Meliuz (BSP:CASH3) Interest Coverage: 17.64 (As of Mar. 2026) — 64% Below Median


BSP:CASH3 Meliuz SA BSP:CASH3
71 GF Score
Price R$3.95
GF Value R$5.51
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Meliuz Interest Coverage?

Meliuz BSP:CASH3 +2.60% 71 Interest Coverage is 17.64 as of Mar. 2026, which is 64% below its 10-year median of 49.51. GuruFocus rates BSP:CASH3 with a GF Score™ of 71/100 and a GF Value™ of R$5.51 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 316 Interactive Media companies, Meliuz ranks worse than 56.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Meliuz's Operating Income for the three months ended in Mar. 2026 was R$25.7 Mil. Meliuz's Interest Expense for the three months ended in Mar. 2026 was R$-1.5 Mil. Meliuz's interest coverage for the quarter that ended in Mar. 2026 was 17.64. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Meliuz's Interest Coverage or its related term are showing as below:

BSP:CASH3' s Interest Coverage Range Over the Past 10 Years
Min: 26.65   Med: 49.51   Max: 67.27
Current: 26.65


BSP:CASH3's Interest Coverage is ranked worse than
56.33% of 316 companies
in the Interactive Media industry
Industry Median: 38.305 vs BSP:CASH3: 26.65

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Meliuz  (BSP:CASH3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Meliuz Interest Coverage Related Terms


Meliuz Interest Coverage Historical Data

* Premium members only.

The historical data trend for Meliuz's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Meliuz Interest Coverage Chart

Meliuz Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 35.99 63.03

Meliuz Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.65 4.25 50.76 No Debt 17.64

BSP:CASH3 vs GOOGL, META, SPOT: Interest Coverage Comparison

For the Internet Content & Information subindustry, Meliuz's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Meliuz Interest Coverage vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Meliuz's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Meliuz's Interest Coverage falls into.


BSP:CASH3
71GF Score
Meliuz SA BSP:CASH3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Meliuz Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Meliuz's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Meliuz's Interest Expense was R$-1.1 Mil. Its Operating Income was R$71.2 Mil. And its Long-Term Debt & Capital Lease Obligation was R$0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*71.228/-1.13
=63.03

Meliuz's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Meliuz's Interest Expense was R$-1.5 Mil. Its Operating Income was R$25.7 Mil. And its Long-Term Debt & Capital Lease Obligation was R$0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*25.678/-1.456
=17.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 17.64 mean?
Meliuz (BSP:CASH3) has a Interest Coverage of 17.64 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Meliuz and its competitors. This is 64% below median its historical median of 49.51. Over the past decade, Meliuz's Interest Coverage has ranged from 26.65 to 67.27. According to the industry distribution chart, Meliuz ranks #178 out of 316 companies in the Interactive Media industry, placing it in the top 56.3%.
Is Meliuz's Interest Coverage too high?
Meliuz's current Interest Coverage of 17.64 is 64% below median its 10-year median of 49.51. Over the past 10 years, this metric has ranged from a low of 26.65 to a high of 67.27. The Interactive Media industry median Interest Coverage is 38.31. Meliuz's value of 17.64 is 53.9% below this industry median. Based on the distribution chart, Meliuz ranks #178 out of 316 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Meliuz has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Meliuz's Interest Coverage compare to GOOGL and META?
According to the Interactive Media industry distribution chart, Meliuz ranks #178 out of 316 companies for Interest Coverage. This places Meliuz in the lower half of its industry. The industry median Interest Coverage is 38.31. Meliuz's value of 17.64 is 53.9% below this benchmark. Historically, Meliuz's own Interest Coverage has ranged from 26.65 to 67.27 over the past decade. While the company's 10-year median is 49.51 vs. the industry median of 38.31, Meliuz has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Interactive Media company?
The median Interest Coverage among Interactive Media companies is 38.31, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Meliuz's current Interest Coverage of 17.64 is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Meliuz and its competitors. For the Interactive Media industry, the median Interest Coverage is 38.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Meliuz's current Interest Coverage is 17.64, which is 64% below median its own 10-year median of 49.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Meliuz stock overvalued right now?
Based on GuruFocus' analysis, Meliuz (BSP:CASH3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$5.51, compared to a current price of R$3.95 — trading 28.3% below its estimated fair value. The current Interest Coverage is 17.64, which is 64% below median its 10-year median of 49.51 and 53.9% below the Interactive Media industry median of 38.31. Meliuz's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Meliuz (BSP:CASH3), the current Interest Coverage is 17.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Meliuz (BSP:CASH3) Overvalued in 2026?

Based on GuruFocus' analysis, Meliuz stock appears to be undervalued. The current stock price of R$3.95 is trading 28.3% below its estimated GF Value™ of R$5.51. GuruFocus considers Meliuz to be Modestly Undervalued.

Key valuation signals for BSP:CASH3:

  • Interest Coverage: 17.64 (64% below median its 10-year median of 49.51)
  • GF Value™: R$5.51 vs. price of R$3.95 (28.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 53.9% below the Interactive Media median (#178 of 316)

No single metric tells the full story. See the BSP:CASH3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Meliuz Business Description

Address 6594, Avenue Do Contorno, Room 701, Belo Horizonte, BRA, 30110-044
Meliuz SA provides online discount coupons and cashback offers. The company provides cash rebates and even returns part of the amount spent on the purchases. The following are segments: The B2C - Brasil segment comprises the income of Meliuz, e-commerce, Gift Card, Recharge, Meliuz Invoice, digital account, credit card, and payments operations, and Promobit and Melhor Plano results. Segment B2C - International B2C is an international segment that comprises the results of Picodi's international operation.
71GF Score

Get the complete analysis for BSP:CASH3

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.95
Price
R$5.51
GF Value