USG Tech Solutions (BOM:532402) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


BOM:532402 USG Tech Solutions Ltd BOM:532402
40 GF Score
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What is USG Tech Solutions Interest Coverage?

USG Tech Solutions BOM:532402 -1.97% 40 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:532402 with a GF Score™ of 40/100. The stock has 1 warning sign investors should review. Among 1,703 Software companies, USG Tech Solutions ranks worse than 58719.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. USG Tech Solutions's Operating Income for the three months ended in Mar. 2026 was ₹-0.39 Mil. USG Tech Solutions's Interest Expense for the three months ended in Mar. 2026 was ₹-0.42 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for USG Tech Solutions's Interest Coverage or its related term are showing as below:


BOM:532402's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.67
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


USG Tech Solutions  (BOM:532402) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


USG Tech Solutions Interest Coverage Related Terms


USG Tech Solutions Interest Coverage Historical Data

* Premium members only.

The historical data trend for USG Tech Solutions's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

USG Tech Solutions Interest Coverage Chart

USG Tech Solutions Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

USG Tech Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:532402 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, USG Tech Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USG Tech Solutions Interest Coverage vs Software Industry

For the Software industry and Technology sector, USG Tech Solutions's Interest Coverage distribution charts can be found below:

* The bar in red indicates where USG Tech Solutions's Interest Coverage falls into.


BOM:532402
40GF Score
USG Tech Solutions Ltd BOM:532402
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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USG Tech Solutions Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

USG Tech Solutions's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, USG Tech Solutions's Interest Expense was ₹-1.73 Mil. Its Operating Income was ₹-1.97 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹57.33 Mil.

USG Tech Solutions did not have earnings to cover the interest expense.

USG Tech Solutions's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, USG Tech Solutions's Interest Expense was ₹-0.42 Mil. Its Operating Income was ₹-0.39 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹57.33 Mil.

USG Tech Solutions did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
USG Tech Solutions (BOM:532402) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on USG Tech Solutions and its competitors. According to the industry distribution chart, USG Tech Solutions ranks #999999 out of 1703 companies in the Software industry.
Is USG Tech Solutions' Interest Coverage too high?
USG Tech Solutions' current Interest Coverage is 0 (At Loss). Based on the distribution chart, USG Tech Solutions ranks #999999 out of 1703 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, USG Tech Solutions has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does USG Tech Solutions' Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, USG Tech Solutions ranks #999999 out of 1703 companies for Interest Coverage. This places USG Tech Solutions in the lower half of its industry. The industry median Interest Coverage is 24.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on USG Tech Solutions and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. USG Tech Solutions's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USG Tech Solutions stock overvalued right now?
USG Tech Solutions (BOM:532402) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). USG Tech Solutions' overall GF Score™ is 40/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For USG Tech Solutions (BOM:532402), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

USG Tech Solutions Business Description

Address Office no 506, 507, 508, 509, Devika Towers, Chander Nagar, Ghaziabad, UP, IND, 201011
USG Tech Solutions Ltd provides inventive IT Solutions and complex software projects development that helps to keep it one step ahead of its competitors by continuously improving its IT-based business solutions. It develops applications for multiple EFT POS devices including Mobile POS, Web POS, Terminal POS, and PC POS that are focused to help retailers add more customers in their customer base. Its application development is conducted through various phases such as prototyping, testing and implementing to offer deliberate benefits to the customers.
40GF Score

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