Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Gujjubhai IndustriesBOM:532070 -0.91%82 Interest Coverage is 18.66 as of Mar. 2026, which is 86% below its 10-year median of 129.00. GuruFocus rates BOM:532070 with a GF Score™ of 82/100 and a GF Value™ of ₹146.77 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 255 Retail - Defensive companies, Gujjubhai Industries ranks better than 57.65% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Gujjubhai Industries's
Operating Income
for the
three
months ended in Mar. 2026 was ₹34 Mil. Gujjubhai Industries's Interest Expense for the
three
months ended in Mar. 2026 was ₹-2 Mil.
Gujjubhai Industries's interest coverage for the quarter that ended in Mar. 2026 was 18.66.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Gujjubhai Industries's Interest Coverage or its related term are showing as below:
BOM:532070'
s Interest Coverage Range Over the Past 10 Years
Min: 11.9 Med: 129 Max: 1616.5
Current: 12.13
BOM:532070's Interest Coverage is ranked better than 57.65% of 255
companies
in the Retail - Defensive industry
Industry Median: 8.79
vs BOM:532070: 12.13
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Gujjubhai Industries Interest Coverage Related Terms
Gujjubhai Industries Interest Coverage Historical Data
* Premium members only.
The historical data trend for Gujjubhai Industries's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:532070 vs SYY, USFD, PFGC: Interest Coverage Comparison
For the Food Distribution subindustry, Gujjubhai Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gujjubhai Industries Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Gujjubhai Industries's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Gujjubhai Industries's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gujjubhai Industries (BOM:532070) has a Interest Coverage of 18.66 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gujjubhai Industries and its competitors. This is 86% below median its historical median of 129.00. Over the past decade, Gujjubhai Industries' Interest Coverage has ranged from 11.90 to 1,616.50. According to the industry distribution chart, Gujjubhai Industries ranks #108 out of 255 companies in the Retail - Defensive industry, placing it in the top 42.4%.
Is Gujjubhai Industries' Interest Coverage too high?
Gujjubhai Industries' current Interest Coverage of 18.66 is 86% below median its 10-year median of 129.00. Over the past 10 years, this metric has ranged from a low of 11.90 to a high of 1,616.50. The Retail - Defensive industry median Interest Coverage is 8.79. Gujjubhai Industries' value of 18.66 is 112.3% above this industry median. Based on the distribution chart, Gujjubhai Industries ranks #108 out of 255 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Gujjubhai Industries has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gujjubhai Industries' Interest Coverage compare to SYY and USFD?
According to the Retail - Defensive industry distribution chart, Gujjubhai Industries ranks #108 out of 255 companies for Interest Coverage. This puts Gujjubhai Industries in the upper half of its industry. The industry median Interest Coverage is 8.79. Gujjubhai Industries' value of 18.66 is 112.3% above this benchmark. Historically, Gujjubhai Industries' own Interest Coverage has ranged from 11.90 to 1,616.50 over the past decade. While the company's 10-year median is 129.00 vs. the industry median of 8.79, Gujjubhai Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.79, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gujjubhai Industries's current Interest Coverage of 18.66 is 112.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gujjubhai Industries and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gujjubhai Industries's current Interest Coverage is 18.66, which is 86% below median its own 10-year median of 129.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gujjubhai Industries stock overvalued right now?
Based on GuruFocus' analysis, Gujjubhai Industries (BOM:532070) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹146.77, compared to a current price of ₹119.95 — trading 18.3% below its estimated fair value. The current Interest Coverage is 18.66, which is 86% below median its 10-year median of 129.00 and 112.3% above the Retail - Defensive industry median of 8.79. Gujjubhai Industries' overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gujjubhai Industries (BOM:532070), the current Interest Coverage is 18.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gujjubhai Industries (BOM:532070) Overvalued in 2026?
Based on GuruFocus' analysis, Gujjubhai Industries stock appears to be undervalued.
The current stock price of ₹119.95 is trading 18.3% below its estimated GF Value™ of ₹146.77.
GuruFocus considers Gujjubhai Industries to be Modestly Undervalued.
Key valuation signals for BOM:532070:
Interest Coverage: 18.66 (86% below median its 10-year median of 129.00)
GF Value™: ₹146.77 vs. price of ₹119.95 (18.3% below fair value)
Industry Position: 112.3% above the Retail - Defensive median (#108 of 255)
No single metric tells the full story. See the BOM:532070 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gujjubhai Industries Ltd, formerly Sumuka Agro Industries Ltd is a company engaged in the business of trading and retailing a wide array of dry fruit products. The company's product portfolio includes almonds, cashew nuts, raisins, pistachios, chocolates, dates, dried fruits, mukhwas, premium nuts, seeds, walnuts, and many other products. It sells the products under the brand name of Siamaa's.
82GF Score
Get the complete analysis for BOM:532070
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:532070 has been successfully added to your 
