RBZ Jewellers (BOM:544060) Interest Coverage: 4.99 (As of Mar. 2026) — Near Median


BOM:544060 RBZ Jewellers Ltd BOM:544060
53 GF Score
Price ₹154.05
! 4 Warning Signs
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What is RBZ Jewellers Interest Coverage?

RBZ Jewellers BOM:544060 +0.16% 53 Interest Coverage is 4.99 as of Mar. 2026, which is 0% above its 10-year median of 4.98. GuruFocus rates BOM:544060 with a GF Score™ of 53/100. The stock has 4 warning signs investors should review. Among 825 Retail - Cyclical companies, RBZ Jewellers ranks worse than 55.52% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RBZ Jewellers's Operating Income for the three months ended in Mar. 2026 was ₹198 Mil. RBZ Jewellers's Interest Expense for the three months ended in Mar. 2026 was ₹-40 Mil. RBZ Jewellers's interest coverage for the quarter that ended in Mar. 2026 was 4.99. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for RBZ Jewellers's Interest Coverage or its related term are showing as below:

BOM:544060' s Interest Coverage Range Over the Past 10 Years
Min: 3.19   Med: 4.98   Max: 6.44
Current: 6.22


BOM:544060's Interest Coverage is ranked worse than
55.52% of 825 companies
in the Retail - Cyclical industry
Industry Median: 7.47 vs BOM:544060: 6.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RBZ Jewellers  (BOM:544060) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RBZ Jewellers Interest Coverage Related Terms


RBZ Jewellers Interest Coverage Historical Data

* Premium members only.

The historical data trend for RBZ Jewellers's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RBZ Jewellers Interest Coverage Chart

RBZ Jewellers Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 4.37 4.83 5.13 6.44 6.22

RBZ Jewellers Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.63 4.70 10.71 5.69 4.99

BOM:544060 vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, RBZ Jewellers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RBZ Jewellers Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, RBZ Jewellers's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RBZ Jewellers's Interest Coverage falls into.


BOM:544060
53GF Score
RBZ Jewellers Ltd BOM:544060
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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RBZ Jewellers Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RBZ Jewellers's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, RBZ Jewellers's Interest Expense was ₹-141 Mil. Its Operating Income was ₹875 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹510 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*875.406/-140.709
=6.22

RBZ Jewellers's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, RBZ Jewellers's Interest Expense was ₹-40 Mil. Its Operating Income was ₹198 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹510 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*197.581/-39.603
=4.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.99 mean?
RBZ Jewellers (BOM:544060) has a Interest Coverage of 4.99 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RBZ Jewellers and its competitors. This is near median its historical median of 4.98. Over the past decade, RBZ Jewellers' Interest Coverage has ranged from 3.19 to 6.44. According to the industry distribution chart, RBZ Jewellers ranks #458 out of 825 companies in the Retail - Cyclical industry, placing it in the top 55.5%.
Is RBZ Jewellers' Interest Coverage too high?
RBZ Jewellers' current Interest Coverage of 4.99 is near median its 10-year median of 4.98. Over the past 10 years, this metric has ranged from a low of 3.19 to a high of 6.44. The Retail - Cyclical industry median Interest Coverage is 7.47. RBZ Jewellers' value of 4.99 is 33.2% below this industry median. Based on the distribution chart, RBZ Jewellers ranks #458 out of 825 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, RBZ Jewellers has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does RBZ Jewellers' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, RBZ Jewellers ranks #458 out of 825 companies for Interest Coverage. This places RBZ Jewellers in the lower half of its industry. The industry median Interest Coverage is 7.47. RBZ Jewellers' value of 4.99 is 33.2% below this benchmark. Historically, RBZ Jewellers' own Interest Coverage has ranged from 3.19 to 6.44 over the past decade. While the company's 10-year median is 4.98 vs. the industry median of 7.47, RBZ Jewellers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RBZ Jewellers's current Interest Coverage of 4.99 is 33.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RBZ Jewellers and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RBZ Jewellers's current Interest Coverage is 4.99, which is near median its own 10-year median of 4.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RBZ Jewellers stock overvalued right now?
RBZ Jewellers (BOM:544060) has a current Interest Coverage of 4.99. The current Interest Coverage is 4.99, which is near median its 10-year median of 4.98 and 33.2% below the Retail - Cyclical industry median of 7.47. RBZ Jewellers' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RBZ Jewellers (BOM:544060), the current Interest Coverage is 4.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RBZ Jewellers Business Description

Other Exchanges RBZJEWEL:India
Address S.G. Highway, Block-D, Mondeal Retail Park, Near Rajpath Club, Beside Iscon Mall, Ahmedabad, GJ, IND, 380054
RBZ Jewellers Ltd is an organized manufacturer of gold jewelry in India, specializing in Antique Gold Jewellery and distributing it to reputable nationwide retailers and regional players in India. The company operates in a single segment of Jewellery Products.
53GF Score

Get the complete analysis for BOM:544060

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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