Healthy Life Agritec (BOM:543546) Interest Coverage: 5.26 (As of Mar. 2026) — 82% Below Median

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BOM:543546 Healthy Life Agritec Ltd BOM:543546
73 GF Score
Price ₹5.76
GF Value ₹12.48
Valuation Possible Value Trap
! 7 Warning Signs
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What is Healthy Life Agritec Interest Coverage?

Healthy Life Agritec BOM:543546 +2.49% 73 Interest Coverage is 5.26 as of Mar. 2026, which is 82% below its 10-year median of 29.74. GuruFocus rates BOM:543546 with a GF Score™ of 73/100 and a GF Value™ of ₹12.48 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,512 Consumer Packaged Goods companies, Healthy Life Agritec ranks worse than 52.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Healthy Life Agritec's Operating Income for the three months ended in Mar. 2026 was ₹18 Mil. Healthy Life Agritec's Interest Expense for the three months ended in Mar. 2026 was ₹-3 Mil. Healthy Life Agritec's interest coverage for the quarter that ended in Mar. 2026 was 5.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Healthy Life Agritec's Interest Coverage or its related term are showing as below:

BOM:543546' s Interest Coverage Range Over the Past 10 Years
Min: 7.79   Med: 29.74   Max: No Debt
Current: 7.79


BOM:543546's Interest Coverage is ranked worse than
52.38% of 1512 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs BOM:543546: 7.79

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Healthy Life Agritec  (BOM:543546) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Healthy Life Agritec Interest Coverage Related Terms


Healthy Life Agritec Interest Coverage Historical Data

* Premium members only.

The historical data trend for Healthy Life Agritec's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Healthy Life Agritec Interest Coverage Chart

Healthy Life Agritec Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 5,730.50 25.87 29.74 12.54 7.79

Healthy Life Agritec Quarterly Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.09 8.05 7.86 13.73 5.26

BOM:543546 vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Healthy Life Agritec's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Healthy Life Agritec Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Healthy Life Agritec's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Healthy Life Agritec's Interest Coverage falls into.


BOM:543546
73GF Score
Healthy Life Agritec Ltd BOM:543546
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Healthy Life Agritec Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Healthy Life Agritec's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Healthy Life Agritec's Interest Expense was ₹-8 Mil. Its Operating Income was ₹62 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹27 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*62.173/-7.984
=7.79

Healthy Life Agritec's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Healthy Life Agritec's Interest Expense was ₹-3 Mil. Its Operating Income was ₹18 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹27 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*18.31/-3.483
=5.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.26 mean?
Healthy Life Agritec (BOM:543546) has a Interest Coverage of 5.26 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthy Life Agritec and its competitors. This is 82% below median its historical median of 29.74. Over the past decade, Healthy Life Agritec's Interest Coverage has ranged from 7.79 to 10,000.00. According to the industry distribution chart, Healthy Life Agritec ranks #792 out of 1512 companies in the Consumer Packaged Goods industry, placing it in the top 52.4%.
Is Healthy Life Agritec's Interest Coverage too high?
Healthy Life Agritec's current Interest Coverage of 5.26 is 82% below median its 10-year median of 29.74. Over the past 10 years, this metric has ranged from a low of 7.79 to a high of 10,000.00. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Healthy Life Agritec's value of 5.26 is 38.8% below this industry median. Based on the distribution chart, Healthy Life Agritec ranks #792 out of 1512 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Healthy Life Agritec has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Healthy Life Agritec's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Healthy Life Agritec ranks #792 out of 1512 companies for Interest Coverage. This places Healthy Life Agritec in the lower half of its industry. The industry median Interest Coverage is 8.60. Healthy Life Agritec's value of 5.26 is 38.8% below this benchmark. Historically, Healthy Life Agritec's own Interest Coverage has ranged from 7.79 to 10,000.00 over the past decade. While the company's 10-year median is 29.74 vs. the industry median of 8.60, Healthy Life Agritec has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Healthy Life Agritec's current Interest Coverage of 5.26 is 38.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthy Life Agritec and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Healthy Life Agritec's current Interest Coverage is 5.26, which is 82% below median its own 10-year median of 29.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healthy Life Agritec stock overvalued right now?
Based on GuruFocus' analysis, Healthy Life Agritec (BOM:543546) is currently considered Possible Value Trap. The stock's GF Value™ is ₹12.48, compared to a current price of ₹5.76 — trading 53.8% below its estimated fair value. The current Interest Coverage is 5.26, which is 82% below median its 10-year median of 29.74 and 38.8% below the Consumer Packaged Goods industry median of 8.60. Healthy Life Agritec's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Healthy Life Agritec (BOM:543546), the current Interest Coverage is 5.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Healthy Life Agritec (BOM:543546) Overvalued in 2026?

Based on GuruFocus' analysis, Healthy Life Agritec stock appears to be undervalued. The current stock price of ₹5.76 is trading 53.8% below its estimated GF Value™ of ₹12.48. GuruFocus considers Healthy Life Agritec to be Possible Value Trap.

Key valuation signals for BOM:543546:

  • Interest Coverage: 5.26 (82% below median its 10-year median of 29.74)
  • GF Value™: ₹12.48 vs. price of ₹5.76 (53.8% below fair value)
  • GF Score™: 73/100 with 7 warning signs
  • Industry Position: 38.8% below the Consumer Packaged Goods median (#792 of 1512)

No single metric tells the full story. See the BOM:543546 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Healthy Life Agritec Business Description

Address SH-B/09, New Heera Panna CHS LTD, Gokul Village Shanti Park, Mira Road East, Thane, MH, IND, 401107
Healthy Life Agritec Ltd is engaged in the business of trading Raw Milk, Chicken, and Agro Products. It sells milk powder, bakery goods, buttermilk, yogurt, butter, cheese, paneer, milk cream, dips, custard, ghee, and juices under the brand name Healthy Life.
73GF Score

Get the complete analysis for BOM:543546

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5.76
Price
₹12.48
GF Value