Polo Queen Industrial and Fintech (BOM:540717) Interest Coverage: 1.75 (As of Mar. 2026) — 12% Below Median


BOM:540717 Polo Queen Industrial and Fintech Ltd BOM:540717
66 GF Score
Price ₹10.43
GF Value ₹45.96
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Polo Queen Industrial and Fintech Interest Coverage?

Polo Queen Industrial and Fintech BOM:540717 -2.25% 66 Interest Coverage is 1.75 as of Mar. 2026, which is 12% below its 10-year median of 1.99. GuruFocus rates BOM:540717 with a GF Score™ of 66/100 and a GF Value™ of ₹45.96 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 427 Conglomerates companies, Polo Queen Industrial and Fintech ranks worse than 69.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Polo Queen Industrial and Fintech's Operating Income for the three months ended in Mar. 2026 was ₹5.7 Mil. Polo Queen Industrial and Fintech's Interest Expense for the three months ended in Mar. 2026 was ₹-3.3 Mil. Polo Queen Industrial and Fintech's interest coverage for the quarter that ended in Mar. 2026 was 1.75. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Polo Queen Industrial and Fintech's Interest Coverage or its related term are showing as below:

BOM:540717' s Interest Coverage Range Over the Past 10 Years
Min: 0.08   Med: 1.99   Max: 2.84
Current: 2.8


BOM:540717's Interest Coverage is ranked worse than
69.79% of 427 companies
in the Conglomerates industry
Industry Median: 5.33 vs BOM:540717: 2.80

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Polo Queen Industrial and Fintech  (BOM:540717) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Polo Queen Industrial and Fintech Interest Coverage Related Terms


Polo Queen Industrial and Fintech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Polo Queen Industrial and Fintech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Polo Queen Industrial and Fintech Interest Coverage Chart

Polo Queen Industrial and Fintech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.03 2.84 1.97 2.61 2.80

Polo Queen Industrial and Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 2.90 3.06 3.42 1.75

BOM:540717 vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Polo Queen Industrial and Fintech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polo Queen Industrial and Fintech Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Polo Queen Industrial and Fintech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Polo Queen Industrial and Fintech's Interest Coverage falls into.


BOM:540717
66GF Score
Polo Queen Industrial and Fintech Ltd BOM:540717
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Polo Queen Industrial and Fintech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Polo Queen Industrial and Fintech's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Polo Queen Industrial and Fintech's Interest Expense was ₹-14.2 Mil. Its Operating Income was ₹39.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹68.9 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*39.912/-14.229
=2.80

Polo Queen Industrial and Fintech's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Polo Queen Industrial and Fintech's Interest Expense was ₹-3.3 Mil. Its Operating Income was ₹5.7 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹68.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.691/-3.258
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.75 mean?
Polo Queen Industrial and Fintech (BOM:540717) has a Interest Coverage of 1.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polo Queen Industrial and Fintech and its competitors. This is 12% below median its historical median of 1.99. Over the past decade, Polo Queen Industrial and Fintech's Interest Coverage has ranged from 0.08 to 2.84. According to the industry distribution chart, Polo Queen Industrial and Fintech ranks #298 out of 427 companies in the Conglomerates industry, placing it in the top 69.8%.
Is Polo Queen Industrial and Fintech's Interest Coverage too high?
Polo Queen Industrial and Fintech's current Interest Coverage of 1.75 is 12% below median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 2.84. The Conglomerates industry median Interest Coverage is 5.33. Polo Queen Industrial and Fintech's value of 1.75 is 67.2% below this industry median. Based on the distribution chart, Polo Queen Industrial and Fintech ranks #298 out of 427 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Polo Queen Industrial and Fintech has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Polo Queen Industrial and Fintech's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Polo Queen Industrial and Fintech ranks #298 out of 427 companies for Interest Coverage. This places Polo Queen Industrial and Fintech in the lower half of its industry. The industry median Interest Coverage is 5.33. Polo Queen Industrial and Fintech's value of 1.75 is 67.2% below this benchmark. Historically, Polo Queen Industrial and Fintech's own Interest Coverage has ranged from 0.08 to 2.84 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 5.33, Polo Queen Industrial and Fintech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.33, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Polo Queen Industrial and Fintech's current Interest Coverage of 1.75 is 67.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polo Queen Industrial and Fintech and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Polo Queen Industrial and Fintech's current Interest Coverage is 1.75, which is 12% below median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polo Queen Industrial and Fintech stock overvalued right now?
Based on GuruFocus' analysis, Polo Queen Industrial and Fintech (BOM:540717) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹45.96, compared to a current price of ₹10.43 — trading 77.3% below its estimated fair value. The current Interest Coverage is 1.75, which is 12% below median its 10-year median of 1.99 and 67.2% below the Conglomerates industry median of 5.33. Polo Queen Industrial and Fintech's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Polo Queen Industrial and Fintech (BOM:540717), the current Interest Coverage is 1.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Polo Queen Industrial and Fintech (BOM:540717) Overvalued in 2026?

Based on GuruFocus' analysis, Polo Queen Industrial and Fintech stock appears to be undervalued. The current stock price of ₹10.43 is trading 77.3% below its estimated GF Value™ of ₹45.96. GuruFocus considers Polo Queen Industrial and Fintech to be Significantly Undervalued.

Key valuation signals for BOM:540717:

  • Interest Coverage: 1.75 (12% below median its 10-year median of 1.99)
  • GF Value™: ₹45.96 vs. price of ₹10.43 (77.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 67.2% below the Conglomerates median (#298 of 427)

No single metric tells the full story. See the BOM:540717 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Polo Queen Industrial and Fintech Business Description

Address Ganpatrao Kadam Marg, 304, A to Z Industrial Estate, Lower Parel (West), Mumbai, MH, IND, 400013
Polo Queen Industrial and Fintech Ltd has its activities spread over many businesses like production and marketing of FMCG products in the domestic market with supplies to the defense sector, development of I.T. Park, and trading in chemicals and minerals. Its operating segments include: Trading; Non-Banking Financial Business; Pharma and IT/ITES. Substantial revenue comes from the Trading segment.
66GF Score

Get the complete analysis for BOM:540717

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹10.43
Price
₹45.96
GF Value