Inspirisys Solution (BOM:532774) Interest Coverage: 2.94 (As of Mar. 2026) — 24% Below Median


BOM:532774 Inspirisys Solution Ltd BOM:532774
76 GF Score
Price ₹106.15
GF Value ₹112.00
Valuation Fairly Valued
! 3 Warning Signs
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What is Inspirisys Solution Interest Coverage?

Inspirisys Solution BOM:532774 +1.72% 76 Interest Coverage is 2.94 as of Mar. 2026, which is 24% below its 10-year median of 3.86. GuruFocus rates BOM:532774 with a GF Score™ of 76/100 and a GF Value™ of ₹112.00 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,713 Software companies, Inspirisys Solution ranks worse than 79.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Inspirisys Solution's Operating Income for the three months ended in Mar. 2026 was ₹95 Mil. Inspirisys Solution's Interest Expense for the three months ended in Mar. 2026 was ₹-32 Mil. Inspirisys Solution's interest coverage for the quarter that ended in Mar. 2026 was 2.94. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Inspirisys Solution's Interest Coverage or its related term are showing as below:

BOM:532774' s Interest Coverage Range Over the Past 10 Years
Min: 0.62   Med: 3.86   Max: 7.82
Current: 4.54


BOM:532774's Interest Coverage is ranked worse than
79.39% of 1713 companies
in the Software industry
Industry Median: 24.62 vs BOM:532774: 4.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Inspirisys Solution  (BOM:532774) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Inspirisys Solution Interest Coverage Related Terms


Inspirisys Solution Interest Coverage Historical Data

* Premium members only.

The historical data trend for Inspirisys Solution's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Inspirisys Solution Interest Coverage Chart

Inspirisys Solution Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.02 3.86 4.07 7.82

Inspirisys Solution Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.99 5.71 7.16 4.35 2.94

BOM:532774 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Inspirisys Solution's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inspirisys Solution Interest Coverage vs Software Industry

For the Software industry and Technology sector, Inspirisys Solution's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Inspirisys Solution's Interest Coverage falls into.


BOM:532774
76GF Score
Inspirisys Solution Ltd BOM:532774
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inspirisys Solution Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Inspirisys Solution's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Inspirisys Solution's Interest Expense was ₹-53 Mil. Its Operating Income was ₹415 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹797 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*414.7/-53
=7.82

Inspirisys Solution's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Inspirisys Solution's Interest Expense was ₹-32 Mil. Its Operating Income was ₹95 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹797 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*95.2/-32.4
=2.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.94 mean?
Inspirisys Solution (BOM:532774) has a Interest Coverage of 2.94 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspirisys Solution and its competitors. This is 24% below median its historical median of 3.86. Over the past decade, Inspirisys Solution's Interest Coverage has ranged from 0.62 to 7.82. According to the industry distribution chart, Inspirisys Solution ranks #1360 out of 1713 companies in the Software industry, placing it in the top 79.4%.
Is Inspirisys Solution's Interest Coverage too high?
Inspirisys Solution's current Interest Coverage of 2.94 is 24% below median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 7.82. The Software industry median Interest Coverage is 24.62. Inspirisys Solution's value of 2.94 is 88.1% below this industry median. Based on the distribution chart, Inspirisys Solution ranks #1360 out of 1713 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Inspirisys Solution has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Inspirisys Solution's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Inspirisys Solution ranks #1360 out of 1713 companies for Interest Coverage. This places Inspirisys Solution in the lower half of its industry. The industry median Interest Coverage is 24.62. Inspirisys Solution's value of 2.94 is 88.1% below this benchmark. Historically, Inspirisys Solution's own Interest Coverage has ranged from 0.62 to 7.82 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 24.62, Inspirisys Solution has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inspirisys Solution's current Interest Coverage of 2.94 is 88.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inspirisys Solution and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inspirisys Solution's current Interest Coverage is 2.94, which is 24% below median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inspirisys Solution stock overvalued right now?
Based on GuruFocus' analysis, Inspirisys Solution (BOM:532774) is currently considered Fairly Valued. The stock's GF Value™ is ₹112.00, compared to a current price of ₹106.15 — trading 5.2% below its estimated fair value. The current Interest Coverage is 2.94, which is 24% below median its 10-year median of 3.86 and 88.1% below the Software industry median of 24.62. Inspirisys Solution's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Inspirisys Solution (BOM:532774), the current Interest Coverage is 2.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inspirisys Solution (BOM:532774) Overvalued in 2026?

Based on GuruFocus' analysis, Inspirisys Solution stock appears to be undervalued. The current stock price of ₹106.15 is trading 5.2% below its estimated GF Value™ of ₹112.00. GuruFocus considers Inspirisys Solution to be Fairly Valued.

Key valuation signals for BOM:532774:

  • Interest Coverage: 2.94 (24% below median its 10-year median of 3.86)
  • GF Value™: ₹112.00 vs. price of ₹106.15 (5.2% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 88.1% below the Software median (#1360 of 1713)

No single metric tells the full story. See the BOM:532774 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inspirisys Solution Business Description

Other Exchanges INSPIRISYS:India
Address Taylors Road, New Door Nos. 57, 59, 61 & 63, First Floor, Dowlath Towers, Kilpauk, Chennai, TN, IND, 600010
Inspirisys Solution Ltd operates as an information technology services and consulting company. Its principal lines of business are IT services, which include providing system integration (SI) solutions comprising network design, hardware, and software. Services that comprise IT Infrastructure management solutions, software development, support, and warranty management solutions (WMS) for imported and indigenous equipment, development, implementation, and maintenance of software applications. Its segments are namely Service, Systems Integrations, and Warranty Management Services. The company generates the majority of its revenue from the Services segment. which includes Infra, Security, Cloud, and Software. Geographically, the company generates the majority of its revenue from India.
76GF Score

Get the complete analysis for BOM:532774

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹106.15
Price
₹112.00
GF Value