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Jay Ambe SupermarketsBOM:544514 18 Interest Coverage is 4.88 as of Mar. 2026, which is 6% above its 10-year median of 4.59. GuruFocus rates BOM:544514 with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 253 Retail - Defensive companies, Jay Ambe Supermarkets ranks worse than 64.82% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jay Ambe Supermarkets's
Operating Income
for the
six
months ended in Mar. 2026 was ₹56.8 Mil. Jay Ambe Supermarkets's Interest Expense for the
six
months ended in Mar. 2026 was ₹-11.7 Mil.
Jay Ambe Supermarkets's interest coverage for the quarter that ended in Mar. 2026 was 4.88.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jay Ambe Supermarkets's Interest Coverage or its related term are showing as below:
BOM:544514'
s Interest Coverage Range Over the Past 10 Years
Min: 3.79 Med: 4.59 Max: 6.24
Current: 5.06
BOM:544514's Interest Coverage is ranked worse than 64.82% of 253
companies
in the Retail - Defensive industry
Industry Median: 8.61
vs BOM:544514: 5.06
Jay Ambe Supermarkets (BOM:544514) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jay Ambe Supermarkets Interest Coverage Related Terms
Jay Ambe Supermarkets Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jay Ambe Supermarkets's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:544514 vs WMT, COST, TGT: Interest Coverage Comparison
For the Discount Stores subindustry, Jay Ambe Supermarkets's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jay Ambe Supermarkets Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Jay Ambe Supermarkets's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jay Ambe Supermarkets's Interest Coverage falls into.
Jay Ambe Supermarkets Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jay Ambe Supermarkets (BOM:544514) has a Interest Coverage of 4.88 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jay Ambe Supermarkets and its competitors. This is near median its historical median of 4.59. Over the past decade, Jay Ambe Supermarkets' Interest Coverage has ranged from 3.79 to 6.24. According to the industry distribution chart, Jay Ambe Supermarkets ranks #164 out of 253 companies in the Retail - Defensive industry, placing it in the top 64.8%.
Is Jay Ambe Supermarkets' Interest Coverage too high?
Jay Ambe Supermarkets' current Interest Coverage of 4.88 is near median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 3.79 to a high of 6.24. The Retail - Defensive industry median Interest Coverage is 8.61. Jay Ambe Supermarkets' value of 4.88 is 43.3% below this industry median. Based on the distribution chart, Jay Ambe Supermarkets ranks #164 out of 253 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Jay Ambe Supermarkets has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Jay Ambe Supermarkets' Interest Coverage compare to WMT and COST?
According to the Retail - Defensive industry distribution chart, Jay Ambe Supermarkets ranks #164 out of 253 companies for Interest Coverage. This places Jay Ambe Supermarkets in the lower half of its industry. The industry median Interest Coverage is 8.61. Jay Ambe Supermarkets' value of 4.88 is 43.3% below this benchmark. Historically, Jay Ambe Supermarkets' own Interest Coverage has ranged from 3.79 to 6.24 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 8.61, Jay Ambe Supermarkets has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.61, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jay Ambe Supermarkets's current Interest Coverage of 4.88 is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jay Ambe Supermarkets and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jay Ambe Supermarkets's current Interest Coverage is 4.88, which is near median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jay Ambe Supermarkets stock overvalued right now?
Jay Ambe Supermarkets (BOM:544514) has a current Interest Coverage of 4.88. The current Interest Coverage is 4.88, which is near median its 10-year median of 4.59 and 43.3% below the Retail - Defensive industry median of 8.61. Jay Ambe Supermarkets' overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jay Ambe Supermarkets (BOM:544514), the current Interest Coverage is 4.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jay Ambe Supermarkets Ltd is engaged in the business of trading of FMCG material, grocery, Home Textile, Home Decor, Cloths, Apparels, Toys, Gift Articles, Footwear, other house hold items, via supermarkets and its type and other related activity to fulfil the main object. The Company is carrying on its business through retail marts via franchise model as well. The company is also engaged in making operational income through, letting of shelves to other companies in their marts, paid branding and marketing through display in company's stores.
18GF Score
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