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Unisem AgritechBOM:544648 -3.85%16 Altman Z-Score is 2.56 as of Aug. 12, 2026, which is 4% below its 10-year median of 2.67. GuruFocus rates BOM:544648 with a GF Score™ of 16/100. The stock has 4 warning signs investors should review. Among 1,932 Consumer Packaged Goods companies, Unisem Agritech ranks worse than 55.59% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.59 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Unisem Agritech has a Altman Z-Score of 2.56, indicating it is in Grey Zones. This implies that Unisem Agritech is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Unisem Agritech's Altman Z-Score or its related term are showing as below:
BOM:544648'
s Altman Z-Score Range Over the Past 10 Years
Min: 2.59 Med: 2.67 Max: 2.67
Current: 2.59
During the past 4 years, Unisem Agritech's highest Altman Z-Score was 2.67. The lowest was 2.59. And the median was 2.67.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Unisem Agritech Altman Z-Score Related Terms
Unisem Agritech Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Unisem Agritech's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unisem Agritech Altman Z-Score Chart
Unisem Agritech Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Altman Z-Score
0.00
0.00
0.00
2.67
Unisem Agritech Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Mar26
Altman Z-Score
0.00
0.00
0.00
0.00
2.67
BOM:544648 vs ADM, BG, TSN: Altman Z-Score Comparison
For the Farm Products subindustry, Unisem Agritech's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unisem Agritech Altman Z-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Unisem Agritech's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Unisem Agritech's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Unisem Agritech's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.4324
+
1.4
*
0
+
3.3
*
0.1153
+
0.6
*
1.1353
+
1.0
*
0.9775
=
2.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Unisem Agritech (BOM:544648) has a Altman Z-Score of 2.56 as of Aug. 12, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unisem Agritech and its competitors. This is near median its historical median of 2.67. Over the past decade, Unisem Agritech's Altman Z-Score has ranged from 2.59 to 2.67. According to the industry distribution chart, Unisem Agritech ranks #1074 out of 1932 companies in the Consumer Packaged Goods industry, placing it in the top 55.6%.
Is Unisem Agritech's Altman Z-Score too high?
Unisem Agritech's current Altman Z-Score of 2.56 is near median its 10-year median of 2.67. Over the past 10 years, this metric has ranged from a low of 2.59 to a high of 2.67. The Consumer Packaged Goods industry median Altman Z-Score is 2.90. Unisem Agritech's value of 2.56 is 11.7% below this industry median. Based on the distribution chart, Unisem Agritech ranks #1074 out of 1932 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, Unisem Agritech has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Unisem Agritech's Altman Z-Score compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Unisem Agritech ranks #1074 out of 1932 companies for Altman Z-Score. This places Unisem Agritech in the lower half of its industry. The industry median Altman Z-Score is 2.90. Unisem Agritech's value of 2.56 is 11.7% below this benchmark. Historically, Unisem Agritech's own Altman Z-Score has ranged from 2.59 to 2.67 over the past decade. While the company's 10-year median is 2.67 vs. the industry median of 2.90, Unisem Agritech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.90, based on 1,932 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unisem Agritech's current Altman Z-Score of 2.56 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unisem Agritech and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unisem Agritech's current Altman Z-Score is 2.56, which is near median its own 10-year median of 2.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unisem Agritech stock overvalued right now?
Unisem Agritech (BOM:544648) has a current Altman Z-Score of 2.56. The current Altman Z-Score is 2.56, which is near median its 10-year median of 2.67 and 11.7% below the Consumer Packaged Goods industry median of 2.90. Unisem Agritech's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Unisem Agritech (BOM:544648), the current Altman Z-Score is 2.56 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Unisem Agritech Ltd is engaged in the development, processing, and selling diverse range of seeds for vegetables, flowers and field crops. Its core operations focus on developing hybrid vegetable, flower and field crop seed varieties and processing them to maintain consistent quality. Its portfolio includes: Vegetable Seeds, Flower Seeds, and Field Crop Seeds. The majority of revenue is generated from the sale of vegetable seeds.
16GF Score
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