Unisem Agritech (BOM:544648) Interest Coverage: 2.24 (As of Mar. 2026) — 57% Below Median

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BOM:544648 Unisem Agritech Ltd BOM:544648
16 GF Score
Price ₹50.00
! 4 Warning Signs
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What is Unisem Agritech Interest Coverage?

Unisem Agritech BOM:544648 -3.85% 16 Interest Coverage is 2.24 as of Mar. 2026, which is 57% below its 10-year median of 5.17. GuruFocus rates BOM:544648 with a GF Score™ of 16/100. The stock has 4 warning signs investors should review. Among 1,514 Consumer Packaged Goods companies, Unisem Agritech ranks worse than 68.36% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Unisem Agritech's Operating Income for the six months ended in Mar. 2026 was ₹37.1 Mil. Unisem Agritech's Interest Expense for the six months ended in Mar. 2026 was ₹-16.5 Mil. Unisem Agritech's interest coverage for the quarter that ended in Mar. 2026 was 2.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Unisem Agritech's Interest Coverage or its related term are showing as below:

BOM:544648' s Interest Coverage Range Over the Past 10 Years
Min: 3.89   Med: 5.17   Max: 7.64
Current: 3.89


BOM:544648's Interest Coverage is ranked worse than
68.36% of 1514 companies
in the Consumer Packaged Goods industry
Industry Median: 8.5 vs BOM:544648: 3.89

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Unisem Agritech  (BOM:544648) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Unisem Agritech Interest Coverage Related Terms


Unisem Agritech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Unisem Agritech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Unisem Agritech Interest Coverage Chart

Unisem Agritech Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
4.98 5.36 7.64 3.89

Unisem Agritech Semi-Annual Data
Mar23 Mar24 Mar25 Sep25 Mar26
Interest Coverage N/A N/A N/A 7.30 2.24

BOM:544648 vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Unisem Agritech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unisem Agritech Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Unisem Agritech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Unisem Agritech's Interest Coverage falls into.


BOM:544648
16GF Score
Unisem Agritech Ltd BOM:544648
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Unisem Agritech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unisem Agritech's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Unisem Agritech's Interest Expense was ₹-24.5 Mil. Its Operating Income was ₹95.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹78.0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*95.219/-24.489
=3.89

Unisem Agritech's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Unisem Agritech's Interest Expense was ₹-16.5 Mil. Its Operating Income was ₹37.1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹78.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*37.063/-16.527
=2.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.24 mean?
Unisem Agritech (BOM:544648) has a Interest Coverage of 2.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unisem Agritech and its competitors. This is 57% below median its historical median of 5.17. Over the past decade, Unisem Agritech's Interest Coverage has ranged from 3.89 to 7.64. According to the industry distribution chart, Unisem Agritech ranks #1035 out of 1514 companies in the Consumer Packaged Goods industry, placing it in the top 68.4%.
Is Unisem Agritech's Interest Coverage too high?
Unisem Agritech's current Interest Coverage of 2.24 is 57% below median its 10-year median of 5.17. Over the past 10 years, this metric has ranged from a low of 3.89 to a high of 7.64. The Consumer Packaged Goods industry median Interest Coverage is 8.50. Unisem Agritech's value of 2.24 is 73.6% below this industry median. Based on the distribution chart, Unisem Agritech ranks #1035 out of 1514 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Unisem Agritech has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Unisem Agritech's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Unisem Agritech ranks #1035 out of 1514 companies for Interest Coverage. This places Unisem Agritech in the lower half of its industry. The industry median Interest Coverage is 8.50. Unisem Agritech's value of 2.24 is 73.6% below this benchmark. Historically, Unisem Agritech's own Interest Coverage has ranged from 3.89 to 7.64 over the past decade. While the company's 10-year median is 5.17 vs. the industry median of 8.50, Unisem Agritech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.50, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unisem Agritech's current Interest Coverage of 2.24 is 73.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unisem Agritech and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unisem Agritech's current Interest Coverage is 2.24, which is 57% below median its own 10-year median of 5.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unisem Agritech stock overvalued right now?
Unisem Agritech (BOM:544648) has a current Interest Coverage of 2.24. The current Interest Coverage is 2.24, which is 57% below median its 10-year median of 5.17 and 73.6% below the Consumer Packaged Goods industry median of 8.50. Unisem Agritech's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Unisem Agritech (BOM:544648), the current Interest Coverage is 2.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Unisem Agritech Business Description

Address No. 29. New 2, 7th Main, 21st Cross, CHBCS Layout, Vijayanagar, Bangalore, KA, IND, 560040
Unisem Agritech Ltd is engaged in the development, processing, and selling diverse range of seeds for vegetables, flowers and field crops. Its core operations focus on developing hybrid vegetable, flower and field crop seed varieties and processing them to maintain consistent quality. Its portfolio includes: Vegetable Seeds, Flower Seeds, and Field Crop Seeds. The majority of revenue is generated from the sale of vegetable seeds.
16GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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