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Jay Ambe SupermarketsBOM:544514 18 ROE % is 20.46% as of Mar. 2026, which is 1% above its 10-year median of 20.30. GuruFocus rates BOM:544514 with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 307 Retail - Defensive companies, Jay Ambe Supermarkets ranks better than 77.85% on this metric.
Jay Ambe Supermarkets (BOM:544514) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Discount Stores subindustry, Jay Ambe Supermarkets's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jay Ambe Supermarkets ROE % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Jay Ambe Supermarkets's ROE % distribution charts can be found below:
* The bar in red indicates where Jay Ambe Supermarkets's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Jay Ambe Supermarkets (BOM:544514) has a ROE % of 20.46% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jay Ambe Supermarkets and its competitors. This is near median its historical median of 20.30. Over the past decade, Jay Ambe Supermarkets' ROE % has ranged from 3.45 to 29.09. According to the industry distribution chart, Jay Ambe Supermarkets ranks #68 out of 307 companies in the Retail - Defensive industry, placing it in the top 22.1%.
Is Jay Ambe Supermarkets' ROE % too high?
Jay Ambe Supermarkets' current ROE % of 20.46% is near median its 10-year median of 20.30. Over the past 10 years, this metric has ranged from a low of 3.45 to a high of 29.09. The Retail - Defensive industry median ROE % is 8.56. Jay Ambe Supermarkets' value of 20.46% is 139% above this industry median. Based on the distribution chart, Jay Ambe Supermarkets ranks #68 out of 307 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Jay Ambe Supermarkets has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Jay Ambe Supermarkets' ROE % compare to WMT and COST?
According to the Retail - Defensive industry distribution chart, Jay Ambe Supermarkets ranks #68 out of 307 companies for ROE %. This places Jay Ambe Supermarkets in the top 22% of its industry — outperforming the majority of peers. The industry median ROE % is 8.56. Jay Ambe Supermarkets' value of 20.46% is 139% above this benchmark. Historically, Jay Ambe Supermarkets' own ROE % has ranged from 3.45 to 29.09 over the past decade. While the company's 10-year median is 20.30 vs. the industry median of 8.56, Jay Ambe Supermarkets has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Defensive company?
The median ROE % among Retail - Defensive companies is 8.56, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jay Ambe Supermarkets's current ROE % of 20.46% is 139% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Jay Ambe Supermarkets and its competitors. For the Retail - Defensive industry, the median ROE % is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jay Ambe Supermarkets's current ROE % is 20.46%, which is near median its own 10-year median of 20.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jay Ambe Supermarkets stock overvalued right now?
Jay Ambe Supermarkets (BOM:544514) has a current ROE % of 20.46%. The current ROE % is 20.46%, which is near median its 10-year median of 20.30 and 139% above the Retail - Defensive industry median of 8.56. Jay Ambe Supermarkets' overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Jay Ambe Supermarkets (BOM:544514), the current ROE % is 20.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jay Ambe Supermarkets Ltd is engaged in the business of trading of FMCG material, grocery, Home Textile, Home Decor, Cloths, Apparels, Toys, Gift Articles, Footwear, other house hold items, via supermarkets and its type and other related activity to fulfil the main object. The Company is carrying on its business through retail marts via franchise model as well. The company is also engaged in making operational income through, letting of shelves to other companies in their marts, paid branding and marketing through display in company's stores.
18GF Score
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