Meliuz (BSP:CASH3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:CASH3 Meliuz SA BSP:CASH3
65 GF Score
Price R$5.07
GF Value R$5.17
Valuation Fairly Valued
! 5 Warning Signs
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What is Meliuz Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:CASH3
65GF Score
Meliuz SA BSP:CASH3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Meliuz (BSP:CASH3) Overvalued in 2026?

Based on GuruFocus' analysis, Meliuz stock appears to be undervalued. The current stock price of R$5.07 is trading 1.9% below its estimated GF Value™ of R$5.17. GuruFocus considers Meliuz to be Fairly Valued.

Key valuation signals for BSP:CASH3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$5.17 vs. price of R$5.07 (1.9% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the BSP:CASH3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Meliuz Business Description

Address 6594, Avenue Do Contorno, Room 701, Belo Horizonte, BRA, 30110-044
Meliuz SA provides online discount coupons and cashback offers. The company provides cash rebates and even returns part of the amount spent on the purchases. The following are segments: The B2C - Brasil segment comprises the income of Meliuz, e-commerce, Gift Card, Recharge, Meliuz Invoice, digital account, credit card, and payments operations, and Promobit and Melhor Plano results. Segment B2C - International B2C is an international segment that comprises the results of Picodi's international operation.
65GF Score

Get the complete analysis for BSP:CASH3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$5.07
Price
R$5.17
GF Value