Xchanging Solutions (BOM:532616) Interest Coverage: 16.50 (As of Jun. 2026) — 95% Below Median

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BOM:532616 Xchanging Solutions Ltd BOM:532616
73 GF Score
Price ₹61.45
GF Value ₹110.33
Valuation Significantly Undervalued
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What is Xchanging Solutions Interest Coverage?

Xchanging Solutions BOM:532616 -0.21% 73 Interest Coverage is 16.50 as of Jun. 2026, which is 95% below its 10-year median of 335.75. GuruFocus rates BOM:532616 with a GF Score™ of 73/100 and a GF Value™ of ₹110.33 (Significantly Undervalued). Among 1,728 Software companies, Xchanging Solutions ranks worse than 61.05% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Xchanging Solutions's Operating Income for the three months ended in Jun. 2026 was ₹180 Mil. Xchanging Solutions's Interest Expense for the three months ended in Jun. 2026 was ₹-11 Mil. Xchanging Solutions's interest coverage for the quarter that ended in Jun. 2026 was 16.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Xchanging Solutions's Interest Coverage or its related term are showing as below:

BOM:532616' s Interest Coverage Range Over the Past 10 Years
Min: 8.31   Med: 335.75   Max: 4587
Current: 13.54


BOM:532616's Interest Coverage is ranked worse than
61.05% of 1728 companies
in the Software industry
Industry Median: 25.535 vs BOM:532616: 13.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Xchanging Solutions  (BOM:532616) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Xchanging Solutions Interest Coverage Related Terms


Xchanging Solutions Interest Coverage Historical Data

* Premium members only.

The historical data trend for Xchanging Solutions's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Xchanging Solutions Interest Coverage Chart

Xchanging Solutions Annual Data
Trend Mar16 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 335.75 491.00 24.90 8.31 12.69

Xchanging Solutions Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.48 12.69 11.82 13.72 16.50

BOM:532616 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Xchanging Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xchanging Solutions Interest Coverage vs Software Industry

For the Software industry and Technology sector, Xchanging Solutions's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Xchanging Solutions's Interest Coverage falls into.


BOM:532616
73GF Score
Xchanging Solutions Ltd BOM:532616
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xchanging Solutions Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Xchanging Solutions's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Xchanging Solutions's Interest Expense was ₹-54 Mil. Its Operating Income was ₹685 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹474 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*685.3/-54
=12.69

Xchanging Solutions's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Xchanging Solutions's Interest Expense was ₹-11 Mil. Its Operating Income was ₹180 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*179.9/-10.9
=16.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.50 mean?
Xchanging Solutions (BOM:532616) has a Interest Coverage of 16.50 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xchanging Solutions and its competitors. This is 95% below median its historical median of 335.75. Over the past decade, Xchanging Solutions' Interest Coverage has ranged from 8.31 to 4,587.00. According to the industry distribution chart, Xchanging Solutions ranks #1055 out of 1728 companies in the Software industry, placing it in the top 61.1%.
Is Xchanging Solutions' Interest Coverage too high?
Xchanging Solutions' current Interest Coverage of 16.50 is 95% below median its 10-year median of 335.75. Over the past 10 years, this metric has ranged from a low of 8.31 to a high of 4,587.00. The Software industry median Interest Coverage is 25.54. Xchanging Solutions' value of 16.50 is 35.4% below this industry median. Based on the distribution chart, Xchanging Solutions ranks #1055 out of 1728 companies in the Software industry, which is below the industry midpoint. Overall, Xchanging Solutions has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Xchanging Solutions' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Xchanging Solutions ranks #1055 out of 1728 companies for Interest Coverage. This places Xchanging Solutions in the lower half of its industry. The industry median Interest Coverage is 25.54. Xchanging Solutions' value of 16.50 is 35.4% below this benchmark. Historically, Xchanging Solutions' own Interest Coverage has ranged from 8.31 to 4,587.00 over the past decade. While the company's 10-year median is 335.75 vs. the industry median of 25.54, Xchanging Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.54, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xchanging Solutions's current Interest Coverage of 16.50 is 35.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xchanging Solutions and its competitors. For the Software industry, the median Interest Coverage is 25.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xchanging Solutions's current Interest Coverage is 16.50, which is 95% below median its own 10-year median of 335.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xchanging Solutions stock overvalued right now?
Based on GuruFocus' analysis, Xchanging Solutions (BOM:532616) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹110.33, compared to a current price of ₹61.45 — trading 44.3% below its estimated fair value. The current Interest Coverage is 16.50, which is 95% below median its 10-year median of 335.75 and 35.4% below the Software industry median of 25.54. Xchanging Solutions' overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Xchanging Solutions (BOM:532616), the current Interest Coverage is 16.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xchanging Solutions (BOM:532616) Overvalued in 2026?

Based on GuruFocus' analysis, Xchanging Solutions stock appears to be undervalued. The current stock price of ₹61.45 is trading 44.3% below its estimated GF Value™ of ₹110.33. GuruFocus considers Xchanging Solutions to be Significantly Undervalued.

Key valuation signals for BOM:532616:

  • Interest Coverage: 16.50 (95% below median its 10-year median of 335.75)
  • GF Value™: ₹110.33 vs. price of ₹61.45 (44.3% below fair value)
  • GF Score™: 73/100
  • Industry Position: 35.4% below the Software median (#1055 of 1728)

No single metric tells the full story. See the BOM:532616 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xchanging Solutions Business Description

Other Exchanges XCHANGING:India
Address Hosur Main Road, HP Avenue, 39/40, Electronic City, Bengaluru, KA, IND, 560 100
Xchanging Solutions Ltd is an Information Technology company. The company serves Healthcare, Life Sciences, Insurance, Travel, Transportation and Hospitality, Banking and Capital Markets, Aerospace and Defense, Energy, Utilities, Oil and Gas, and others. Its services include Analytics, Application Services, Business Process Services, Cloud and Platform Services, Consulting, Enterprise and Cloud Apps, Internet of Things (IoT), Security, and others. Geographically, it derives a majority of its revenue from the USA and also has a presence in Europe, India, Singapore, and the Rest of the World.
73GF Score

Get the complete analysis for BOM:532616

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹61.45
Price
₹110.33
GF Value