CognaEducacaoBSP:COGN3 +0.88%77 Interest Coverage is 1.95 as of Mar. 2026, which is 37% above its 10-year median of 1.42. GuruFocus rates BSP:COGN3 with a GF Score™ of 77/100 and a GF Value™ of R$3.11 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 196 Education companies, CognaEducacao ranks worse than 86.73% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. CognaEducacao's
Operating Income
for the
three
months ended in Mar. 2026 was R$424 Mil. CognaEducacao's Interest Expense for the
three
months ended in Mar. 2026 was R$-218 Mil.
CognaEducacao's interest coverage for the quarter that ended in Mar. 2026 was 1.95.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for CognaEducacao's Interest Coverage or its related term are showing as below:
BSP:COGN3'
s Interest Coverage Range Over the Past 10 Years
Min: 0.1 Med: 1.42 Max: 40.47
Current: 1.79
BSP:COGN3's Interest Coverage is ranked worse than 86.73% of 196
companies
in the Education industry
Industry Median: 12.84
vs BSP:COGN3: 1.79
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CognaEducacao Interest Coverage Related Terms
CognaEducacao Interest Coverage Historical Data
* Premium members only.
The historical data trend for CognaEducacao's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:COGN3 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, CognaEducacao's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CognaEducacao Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, CognaEducacao's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CognaEducacao's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CognaEducacao (BSP:COGN3) has a Interest Coverage of 1.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CognaEducacao and its competitors. This is 37% above median its historical median of 1.42. Over the past decade, CognaEducacao's Interest Coverage has ranged from 0.10 to 40.47. According to the industry distribution chart, CognaEducacao ranks #170 out of 196 companies in the Education industry, placing it in the top 86.7%.
Is CognaEducacao's Interest Coverage too high?
CognaEducacao's current Interest Coverage of 1.95 is 37% above median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 40.47. The Education industry median Interest Coverage is 12.84. CognaEducacao's value of 1.95 is 84.8% below this industry median. Based on the distribution chart, CognaEducacao ranks #170 out of 196 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, CognaEducacao has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CognaEducacao's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, CognaEducacao ranks #170 out of 196 companies for Interest Coverage. This places CognaEducacao in the lower half of its industry. The industry median Interest Coverage is 12.84. CognaEducacao's value of 1.95 is 84.8% below this benchmark. Historically, CognaEducacao's own Interest Coverage has ranged from 0.10 to 40.47 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 12.84, CognaEducacao has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.84, based on 196 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CognaEducacao's current Interest Coverage of 1.95 is 84.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CognaEducacao and its competitors. For the Education industry, the median Interest Coverage is 12.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CognaEducacao's current Interest Coverage is 1.95, which is 37% above median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CognaEducacao stock overvalued right now?
Based on GuruFocus' analysis, CognaEducacao (BSP:COGN3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$3.11, compared to a current price of R$2.30 — trading 26% below its estimated fair value. The current Interest Coverage is 1.95, which is 37% above median its 10-year median of 1.42 and 84.8% below the Education industry median of 12.84. CognaEducacao's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CognaEducacao (BSP:COGN3), the current Interest Coverage is 1.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CognaEducacao (BSP:COGN3) Overvalued in 2026?
Based on GuruFocus' analysis, CognaEducacao stock appears to be undervalued.
The current stock price of R$2.30 is trading 26% below its estimated GF Value™ of R$3.11.
GuruFocus considers CognaEducacao to be Modestly Undervalued.
Key valuation signals for BSP:COGN3:
Interest Coverage: 1.95 (37% above median its 10-year median of 1.42)
GF Value™: R$3.11 vs. price of R$2.30 (26% below fair value)
Industry Position: 84.8% below the Education median (#170 of 196)
No single metric tells the full story. See the BSP:COGN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CognaEducacao SA is one of those private educational organizations in Brazil and around the world. The company's segment includes Kroton; Vasta and Saber. It generates the maximum of its revenue from the Kroton segment.
77GF Score
Get the complete analysis for BSP:COGN3
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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