Intrasoft Technologies (BOM:533181) Interest Coverage: 12.27 (As of Mar. 2026) — 308% Above Median


BOM:533181 Intrasoft Technologies Ltd BOM:533181
77 GF Score
Price ₹76.10
GF Value ₹123.23
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Intrasoft Technologies Interest Coverage?

Intrasoft Technologies BOM:533181 -2.95% 77 Interest Coverage is 12.27 as of Mar. 2026, which is 308% above its 10-year median of 3.01. GuruFocus rates BOM:533181 with a GF Score™ of 77/100 and a GF Value™ of ₹123.23 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 824 Retail - Cyclical companies, Intrasoft Technologies ranks better than 62.86% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Intrasoft Technologies's Operating Income for the three months ended in Mar. 2026 was ₹38 Mil. Intrasoft Technologies's Interest Expense for the three months ended in Mar. 2026 was ₹-3 Mil. Intrasoft Technologies's interest coverage for the quarter that ended in Mar. 2026 was 12.27. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Intrasoft Technologies's Interest Coverage or its related term are showing as below:

BOM:533181' s Interest Coverage Range Over the Past 10 Years
Min: 0.58   Med: 3.01   Max: 14.07
Current: 14.07


BOM:533181's Interest Coverage is ranked better than
62.86% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs BOM:533181: 14.07

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Intrasoft Technologies  (BOM:533181) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Intrasoft Technologies Interest Coverage Related Terms


Intrasoft Technologies Interest Coverage Historical Data

* Premium members only.

The historical data trend for Intrasoft Technologies's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Intrasoft Technologies Interest Coverage Chart

Intrasoft Technologies Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.05 1.97 1.64 6.54 13.97

Intrasoft Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.88 13.93 15.78 14.80 12.27

BOM:533181 vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Intrasoft Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intrasoft Technologies Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Intrasoft Technologies's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Intrasoft Technologies's Interest Coverage falls into.


BOM:533181
77GF Score
Intrasoft Technologies Ltd BOM:533181
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intrasoft Technologies Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Intrasoft Technologies's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Intrasoft Technologies's Interest Expense was ₹-12 Mil. Its Operating Income was ₹161 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹163 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*160.986/-11.522
=13.97

Intrasoft Technologies's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Intrasoft Technologies's Interest Expense was ₹-3 Mil. Its Operating Income was ₹38 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹163 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*38.49/-3.137
=12.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.27 mean?
Intrasoft Technologies (BOM:533181) has a Interest Coverage of 12.27 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Intrasoft Technologies and its competitors. This is 308% above median its historical median of 3.01. Over the past decade, Intrasoft Technologies' Interest Coverage has ranged from 0.58 to 14.07. According to the industry distribution chart, Intrasoft Technologies ranks #306 out of 824 companies in the Retail - Cyclical industry, placing it in the top 37.1%.
Is Intrasoft Technologies' Interest Coverage too high?
Intrasoft Technologies' current Interest Coverage of 12.27 is 308% above median its 10-year median of 3.01. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 14.07. The Retail - Cyclical industry median Interest Coverage is 7.94. Intrasoft Technologies' value of 12.27 is 54.5% above this industry median. Based on the distribution chart, Intrasoft Technologies ranks #306 out of 824 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Intrasoft Technologies has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intrasoft Technologies' Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Intrasoft Technologies ranks #306 out of 824 companies for Interest Coverage. This puts Intrasoft Technologies in the upper half of its industry. The industry median Interest Coverage is 7.94. Intrasoft Technologies' value of 12.27 is 54.5% above this benchmark. Historically, Intrasoft Technologies' own Interest Coverage has ranged from 0.58 to 14.07 over the past decade. While the company's 10-year median is 3.01 vs. the industry median of 7.94, Intrasoft Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intrasoft Technologies's current Interest Coverage of 12.27 is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Intrasoft Technologies and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intrasoft Technologies's current Interest Coverage is 12.27, which is 308% above median its own 10-year median of 3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrasoft Technologies stock overvalued right now?
Based on GuruFocus' analysis, Intrasoft Technologies (BOM:533181) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹123.23, compared to a current price of ₹76.10 — trading 38.2% below its estimated fair value. The current Interest Coverage is 12.27, which is 308% above median its 10-year median of 3.01 and 54.5% above the Retail - Cyclical industry median of 7.94. Intrasoft Technologies' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Intrasoft Technologies (BOM:533181), the current Interest Coverage is 12.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intrasoft Technologies (BOM:533181) Overvalued in 2026?

Based on GuruFocus' analysis, Intrasoft Technologies stock appears to be undervalued. The current stock price of ₹76.10 is trading 38.2% below its estimated GF Value™ of ₹123.23. GuruFocus considers Intrasoft Technologies to be Significantly Undervalued.

Key valuation signals for BOM:533181:

  • Interest Coverage: 12.27 (308% above median its 10-year median of 3.01)
  • GF Value™: ₹123.23 vs. price of ₹76.10 (38.2% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 54.5% above the Retail - Cyclical median (#306 of 824)

No single metric tells the full story. See the BOM:533181 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intrasoft Technologies Business Description

Other Exchanges ISFT:India
Address 145, Rash Behari Avenue, Suite 301, Kolkata, WB, IND, 700029
Intrasoft Technologies Ltd is engaged in the retail sale of products and services through the Internet. It sells its products through its e-commerce retail platform. 123Stores, its e-commerce division is an e-commerce solutions provider and retailer, offering a complete e-commerce selling process from cataloging the products to pricing, integrating inventory, advertising, and order fulfillment to after sales services. Its product profile includes furniture, patio, lawn and garden, musical instruments and gadgets, arts and crafts, sports, and outdoor, toys, games, kitchen, and dining appliances. The company generates revenue from a single business segment of Internet Based Delivery of Services. Geographically, the United States of America is its key revenue-generating market.
77GF Score

Get the complete analysis for BOM:533181

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹76.10
Price
₹123.23
GF Value