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XPBUE:XP 78 Interest Coverage is 13.69 as of Jun. 2026, which is 1438% above its 10-year median of 0.89. GuruFocus rates BUE:XP with a GF Score™ of 78/100. The stock has 5 warning signs investors should review. Among 427 Capital Markets companies, XP ranks worse than 234191.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. XP's
Operating Income
for the
three
months ended in Jun. 2026 was ARS443,871.18 Mil. XP's Interest Expense for the
three
months ended in Jun. 2026 was ARS0.00 Mil.
XP's interest coverage for the quarter that ended in Jun. 2026 was 13.69.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for XP's Interest Coverage or its related term are showing as below:
BUE:XP's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 18.44 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
XP Interest Coverage Related Terms
XP Interest Coverage Historical Data
* Premium members only.
The historical data trend for XP's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BUE:XP vs HLI, SNEX, HUT: Interest Coverage Comparison
For the Capital Markets subindustry, XP's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XP Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, XP's Interest Coverage distribution charts can be found below:
* The bar in red indicates where XP's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate XP's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XP (BUE:XP) has a Interest Coverage of 13.69 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XP and its competitors. This is 1438% above median its historical median of 0.89. Over the past decade, XP's Interest Coverage has ranged from 0.25 to 10,000.00. According to the industry distribution chart, XP ranks #999999 out of 427 companies in the Capital Markets industry.
Is XP's Interest Coverage too high?
XP's current Interest Coverage of 13.69 is 1438% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 10,000.00. The Capital Markets industry median Interest Coverage is 18.44. XP's value of 13.69 is 25.8% below this industry median. Based on the distribution chart, XP ranks #999999 out of 427 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, XP has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does XP's Interest Coverage compare to HLI and SNEX?
According to the Capital Markets industry distribution chart, XP ranks #999999 out of 427 companies for Interest Coverage. This places XP in the lower half of its industry. The industry median Interest Coverage is 18.44. XP's value of 13.69 is 25.8% below this benchmark. Historically, XP's own Interest Coverage has ranged from 0.25 to 10,000.00 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 18.44, XP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 18.44, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XP's current Interest Coverage of 13.69 is 25.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XP and its competitors. For the Capital Markets industry, the median Interest Coverage is 18.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XP's current Interest Coverage is 13.69, which is 1438% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XP stock overvalued right now?
XP (BUE:XP) has a current Interest Coverage of 13.69. The current Interest Coverage is 13.69, which is 1438% above median its 10-year median of 0.89 and 25.8% below the Capital Markets industry median of 18.44. XP's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For XP (BUE:XP), the current Interest Coverage is 13.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
78GF Score
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