Patdiam Jewellery (BOM:539401) ROE %: 7.41% (As of Sep. 2025) — 20% Above Median


BOM:539401 Patdiam Jewellery Ltd BOM:539401
77 GF Score
Price ₹234.00
GF Value ₹380.99
Valuation Possible Value Trap
! 2 Warning Signs
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What is Patdiam Jewellery ROE %?

Patdiam Jewellery BOM:539401 77 ROE % is 7.41% as of Sep. 2025, which is 20% above its 10-year median of 6.15. GuruFocus rates BOM:539401 with a GF Score™ of 77/100 and a GF Value™ of ₹380.99 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,089 Retail - Cyclical companies, Patdiam Jewellery ranks better than 77.04% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Patdiam Jewellery's annualized net income for the quarter that ended in Sep. 2025 was ₹54 Mil. Patdiam Jewellery's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was ₹730 Mil. Therefore, Patdiam Jewellery's annualized ROE % for the quarter that ended in Sep. 2025 was 7.41%.

The historical rank and industry rank for Patdiam Jewellery's ROE % or its related term are showing as below:

BOM:539401' s ROE % Range Over the Past 10 Years
Min: 2.99   Med: 6.15   Max: 18.12
Current: 17.11

During the past 11 years, Patdiam Jewellery's highest ROE % was 18.12%. The lowest was 2.99%. And the median was 6.15%.

BOM:539401's ROE % is ranked better than
77.04% of 1089 companies
in the Retail - Cyclical industry
Industry Median: 6.49 vs BOM:539401: 17.11

Patdiam Jewellery  (BOM:539401) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=54.104/730.0975
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(54.104 / 1353.658)*(1353.658 / 1149.029)*(1149.029 / 730.0975)
=Net Margin %*Asset Turnover*Equity Multiplier
=4 %*1.1781*1.5738
=ROA %*Equity Multiplier
=4.71 %*1.5738
=7.41 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=54.104/730.0975
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (54.104 / 75.944) * (75.944 / 31.356) * (31.356 / 1353.658) * (1353.658 / 1149.029) * (1149.029 / 730.0975)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7124 * 2.422 * 2.32 % * 1.1781 * 1.5738
=7.41 %

Note: The net income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Patdiam Jewellery ROE % Related Terms


Patdiam Jewellery ROE % Historical Data

* Premium members only.

The historical data trend for Patdiam Jewellery's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Patdiam Jewellery ROE % Chart

Patdiam Jewellery Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.38 14.81 16.64 10.89 18.12

Patdiam Jewellery Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.59 14.21 8.89 27.40 7.41

BOM:539401 vs TPR: ROE % Comparison

For the Luxury Goods subindustry, Patdiam Jewellery's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patdiam Jewellery ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Patdiam Jewellery's ROE % distribution charts can be found below:

* The bar in red indicates where Patdiam Jewellery's ROE % falls into.


BOM:539401
77GF Score
Patdiam Jewellery Ltd BOM:539401
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Patdiam Jewellery ROE % Calculation

Patdiam Jewellery's annualized ROE % for the fiscal year that ended in Mar. 2025 is calculated as

ROE %=Net Income (A: Mar. 2025 )/( (Total Stockholders Equity (A: Mar. 2024 )+Total Stockholders Equity (A: Mar. 2025 ))/ count )
=119.045/( (597.527+716.572)/ 2 )
=119.045/657.0495
=18.12 %

Patdiam Jewellery's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Mar. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=54.104/( (716.572+743.623)/ 2 )
=54.104/730.0975
=7.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 7.41% mean?
Patdiam Jewellery (BOM:539401) has a ROE % of 7.41% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Patdiam Jewellery and its competitors. This is 20% above median its historical median of 6.15. Over the past decade, Patdiam Jewellery's ROE % has ranged from 2.99 to 18.12. According to the industry distribution chart, Patdiam Jewellery ranks #250 out of 1089 companies in the Retail - Cyclical industry, placing it in the top 23%.
Is Patdiam Jewellery's ROE % too high?
Patdiam Jewellery's current ROE % of 7.41% is 20% above median its 10-year median of 6.15. Over the past 10 years, this metric has ranged from a low of 2.99 to a high of 18.12. The Retail - Cyclical industry median ROE % is 6.49. Patdiam Jewellery's value of 7.41% is 14.2% above this industry median. Based on the distribution chart, Patdiam Jewellery ranks #250 out of 1089 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Patdiam Jewellery has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Patdiam Jewellery's ROE % compare to TPR?
According to the Retail - Cyclical industry distribution chart, Patdiam Jewellery ranks #250 out of 1089 companies for ROE %. This places Patdiam Jewellery in the top 23% of its industry — outperforming the majority of peers. The industry median ROE % is 6.49. Patdiam Jewellery's value of 7.41% is 14.2% above this benchmark. Historically, Patdiam Jewellery's own ROE % has ranged from 2.99 to 18.12 over the past decade. While the company's 10-year median is 6.15 vs. the industry median of 6.49, Patdiam Jewellery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.49, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Patdiam Jewellery's current ROE % of 7.41% is 14.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Patdiam Jewellery and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patdiam Jewellery's current ROE % is 7.41%, which is 20% above median its own 10-year median of 6.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patdiam Jewellery stock overvalued right now?
Based on GuruFocus' analysis, Patdiam Jewellery (BOM:539401) is currently considered Possible Value Trap. The stock's GF Value™ is ₹380.99, compared to a current price of ₹234.00 — trading 38.6% below its estimated fair value. The current ROE % is 7.41%, which is 20% above median its 10-year median of 6.15 and 14.2% above the Retail - Cyclical industry median of 6.49. Patdiam Jewellery's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Patdiam Jewellery (BOM:539401), the current ROE % is 7.41% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patdiam Jewellery (BOM:539401) Overvalued in 2026?

Based on GuruFocus' analysis, Patdiam Jewellery stock appears to be undervalued. The current stock price of ₹234.00 is trading 38.6% below its estimated GF Value™ of ₹380.99. GuruFocus considers Patdiam Jewellery to be Possible Value Trap.

Key valuation signals for BOM:539401:

  • ROE %: 7.41% (20% above median its 10-year median of 6.15)
  • GF Value™: ₹380.99 vs. price of ₹234.00 (38.6% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 14.2% above the Retail - Cyclical median (#250 of 1089)

No single metric tells the full story. See the BOM:539401 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Patdiam Jewellery Business Description

Address Gala No 102, Building No. 1, SEEPZ SEZ, Andheri (East), Mumbai, MH, IND, 400096
Patdiam Jewellery Ltd is a diamond jewelry manufacturing company. The Company is engaged in designing, manufacturing, and marketing various jewelry made out of gold, platinum with studded diamonds, and precious and semi-precious stones. Its products include Rings, Bangles, Earrings, Pendants, and Necklaces. It operates and markets its products to countries like the United States, Dubai, Japan, and Asia.
77GF Score

Get the complete analysis for BOM:539401

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹234.00
Price
₹380.99
GF Value