UHM Vacation (BOM:544779) Interest Coverage: 415.09 (As of Mar. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544779 UHM Vacation Ltd BOM:544779
19 GF Score
Price ₹33.01
! 2 Warning Signs
View Full Analysis

What is UHM Vacation Interest Coverage?

UHM Vacation BOM:544779 -1.73% 19 Interest Coverage is 415.09 as of Mar. 2025, which is at its 10-year median of 415.09. GuruFocus rates BOM:544779 with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 616 Travel & Leisure companies, UHM Vacation ranks better than 93.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. UHM Vacation's Operating Income for the six months ended in Mar. 2025 was ₹85.9 Mil. UHM Vacation's Interest Expense for the six months ended in Mar. 2025 was ₹-0.2 Mil. UHM Vacation's interest coverage for the quarter that ended in Mar. 2025 was 415.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for UHM Vacation's Interest Coverage or its related term are showing as below:

BOM:544779' s Interest Coverage Range Over the Past 10 Years
Min: 9.94   Med: 415.09   Max: 534.92
Current: 415.09


BOM:544779's Interest Coverage is ranked better than
93.51% of 616 companies
in the Travel & Leisure industry
Industry Median: 5.27 vs BOM:544779: 415.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


UHM Vacation  (BOM:544779) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


UHM Vacation Interest Coverage Related Terms


UHM Vacation Interest Coverage Historical Data

* Premium members only.

The historical data trend for UHM Vacation's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

UHM Vacation Interest Coverage Chart

UHM Vacation Annual Data
Trend Mar23 Mar24 Mar25
Interest Coverage
9.94 534.92 415.09

UHM Vacation Semi-Annual Data
Mar23 Mar24 Mar25
Interest Coverage 9.94 534.92 415.09

BOM:544779 vs BKNG, ABNB, RCL: Interest Coverage Comparison

For the Travel Services subindustry, UHM Vacation's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UHM Vacation Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, UHM Vacation's Interest Coverage distribution charts can be found below:

* The bar in red indicates where UHM Vacation's Interest Coverage falls into.


BOM:544779
19GF Score
UHM Vacation Ltd BOM:544779
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UHM Vacation Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UHM Vacation's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, UHM Vacation's Interest Expense was ₹-0.2 Mil. Its Operating Income was ₹85.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*85.923/-0.207
=415.09

UHM Vacation's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the six months ended in Mar. 2025, UHM Vacation's Interest Expense was ₹-0.2 Mil. Its Operating Income was ₹85.9 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*85.923/-0.207
=415.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 415.09 mean?
UHM Vacation (BOM:544779) has a Interest Coverage of 415.09 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UHM Vacation and its competitors. This is near median its historical median of 415.09. Over the past decade, UHM Vacation's Interest Coverage has ranged from 9.94 to 534.92. According to the industry distribution chart, UHM Vacation ranks #40 out of 616 companies in the Travel & Leisure industry, placing it in the top 6.5%.
Is UHM Vacation's Interest Coverage too high?
UHM Vacation's current Interest Coverage of 415.09 is near median its 10-year median of 415.09. Over the past 10 years, this metric has ranged from a low of 9.94 to a high of 534.92. The Travel & Leisure industry median Interest Coverage is 5.27. UHM Vacation's value of 415.09 is 7776.5% above this industry median. Based on the distribution chart, UHM Vacation ranks #40 out of 616 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, UHM Vacation has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does UHM Vacation's Interest Coverage compare to BKNG and ABNB?
According to the Travel & Leisure industry distribution chart, UHM Vacation ranks #40 out of 616 companies for Interest Coverage. This places UHM Vacation in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.27. UHM Vacation's value of 415.09 is 7776.5% above this benchmark. Historically, UHM Vacation's own Interest Coverage has ranged from 9.94 to 534.92 over the past decade. While the company's 10-year median is 415.09 vs. the industry median of 5.27, UHM Vacation has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.27, based on 616 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UHM Vacation's current Interest Coverage of 415.09 is 7776.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UHM Vacation and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UHM Vacation's current Interest Coverage is 415.09, which is near median its own 10-year median of 415.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UHM Vacation stock overvalued right now?
UHM Vacation (BOM:544779) has a current Interest Coverage of 415.09. The current Interest Coverage is 415.09, which is near median its 10-year median of 415.09 and 7776.5% above the Travel & Leisure industry median of 5.27. UHM Vacation's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UHM Vacation (BOM:544779), the current Interest Coverage is 415.09 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

UHM Vacation Business Description

Address C 715, Dattani Plaza, Near East West Industrial Estate Safed Pool, Saki Naka, Andheri East, Mumbai, MH, IND, 400072
UHM Vacation Ltd is engaged in the business of travel and tourism aggregator services, offering comprehensive range of travel and tourism solutions under one platform. It sources and aggregates services from airline operators, accommodation service providers, cruise lines, car rental companies, visa facilitators, and other travel service providers, either directly or through third-party aggregators. The company's offerings include domestic and international air ticket bookings, accommodation bookings, holiday package bookings, tours and activities bookings, transfer management services, car rental services, visa services, and cruise bookings. The majority of its revenue is derived from the provision of accommodation & other travel and tourism ancillary services.
19GF Score

Get the complete analysis for BOM:544779

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹33.01
Price