Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Vipshop HoldingsBSP:V1IP34 +0.27%71 Interest Coverage is 6.26 as of Jun. 2026, which is 93% below its 10-year median of 86.77. GuruFocus rates BSP:V1IP34 with a GF Score™ of 71/100 and a GF Value™ of R$43.26 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 828 Retail - Cyclical companies, Vipshop Holdings ranks better than 75.12% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vipshop Holdings's
Operating Income
for the
three
months ended in Jun. 2026 was R$1,149 Mil. Vipshop Holdings's Interest Expense for the
three
months ended in Jun. 2026 was R$-184 Mil.
Vipshop Holdings's interest coverage for the quarter that ended in Jun. 2026 was 6.26.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Vipshop Holdings's Interest Coverage or its related term are showing as below:
BSP:V1IP34'
s Interest Coverage Range Over the Past 10 Years
Min: 14.52 Med: 86.77 Max: 389.6
Current: 23.97
BSP:V1IP34's Interest Coverage is ranked better than 75.12% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.505
vs BSP:V1IP34: 23.97
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vipshop Holdings Interest Coverage Related Terms
Vipshop Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vipshop Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BSP:V1IP34 vs GLBE, ETSY, CHWY: Interest Coverage Comparison
For the Internet Retail subindustry, Vipshop Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vipshop Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Vipshop Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vipshop Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vipshop Holdings (BSP:V1IP34) has a Interest Coverage of 6.26 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vipshop Holdings and its competitors. This is 93% below median its historical median of 86.77. Over the past decade, Vipshop Holdings' Interest Coverage has ranged from 14.52 to 389.60. According to the industry distribution chart, Vipshop Holdings ranks #206 out of 828 companies in the Retail - Cyclical industry, placing it in the top 24.9%.
Is Vipshop Holdings' Interest Coverage too high?
Vipshop Holdings' current Interest Coverage of 6.26 is 93% below median its 10-year median of 86.77. Over the past 10 years, this metric has ranged from a low of 14.52 to a high of 389.60. The Retail - Cyclical industry median Interest Coverage is 7.51. Vipshop Holdings' value of 6.26 is 16.6% below this industry median. Based on the distribution chart, Vipshop Holdings ranks #206 out of 828 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Vipshop Holdings has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vipshop Holdings' Interest Coverage compare to GLBE and ETSY?
According to the Retail - Cyclical industry distribution chart, Vipshop Holdings ranks #206 out of 828 companies for Interest Coverage. This places Vipshop Holdings in the top 25% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.51. Vipshop Holdings' value of 6.26 is 16.6% below this benchmark. Historically, Vipshop Holdings' own Interest Coverage has ranged from 14.52 to 389.60 over the past decade. While the company's 10-year median is 86.77 vs. the industry median of 7.51, Vipshop Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.51, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vipshop Holdings's current Interest Coverage of 6.26 is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vipshop Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vipshop Holdings's current Interest Coverage is 6.26, which is 93% below median its own 10-year median of 86.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vipshop Holdings stock overvalued right now?
Based on GuruFocus' analysis, Vipshop Holdings (BSP:V1IP34) is currently considered Modestly Undervalued. The stock's GF Value™ is R$43.26, compared to a current price of R$33.45 — trading 22.7% below its estimated fair value. The current Interest Coverage is 6.26, which is 93% below median its 10-year median of 86.77 and 16.6% below the Retail - Cyclical industry median of 7.51. Vipshop Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vipshop Holdings (BSP:V1IP34), the current Interest Coverage is 6.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vipshop Holdings (BSP:V1IP34) Overvalued in 2026?
Based on GuruFocus' analysis, Vipshop Holdings stock appears to be undervalued.
The current stock price of R$33.45 is trading 22.7% below its estimated GF Value™ of R$43.26.
GuruFocus considers Vipshop Holdings to be Modestly Undervalued.
Key valuation signals for BSP:V1IP34:
Interest Coverage: 6.26 (93% below median its 10-year median of 86.77)
GF Value™: R$43.26 vs. price of R$33.45 (22.7% below fair value)
Industry Position: 16.6% below the Retail - Cyclical median (#206 of 828)
No single metric tells the full story. See the BSP:V1IP34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vipshop is a leading Chinese online discount retailer offering branded products at attractive discounts of 10%-90% off their original price through daily flash sales. It operates warehousing, retailing, product procurement, software development, and information technology support in-house while outsourcing to third-party logistics providers for distribution and shipments. Branded products on Vipshop's platform are sourced mostly through a consignment model with global brand partners. As of March 31, 2025, Eric Ya Shen, chair and CEO, had 64.5% voting rights. Leading Chinese social media firm and strategic shareholder Tencent also holds a 12.5% interest.
71GF Score
Get the complete analysis for BSP:V1IP34
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:V1IP34 has been successfully added to your 
