Pioneer Embroideries Ltd BOM:514300
50 GF Score
Price ₹23.11
GF Value ₹40.85
Valuation Possible Value Trap
! 6 Warning Signs
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What is Pioneer Embroideries Interest Coverage?

Pioneer Embroideries BOM:514300 -1.62% 50 Interest Coverage is 0.07 as of Dec. 2025, which is 94% below its 10-year median of 1.25. GuruFocus rates BOM:514300 with a GF Score™ of 50/100 and a GF Value™ of ₹40.85 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 733 Manufacturing - Apparel & Accessories companies, Pioneer Embroideries ranks worse than 136425.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pioneer Embroideries's Operating Income for the three months ended in Dec. 2025 was ₹1 Mil. Pioneer Embroideries's Interest Expense for the three months ended in Dec. 2025 was ₹-18 Mil. Pioneer Embroideries's interest coverage for the quarter that ended in Dec. 2025 was 0.07. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pioneer Embroideries's Interest Coverage or its related term are showing as below:


BOM:514300's Interest Coverage is not ranked *
in the Manufacturing - Apparel & Accessories industry.
Industry Median: 5.45
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pioneer Embroideries  (BOM:514300) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pioneer Embroideries Interest Coverage Related Terms


Pioneer Embroideries Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pioneer Embroideries's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pioneer Embroideries Interest Coverage Chart

Pioneer Embroideries Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.45 5.99 1.06 1.38 1.12

Pioneer Embroideries Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.68 0.37 0.00 0.00 0.07

Pioneer Embroideries Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, Pioneer Embroideries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Embroideries Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Pioneer Embroideries's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pioneer Embroideries's Interest Coverage falls into.


BOM:514300
50GF Score
Pioneer Embroideries Ltd BOM:514300
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Embroideries Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pioneer Embroideries's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Pioneer Embroideries's Interest Expense was ₹-89 Mil. Its Operating Income was ₹100 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹442 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*99.737/-89.316
=1.12

Pioneer Embroideries's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Pioneer Embroideries's Interest Expense was ₹-18 Mil. Its Operating Income was ₹1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.192/-18.333
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.07 mean?
Pioneer Embroideries (BOM:514300) has a Interest Coverage of 0.07 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pioneer Embroideries and its competitors. This is 94% below median its historical median of 1.25. According to the industry distribution chart, Pioneer Embroideries ranks #999999 out of 733 companies in the Manufacturing - Apparel & Accessories industry.
Is Pioneer Embroideries' Interest Coverage too high?
Pioneer Embroideries' current Interest Coverage of 0.07 is 94% below median its 10-year median of 1.25. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.45. Pioneer Embroideries' value of 0.07 is 98.7% below this industry median. Based on the distribution chart, Pioneer Embroideries ranks #999999 out of 733 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Pioneer Embroideries has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pioneer Embroideries' Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Pioneer Embroideries ranks #999999 out of 733 companies for Interest Coverage. This places Pioneer Embroideries in the lower half of its industry. The industry median Interest Coverage is 5.45. Pioneer Embroideries' value of 0.07 is 98.7% below this benchmark. While the company's 10-year median is 1.25 vs. the industry median of 5.45, Pioneer Embroideries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.45, based on 733 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pioneer Embroideries's current Interest Coverage of 0.07 is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pioneer Embroideries and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Embroideries's current Interest Coverage is 0.07, which is 94% below median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Embroideries stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Embroideries (BOM:514300) is currently considered Possible Value Trap. The stock's GF Value™ is ₹40.85, compared to a current price of ₹23.11 — trading 43.4% below its estimated fair value. The current Interest Coverage is 0.07, which is 94% below median its 10-year median of 1.25 and 98.7% below the Manufacturing - Apparel & Accessories industry median of 5.45. Pioneer Embroideries' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pioneer Embroideries (BOM:514300), the current Interest Coverage is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Embroideries (BOM:514300) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Embroideries stock appears to be undervalued. The current stock price of ₹23.11 is trading 43.4% below its estimated GF Value™ of ₹40.85. GuruFocus considers Pioneer Embroideries to be Possible Value Trap.

Key valuation signals for BOM:514300:

  • Interest Coverage: 0.07 (94% below median its 10-year median of 1.25)
  • GF Value™: ₹40.85 vs. price of ₹23.11 (43.4% below fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 98.7% below the Manufacturing - Apparel & Accessories median (#999999 of 733)

No single metric tells the full story. See the BOM:514300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Embroideries Business Description

Other Exchanges PIONEEREMB:India
Address 3-A Udyog Nagar, Off S. V. Road, Unit No. 21 to 25, 2nd Floor, Orient House, Goregaon (West, Mumbai, MH, IND, 400 062
Pioneer Embroideries Ltd is an Indian manufacturer and exporter of value-added Specialized Polyester Filament Yarn (SPFY) and Embroideries & Laces (EL). The company has only one operating segment, named Textile. The company's products include Apparels, Dope Dyed Polyester Yarn, Elastic, Embroidered Fabrics and Laces, Fancy Laces, Flat Bed Knitted Laces, Motifs/Collars/Necks, and Torchan/Bobbin Laces(Crochet).
50GF Score

Get the complete analysis for BOM:514300

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹23.11
Price
₹40.85
GF Value