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Humming Bird EducationBOM:542592 69 Altman Z-Score is 8.72 as of Aug. 09, 2026, which is 57% below its 10-year median of 20.13. GuruFocus rates BOM:542592 with a GF Score™ of 69/100 and a GF Value™ of ₹116.81 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 249 Education companies, Humming Bird Education ranks better than 89.56% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 8.71 is strong.
Humming Bird Education has a Altman Z-Score of 8.72, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Humming Bird Education's Altman Z-Score or its related term are showing as below:
BOM:542592'
s Altman Z-Score Range Over the Past 10 Years
Min: 8.47 Med: 20.13 Max: 50.37
Current: 8.71
During the past 11 years, Humming Bird Education's highest Altman Z-Score was 50.37. The lowest was 8.47. And the median was 20.13.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Humming Bird Education Altman Z-Score Related Terms
Humming Bird Education Altman Z-Score Historical Data
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The historical data trend for Humming Bird Education's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:542592 vs EDU, TAL, LAUR: Altman Z-Score Comparison
For the Education & Training Services subindustry, Humming Bird Education's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humming Bird Education Altman Z-Score vs Education Industry
For the Education industry and Consumer Defensive sector, Humming Bird Education's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Humming Bird Education's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Humming Bird Education (BOM:542592) has a Altman Z-Score of 8.72 as of Aug. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Humming Bird Education and its competitors. This is 57% below median its historical median of 20.13. Over the past decade, Humming Bird Education's Altman Z-Score has ranged from 8.47 to 50.37. According to the industry distribution chart, Humming Bird Education ranks #26 out of 249 companies in the Education industry, placing it in the top 10.4%.
Is Humming Bird Education's Altman Z-Score too high?
Humming Bird Education's current Altman Z-Score of 8.72 is 57% below median its 10-year median of 20.13. Over the past 10 years, this metric has ranged from a low of 8.47 to a high of 50.37. The Education industry median Altman Z-Score is 2.36. Humming Bird Education's value of 8.72 is 269.5% above this industry median. Based on the distribution chart, Humming Bird Education ranks #26 out of 249 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Humming Bird Education has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Humming Bird Education's Altman Z-Score compare to EDU and TAL?
According to the Education industry distribution chart, Humming Bird Education ranks #26 out of 249 companies for Altman Z-Score. This places Humming Bird Education in the top 10% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.36. Humming Bird Education's value of 8.72 is 269.5% above this benchmark. Historically, Humming Bird Education's own Altman Z-Score has ranged from 8.47 to 50.37 over the past decade. While the company's 10-year median is 20.13 vs. the industry median of 2.36, Humming Bird Education has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Education company?
The median Altman Z-Score among Education companies is 2.36, based on 249 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Humming Bird Education's current Altman Z-Score of 8.72 is 269.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Humming Bird Education and its competitors. For the Education industry, the median Altman Z-Score is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humming Bird Education's current Altman Z-Score is 8.72, which is 57% below median its own 10-year median of 20.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humming Bird Education stock overvalued right now?
Based on GuruFocus' analysis, Humming Bird Education (BOM:542592) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹116.81, compared to a current price of ₹15.75 — trading 86.5% below its estimated fair value. The current Altman Z-Score is 8.72, which is 57% below median its 10-year median of 20.13 and 269.5% above the Education industry median of 2.36. Humming Bird Education's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Humming Bird Education (BOM:542592), the current Altman Z-Score is 8.72 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humming Bird Education (BOM:542592) Overvalued in 2026?
Based on GuruFocus' analysis, Humming Bird Education stock appears to be undervalued.
The current stock price of ₹15.75 is trading 86.5% below its estimated GF Value™ of ₹116.81.
GuruFocus considers Humming Bird Education to be Significantly Undervalued.
Key valuation signals for BOM:542592:
Altman Z-Score: 8.72 (57% below median its 10-year median of 20.13)
GF Value™: ₹116.81 vs. price of ₹15.75 (86.5% below fair value)
Industry Position: 269.5% above the Education median (#26 of 249)
No single metric tells the full story. See the BOM:542592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humming Bird Education Ltd is an Indian-based company operating in the education sector. The company offers multifaceted evaluation, extending beyond the traditional IQ (Intelligence Quotient) to include EQ (Emotional Quotient), SQ (Spiritual Quotient), CQ (Creativity Quotient), AQ (Adversity Quotient), FQ (Financial Quotient), and notably HQ (Happiness Quotient). The company operates within India. It operates in a single segment, Education and allied services. It generates the majority of its revenue from the Sale of Olympiads.
69GF Score
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