Minolta Finance (BOM:532164) Net Margin %: -1.21% (As of Mar. 2026)


BOM:532164 Minolta Finance Ltd BOM:532164
68 GF Score
Price ₹1.52
GF Value ₹13.63
Valuation Possible Value Trap
! 5 Warning Signs
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What is Minolta Finance Net Margin %?

Minolta Finance BOM:532164 68 Net Margin % is -1.21% as of Mar. 2026. GuruFocus rates BOM:532164 with a GF Score™ of 68/100 and a GF Value™ of ₹13.63 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,569 Asset Management companies, Minolta Finance ranks worse than 89.23% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Minolta Finance's Net Income for the three months ended in Mar. 2026 was ₹-0.7 Mil. Minolta Finance's Revenue for the three months ended in Mar. 2026 was ₹53.8 Mil. Therefore, Minolta Finance's net margin for the quarter that ended in Mar. 2026 was -1.21%.

The historical rank and industry rank for Minolta Finance's Net Margin % or its related term are showing as below:

BOM:532164' s Net Margin % Range Over the Past 10 Years
Min: -28.12   Med: 10.74   Max: 53.94
Current: -28.12


BOM:532164's Net Margin % is ranked worse than
89.23% of 1569 companies
in the Asset Management industry
Industry Median: 84.91 vs BOM:532164: -28.12

Minolta Finance  (BOM:532164) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Minolta Finance Net Margin % Related Terms


Minolta Finance Net Margin % Historical Data

* Premium members only.

The historical data trend for Minolta Finance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Minolta Finance Net Margin % Chart

Minolta Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.89 8.58 6.78 1.20 -11.94

Minolta Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.22 7.14 15,928.53 50.62 -1.21

BOM:532164 vs BLK, BX, KKR: Net Margin % Comparison

For the Asset Management subindustry, Minolta Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Minolta Finance Net Margin % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Minolta Finance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Minolta Finance's Net Margin % falls into.


BOM:532164
68GF Score
Minolta Finance Ltd BOM:532164
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Minolta Finance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Minolta Finance's Net Margin for the fiscal year that ended in Mar. 2026 is calculated as

Net Margin=Net Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-14.281/119.583
=-11.94 %

Minolta Finance's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.651/53.844
=-1.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -1.21% mean?
Minolta Finance (BOM:532164) has a Net Margin % of -1.21% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Minolta Finance and its competitors. According to the industry distribution chart, Minolta Finance ranks #1400 out of 1569 companies in the Asset Management industry, placing it in the top 89.2%.
Is Minolta Finance's Net Margin % too high?
Minolta Finance's current Net Margin % is -1.21%. Based on the distribution chart, Minolta Finance ranks #1400 out of 1569 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Minolta Finance has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Minolta Finance's Net Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Minolta Finance ranks #1400 out of 1569 companies for Net Margin %. This places Minolta Finance in the lower half of its industry. The industry median Net Margin % is 84.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Asset Management company?
The median Net Margin % among Asset Management companies is 84.91, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Minolta Finance and its competitors. For the Asset Management industry, the median Net Margin % is 84.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Minolta Finance's current Net Margin % is -1.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Minolta Finance stock overvalued right now?
Based on GuruFocus' analysis, Minolta Finance (BOM:532164) is currently considered Possible Value Trap. The stock's GF Value™ is ₹13.63, compared to a current price of ₹1.52 — trading 88.8% below its estimated fair value. The current Net Margin % is -1.21%. Minolta Finance's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Minolta Finance (BOM:532164), the current Net Margin % is -1.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Minolta Finance (BOM:532164) Overvalued in 2026?

Based on GuruFocus' analysis, Minolta Finance stock appears to be undervalued. The current stock price of ₹1.52 is trading 88.8% below its estimated GF Value™ of ₹13.63. GuruFocus considers Minolta Finance to be Possible Value Trap.

Key valuation signals for BOM:532164:

  • Net Margin %: -1.21%
  • GF Value™: ₹13.63 vs. price of ₹1.52 (88.8% below fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the BOM:532164 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Minolta Finance Business Description

Address Unique Pearl, BL-A, Hatiara, Roy Para, Kolkata, WB, IND, 700157
Minolta Finance Ltd is an Indian non-banking finance company. The company generates revenue from interest income.
68GF Score

Get the complete analysis for BOM:532164

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.52
Price
₹13.63
GF Value