Fnac Darty (CHIX:FNACP) Interest Coverage: 4.57 (As of Dec. 2025) — 16% Above Median


CHIX:FNACP Fnac Darty SA CHIX:FNACP
66 GF Score
Price €35.03
GF Value €34.52
Valuation Fairly Valued
! 5 Warning Signs
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What is Fnac Darty Interest Coverage?

Fnac Darty CHIX:FNACP 66 Interest Coverage is 4.57 as of Dec. 2025, which is 16% above its 10-year median of 3.95. GuruFocus rates CHIX:FNACP with a GF Score™ of 66/100 and a GF Value™ of €34.52 (Fairly Valued). The stock has 5 warning signs investors should review. Among 828 Retail - Cyclical companies, Fnac Darty ranks worse than 85.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fnac Darty's Operating Income for the six months ended in Dec. 2025 was €257 Mil. Fnac Darty's Interest Expense for the six months ended in Dec. 2025 was €-56 Mil. Fnac Darty's interest coverage for the quarter that ended in Dec. 2025 was 4.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fnac Darty's Interest Coverage or its related term are showing as below:

CHIX:FNACp' s Interest Coverage Range Over the Past 10 Years
Min: 1.76   Med: 3.95   Max: 6.9
Current: 1.76


CHIX:FNACp's Interest Coverage is ranked worse than
85.99% of 828 companies
in the Retail - Cyclical industry
Industry Median: 7.915 vs CHIX:FNACp: 1.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fnac Darty  (CHIX:FNACp) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fnac Darty Interest Coverage Related Terms


Fnac Darty Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fnac Darty's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fnac Darty Interest Coverage Chart

Fnac Darty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.83 4.79 2.60 2.54 1.76

Fnac Darty Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.61 0.00 6.06 0.00 4.57

CHIX:FNACP vs CASY, WSM, ULTA: Interest Coverage Comparison

For the Specialty Retail subindustry, Fnac Darty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fnac Darty Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Fnac Darty's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fnac Darty's Interest Coverage falls into.


CHIX:FNACP
66GF Score
Fnac Darty SA CHIX:FNACP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fnac Darty Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fnac Darty's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fnac Darty's Interest Expense was €-113 Mil. Its Operating Income was €199 Mil. And its Long-Term Debt & Capital Lease Obligation was €2,196 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*199.4/-113.1
=1.76

Fnac Darty's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Fnac Darty's Interest Expense was €-56 Mil. Its Operating Income was €257 Mil. And its Long-Term Debt & Capital Lease Obligation was €2,196 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*256.8/-56.2
=4.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.57 mean?
Fnac Darty (CHIX:FNACP) has a Interest Coverage of 4.57 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fnac Darty and its competitors. This is 16% above median its historical median of 3.95. Over the past decade, Fnac Darty's Interest Coverage has ranged from 1.76 to 6.90. According to the industry distribution chart, Fnac Darty ranks #712 out of 828 companies in the Retail - Cyclical industry, placing it in the top 86%.
Is Fnac Darty's Interest Coverage too high?
Fnac Darty's current Interest Coverage of 4.57 is 16% above median its 10-year median of 3.95. Over the past 10 years, this metric has ranged from a low of 1.76 to a high of 6.90. The Retail - Cyclical industry median Interest Coverage is 7.92. Fnac Darty's value of 4.57 is 42.3% below this industry median. Based on the distribution chart, Fnac Darty ranks #712 out of 828 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Fnac Darty has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fnac Darty's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Fnac Darty ranks #712 out of 828 companies for Interest Coverage. This places Fnac Darty in the lower half of its industry. The industry median Interest Coverage is 7.92. Fnac Darty's value of 4.57 is 42.3% below this benchmark. Historically, Fnac Darty's own Interest Coverage has ranged from 1.76 to 6.90 over the past decade. While the company's 10-year median is 3.95 vs. the industry median of 7.92, Fnac Darty has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fnac Darty's current Interest Coverage of 4.57 is 42.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fnac Darty and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fnac Darty's current Interest Coverage is 4.57, which is 16% above median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fnac Darty stock overvalued right now?
Based on GuruFocus' analysis, Fnac Darty (CHIX:FNACP) is currently considered Fairly Valued. The stock's GF Value™ is €34.52, compared to a current price of €35.03 — trading 1.5% above its estimated fair value. The current Interest Coverage is 4.57, which is 16% above median its 10-year median of 3.95 and 42.3% below the Retail - Cyclical industry median of 7.92. Fnac Darty's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fnac Darty (CHIX:FNACP), the current Interest Coverage is 4.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fnac Darty (CHIX:FNACP) Overvalued in 2026?

Based on GuruFocus' analysis, Fnac Darty stock appears to be overvalued. The current stock price of €35.03 is trading 1.5% above its estimated GF Value™ of €34.52. GuruFocus considers Fnac Darty to be Fairly Valued.

Key valuation signals for CHIX:FNACP:

  • Interest Coverage: 4.57 (16% above median its 10-year median of 3.95)
  • GF Value™: €34.52 vs. price of €35.03 (1.5% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 42.3% below the Retail - Cyclical median (#712 of 828)

No single metric tells the full story. See the CHIX:FNACP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fnac Darty Business Description

Address 9, rue des Bateaux-Lavoirs, Ivry-sur-Seine, FRA, 94200
Fnac Darty SA is a retail distributor of entertainment and leisure products including consumer electronics in France, Spain, Portugal, Brazil, Belgium, Switzerland, and Morocco.
66GF Score

Get the complete analysis for CHIX:FNACP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.03
Price
€34.52
GF Value