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Patdiam JewelleryBOM:539401 83 Interest Coverage is 2.76 as of Sep. 2025, which is 51% below its 10-year median of 5.67. GuruFocus rates BOM:539401 with a GF Score™ of 83/100 and a GF Value™ of ₹382.86 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 830 Retail - Cyclical companies, Patdiam Jewellery ranks better than 63.01% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Patdiam Jewellery's
Operating Income
for the
six
months ended in Sep. 2025 was ₹16 Mil. Patdiam Jewellery's Interest Expense for the
six
months ended in Sep. 2025 was ₹-6 Mil.
Patdiam Jewellery's interest coverage for the quarter that ended in Sep. 2025 was 2.76.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Patdiam Jewellery's Interest Coverage or its related term are showing as below:
BOM:539401'
s Interest Coverage Range Over the Past 10 Years
Min: 1.46 Med: 5.67 Max: 20.79
Current: 14.01
BOM:539401's Interest Coverage is ranked better than 63.01% of 830
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:539401: 14.01
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Patdiam Jewellery Interest Coverage Related Terms
Patdiam Jewellery Interest Coverage Historical Data
* Premium members only.
The historical data trend for Patdiam Jewellery's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Patdiam Jewellery's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Patdiam Jewellery Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Patdiam Jewellery's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Patdiam Jewellery's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Patdiam Jewellery (BOM:539401) has a Interest Coverage of 2.76 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Patdiam Jewellery and its competitors. This is 51% below median its historical median of 5.67. Over the past decade, Patdiam Jewellery's Interest Coverage has ranged from 1.46 to 20.79. According to the industry distribution chart, Patdiam Jewellery ranks #307 out of 830 companies in the Retail - Cyclical industry, placing it in the top 37%.
Is Patdiam Jewellery's Interest Coverage too high?
Patdiam Jewellery's current Interest Coverage of 2.76 is 51% below median its 10-year median of 5.67. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 20.79. The Retail - Cyclical industry median Interest Coverage is 7.45. Patdiam Jewellery's value of 2.76 is 63% below this industry median. Based on the distribution chart, Patdiam Jewellery ranks #307 out of 830 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Patdiam Jewellery has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Patdiam Jewellery's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Patdiam Jewellery ranks #307 out of 830 companies for Interest Coverage. This puts Patdiam Jewellery in the upper half of its industry. The industry median Interest Coverage is 7.45. Patdiam Jewellery's value of 2.76 is 63% below this benchmark. Historically, Patdiam Jewellery's own Interest Coverage has ranged from 1.46 to 20.79 over the past decade. While the company's 10-year median is 5.67 vs. the industry median of 7.45, Patdiam Jewellery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Patdiam Jewellery's current Interest Coverage of 2.76 is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Patdiam Jewellery and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patdiam Jewellery's current Interest Coverage is 2.76, which is 51% below median its own 10-year median of 5.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patdiam Jewellery stock overvalued right now?
Based on GuruFocus' analysis, Patdiam Jewellery (BOM:539401) is currently considered Possible Value Trap. The stock's GF Value™ is ₹382.86, compared to a current price of ₹234.00 — trading 38.9% below its estimated fair value. The current Interest Coverage is 2.76, which is 51% below median its 10-year median of 5.67 and 63% below the Retail - Cyclical industry median of 7.45. Patdiam Jewellery's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Patdiam Jewellery (BOM:539401), the current Interest Coverage is 2.76 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Patdiam Jewellery (BOM:539401) Overvalued in 2026?
Based on GuruFocus' analysis, Patdiam Jewellery stock appears to be undervalued.
The current stock price of ₹234.00 is trading 38.9% below its estimated GF Value™ of ₹382.86.
GuruFocus considers Patdiam Jewellery to be Possible Value Trap.
Key valuation signals for BOM:539401:
Interest Coverage: 2.76 (51% below median its 10-year median of 5.67)
GF Value™: ₹382.86 vs. price of ₹234.00 (38.9% below fair value)
Industry Position: 63% below the Retail - Cyclical median (#307 of 830)
No single metric tells the full story. See the BOM:539401 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Patdiam Jewellery Ltd is a diamond jewelry manufacturing company. The Company is engaged in designing, manufacturing, and marketing various jewelry made out of gold, platinum with studded diamonds, and precious and semi-precious stones. Its products include Rings, Bangles, Earrings, Pendants, and Necklaces. It operates and markets its products to countries like the United States, Dubai, Japan, and Asia.
83GF Score
Get the complete analysis for BOM:539401
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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