Vipshop Holdings (BSP:V1IP34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:V1IP34 Vipshop Holdings Ltd BSP:V1IP34
74 GF Score
Price R$34.50
GF Value R$41.21
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Vipshop Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:V1IP34
74GF Score
Vipshop Holdings Ltd BSP:V1IP34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Vipshop Holdings (BSP:V1IP34) Overvalued in 2026?

Based on GuruFocus' analysis, Vipshop Holdings stock appears to be undervalued. The current stock price of R$34.50 is trading 16.3% below its estimated GF Value™ of R$41.21. GuruFocus considers Vipshop Holdings to be Modestly Undervalued.

Key valuation signals for BSP:V1IP34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$41.21 vs. price of R$34.50 (16.3% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the BSP:V1IP34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vipshop Holdings Business Description

Address 128 Dingxin Road, Haizhu District, Guangdong Province, Guangzhou, CHN, 510220
Vipshop is a leading Chinese online discount retailer offering branded products at attractive discounts of 10%-90% off their original price through daily flash sales. It operates warehousing, retailing, product procurement, software development, and information technology support in-house while outsourcing to third-party logistics providers for distribution and shipments. Branded products on Vipshop's platform are sourced mostly through a consignment model with global brand partners. As of March 31, 2025, Eric Ya Shen, chair and CEO, had 64.5% voting rights. Leading Chinese social media firm and strategic shareholder Tencent also holds a 12.5% interest.
74GF Score

Get the complete analysis for BSP:V1IP34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$34.50
Price
R$41.21
GF Value