USG Tech Solutions (BOM:532402) PB Ratio: 1.05 (As of Aug. 09, 2026) — 144% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532402 USG Tech Solutions Ltd BOM:532402
32 GF Score
Price ₹9.68
! 1 Warning Sign
View Full Analysis

What is USG Tech Solutions PB Ratio?

USG Tech Solutions BOM:532402 -1.93% 32 PB Ratio is 1.05 as of Aug. 09, 2026, which is 144% above its 10-year median of 0.43. GuruFocus rates BOM:532402 with a GF Score™ of 32/100. The stock has 1 warning sign investors should review. Among 2,630 Software companies, USG Tech Solutions ranks better than 81.6% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-09), USG Tech Solutions's share price is ₹9.68. USG Tech Solutions's Book Value per Share for the quarter that ended in Mar. 2026 was ₹9.19. Hence, USG Tech Solutions's PB Ratio of today is 1.05.

Warning Sign:

USG Tech Solutions Ltd stock PB Ratio (=1.05) is close to 3-year high of 1.05.

The historical rank and industry rank for USG Tech Solutions's PB Ratio or its related term are showing as below:

BOM:532402' s PB Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.43   Max: 1.76
Current: 1.05

During the past 13 years, USG Tech Solutions's highest PB Ratio was 1.76. The lowest was 0.18. And the median was 0.43.

BOM:532402's PB Ratio is ranked better than
81.6% of 2630 companies
in the Software industry
Industry Median: 2.49 vs BOM:532402: 1.05

During the past 12 months, USG Tech Solutions's average Book Value Per Share Growth Rate was -0.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of USG Tech Solutions was 56.70% per year. The lowest was -38.60% per year. And the median was -1.40% per year.

Back to Basics: PB Ratio


USG Tech Solutions  (BOM:532402) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


USG Tech Solutions PB Ratio Related Terms


USG Tech Solutions PB Ratio Historical Data

* Premium members only.

The historical data trend for USG Tech Solutions's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

USG Tech Solutions PB Ratio Chart

USG Tech Solutions Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.79 0.31 0.73 1.71 0.76

USG Tech Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.71 0.00 0.96 0.00 0.76

BOM:532402 vs MSFT, ORCL, PLTR: PB Ratio Comparison

For the Software - Infrastructure subindustry, USG Tech Solutions's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


USG Tech Solutions PB Ratio vs Software Industry

For the Software industry and Technology sector, USG Tech Solutions's PB Ratio distribution charts can be found below:

* The bar in red indicates where USG Tech Solutions's PB Ratio falls into.


BOM:532402
32GF Score
USG Tech Solutions Ltd BOM:532402
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

USG Tech Solutions PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

USG Tech Solutions's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=9.68/9.192
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.05 mean?
USG Tech Solutions (BOM:532402) has a PB Ratio of 1.05 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on USG Tech Solutions and its competitors. This is 144% above median its historical median of 0.43. Over the past decade, USG Tech Solutions' PB Ratio has ranged from 0.18 to 1.76. According to the industry distribution chart, USG Tech Solutions ranks #484 out of 2630 companies in the Software industry, placing it in the top 18.4%.
Is USG Tech Solutions' PB Ratio too high?
USG Tech Solutions' current PB Ratio of 1.05 is 144% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1.76. The Software industry median PB Ratio is 2.49. USG Tech Solutions' value of 1.05 is 57.8% below this industry median. Based on the distribution chart, USG Tech Solutions ranks #484 out of 2630 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, USG Tech Solutions has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does USG Tech Solutions' PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, USG Tech Solutions ranks #484 out of 2630 companies for PB Ratio. This places USG Tech Solutions in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.49. USG Tech Solutions' value of 1.05 is 57.8% below this benchmark. Historically, USG Tech Solutions' own PB Ratio has ranged from 0.18 to 1.76 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 2.49, USG Tech Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.49, based on 2,630 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. USG Tech Solutions's current PB Ratio of 1.05 is 57.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on USG Tech Solutions and its competitors. For the Software industry, the median PB Ratio is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. USG Tech Solutions's current PB Ratio is 1.05, which is 144% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USG Tech Solutions stock overvalued right now?
USG Tech Solutions (BOM:532402) has a current PB Ratio of 1.05. The current PB Ratio is 1.05, which is 144% above median its 10-year median of 0.43 and 57.8% below the Software industry median of 2.49. USG Tech Solutions' overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For USG Tech Solutions (BOM:532402), the current PB Ratio is 1.05 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

USG Tech Solutions Business Description

Address Office no 506, 507, 508, 509, Devika Towers, Chander Nagar, Ghaziabad, UP, IND, 201011
USG Tech Solutions Ltd provides inventive IT Solutions and complex software projects development that helps to keep it one step ahead of its competitors by continuously improving its IT-based business solutions. It develops applications for multiple EFT POS devices including Mobile POS, Web POS, Terminal POS, and PC POS that are focused to help retailers add more customers in their customer base. Its application development is conducted through various phases such as prototyping, testing and implementing to offer deliberate benefits to the customers.
32GF Score

Get the complete analysis for BOM:532402

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹9.68
Price