Humming Bird Education (BOM:542592) Interest Coverage: No Debt (1) (As of Mar. 2026) — 100% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:542592 Humming Bird Education Ltd BOM:542592
69 GF Score
Price ₹15.75
GF Value ₹116.81
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Humming Bird Education Interest Coverage?

Humming Bird Education BOM:542592 69 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 487.44. GuruFocus rates BOM:542592 with a GF Score™ of 69/100 and a GF Value™ of ₹116.81 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 194 Education companies, Humming Bird Education ranks better than 98.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Humming Bird Education's Operating Income for the six months ended in Mar. 2026 was ₹-3.12 Mil. Humming Bird Education's Interest Expense for the six months ended in Mar. 2026 was ₹0.00 Mil. Humming Bird Education has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Humming Bird Education Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Humming Bird Education's Interest Coverage or its related term are showing as below:

BOM:542592' s Interest Coverage Range Over the Past 10 Years
Min: 3.6   Med: 487.44   Max: No Debt
Current: No Debt


BOM:542592's Interest Coverage is ranked better than
98.97% of 194 companies
in the Education industry
Industry Median: 13.665 vs BOM:542592: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Humming Bird Education  (BOM:542592) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Humming Bird Education Interest Coverage Related Terms


Humming Bird Education Interest Coverage Historical Data

* Premium members only.

The historical data trend for Humming Bird Education's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Humming Bird Education Interest Coverage Chart

Humming Bird Education Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt 0.00 3.60 No Debt

Humming Bird Education Semi-Annual Data
Mar16 Mar17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 No Debt No Debt No Debt No Debt

BOM:542592 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, Humming Bird Education's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Humming Bird Education Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Humming Bird Education's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Humming Bird Education's Interest Coverage falls into.


BOM:542592
69GF Score
Humming Bird Education Ltd BOM:542592
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Humming Bird Education Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Humming Bird Education's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Humming Bird Education's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹3.17 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Humming Bird Education had no debt (1).

Humming Bird Education's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Humming Bird Education's Interest Expense was ₹0.00 Mil. Its Operating Income was ₹-3.12 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Humming Bird Education had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Humming Bird Education (BOM:542592) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Humming Bird Education and its competitors. This is 100% below median its historical median of 487.44. Over the past decade, Humming Bird Education's Interest Coverage has ranged from 3.60 to 10,000.00. According to the industry distribution chart, Humming Bird Education ranks #2 out of 194 companies in the Education industry, placing it in the top 1%.
Is Humming Bird Education's Interest Coverage too high?
Humming Bird Education's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 487.44. Over the past 10 years, this metric has ranged from a low of 3.60 to a high of 10,000.00. Based on the distribution chart, Humming Bird Education ranks #2 out of 194 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Humming Bird Education has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Humming Bird Education's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Humming Bird Education ranks #2 out of 194 companies for Interest Coverage. This places Humming Bird Education in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 13.67. Historically, Humming Bird Education's own Interest Coverage has ranged from 3.60 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.67, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Humming Bird Education and its competitors. For the Education industry, the median Interest Coverage is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humming Bird Education's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 487.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humming Bird Education stock overvalued right now?
Based on GuruFocus' analysis, Humming Bird Education (BOM:542592) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹116.81, compared to a current price of ₹15.75 — trading 86.5% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 487.44. Humming Bird Education's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Humming Bird Education (BOM:542592), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humming Bird Education (BOM:542592) Overvalued in 2026?

Based on GuruFocus' analysis, Humming Bird Education stock appears to be undervalued. The current stock price of ₹15.75 is trading 86.5% below its estimated GF Value™ of ₹116.81. GuruFocus considers Humming Bird Education to be Significantly Undervalued.

Key valuation signals for BOM:542592:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 487.44)
  • GF Value™: ₹116.81 vs. price of ₹15.75 (86.5% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the BOM:542592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Humming Bird Education Business Description

Address Wazirpur Industrial Area, A 95/3, 2nd Floor, Delhi, IND, 110052
Humming Bird Education Ltd is an Indian-based company operating in the education sector. The company offers multifaceted evaluation, extending beyond the traditional IQ (Intelligence Quotient) to include EQ (Emotional Quotient), SQ (Spiritual Quotient), CQ (Creativity Quotient), AQ (Adversity Quotient), FQ (Financial Quotient), and notably HQ (Happiness Quotient). The company operates within India. It operates in a single segment, Education and allied services. It generates the majority of its revenue from the Sale of Olympiads.
69GF Score

Get the complete analysis for BOM:542592

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹15.75
Price
₹116.81
GF Value