Minolta FinanceBOM:532164 65 Interest Coverage is 0.95 as of Mar. 2026, which is 100% below its 10-year median of 288.00. GuruFocus rates BOM:532164 with a GF Score™ of 65/100 and a GF Value™ of ₹13.69 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 483 Asset Management companies, Minolta Finance ranks worse than 96.07% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Minolta Finance's
Operating Income
for the
three
months ended in Mar. 2026 was ₹39.2 Mil. Minolta Finance's Interest Expense for the
three
months ended in Mar. 2026 was ₹-41.2 Mil.
Minolta Finance's interest coverage for the quarter that ended in Mar. 2026 was 0.95.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Minolta Finance Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Minolta Finance's Interest Coverage or its related term are showing as below:
BOM:532164'
s Interest Coverage Range Over the Past 10 Years
Min: 0.52 Med: 288 Max: 2593
Current: 0.52
BOM:532164's Interest Coverage is ranked worse than 96.07% of 483
companies
in the Asset Management industry
Industry Median: 45.22
vs BOM:532164: 0.52
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Minolta Finance Interest Coverage Related Terms
Minolta Finance Interest Coverage Historical Data
* Premium members only.
The historical data trend for Minolta Finance's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:532164 vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, Minolta Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Minolta Finance Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Minolta Finance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Minolta Finance's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Minolta Finance (BOM:532164) has a Interest Coverage of 0.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Minolta Finance and its competitors. This is 100% below median its historical median of 288.00. Over the past decade, Minolta Finance's Interest Coverage has ranged from 0.52 to 2,593.00. According to the industry distribution chart, Minolta Finance ranks #464 out of 483 companies in the Asset Management industry, placing it in the top 96.1%.
Is Minolta Finance's Interest Coverage too high?
Minolta Finance's current Interest Coverage of 0.95 is 100% below median its 10-year median of 288.00. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 2,593.00. The Asset Management industry median Interest Coverage is 45.22. Minolta Finance's value of 0.95 is 97.9% below this industry median. Based on the distribution chart, Minolta Finance ranks #464 out of 483 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Minolta Finance has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Minolta Finance's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Minolta Finance ranks #464 out of 483 companies for Interest Coverage. This places Minolta Finance in the lower half of its industry. The industry median Interest Coverage is 45.22. Minolta Finance's value of 0.95 is 97.9% below this benchmark. Historically, Minolta Finance's own Interest Coverage has ranged from 0.52 to 2,593.00 over the past decade. While the company's 10-year median is 288.00 vs. the industry median of 45.22, Minolta Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Minolta Finance's current Interest Coverage of 0.95 is 97.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Minolta Finance and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Minolta Finance's current Interest Coverage is 0.95, which is 100% below median its own 10-year median of 288.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Minolta Finance stock overvalued right now?
Based on GuruFocus' analysis, Minolta Finance (BOM:532164) is currently considered Possible Value Trap. The stock's GF Value™ is ₹13.69, compared to a current price of ₹1.50 — trading 89% below its estimated fair value. The current Interest Coverage is 0.95, which is 100% below median its 10-year median of 288.00 and 97.9% below the Asset Management industry median of 45.22. Minolta Finance's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Minolta Finance (BOM:532164), the current Interest Coverage is 0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Minolta Finance (BOM:532164) Overvalued in 2026?
Based on GuruFocus' analysis, Minolta Finance stock appears to be undervalued.
The current stock price of ₹1.50 is trading 89% below its estimated GF Value™ of ₹13.69.
GuruFocus considers Minolta Finance to be Possible Value Trap.
Key valuation signals for BOM:532164:
Interest Coverage: 0.95 (100% below median its 10-year median of 288.00)
GF Value™: ₹13.69 vs. price of ₹1.50 (89% below fair value)
Industry Position: 97.9% below the Asset Management median (#464 of 483)
No single metric tells the full story. See the BOM:532164 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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