Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Xior Student Housing NV's
Operating Income
for the
six
months ended in Dec. 2025 was €78.5 Mil. Xior Student Housing NV's Interest Expense for the
six
months ended in Dec. 2025 was €-21.7 Mil.
Xior Student Housing NV's interest coverage for the quarter that ended in Dec. 2025 was 3.62.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Xior Student Housing NV interest coverage is 3.32, which is low.
The historical rank and industry rank for Xior Student Housing NV's Interest Coverage or its related term are showing as below:
CHIX:XIORb'
s Interest Coverage Range Over the Past 10 Years
Min: 2.24 Med: 5.22 Max: 6.57
Current: 3.32
CHIX:XIORb's Interest Coverage is ranked better than 52.99% of 702
companies
in the REITs industry
Industry Median: 3.125
vs CHIX:XIORb: 3.32
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Xior Student Housing NV Interest Coverage Related Terms
Xior Student Housing NV Interest Coverage Historical Data
* Premium members only.
The historical data trend for Xior Student Housing NV's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:XIORB vs AVB, EQR, ESS: Interest Coverage Comparison
For the REIT - Residential subindustry, Xior Student Housing NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Xior Student Housing NV Interest Coverage vs REITs Industry
For the REITs industry and Real Estate sector, Xior Student Housing NV's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Xior Student Housing NV's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Xior Student Housing NV (CHIX:XIORB) has a Interest Coverage of 3.62 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xior Student Housing NV and its competitors. This is 31% below median its historical median of 5.22. Over the past decade, Xior Student Housing NV's Interest Coverage has ranged from 2.24 to 6.57. According to the industry distribution chart, Xior Student Housing NV ranks #330 out of 702 companies in the REITs industry, placing it in the top 47%.
Is Xior Student Housing NV's Interest Coverage too high?
Xior Student Housing NV's current Interest Coverage of 3.62 is 31% below median its 10-year median of 5.22. Over the past 10 years, this metric has ranged from a low of 2.24 to a high of 6.57. The REITs industry median Interest Coverage is 3.13. Xior Student Housing NV's value of 3.62 is 15.8% above this industry median. Based on the distribution chart, Xior Student Housing NV ranks #330 out of 702 companies in the REITs industry, which is above the industry midpoint. Overall, Xior Student Housing NV has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Xior Student Housing NV's Interest Coverage compare to AVB and EQR?
According to the REITs industry distribution chart, Xior Student Housing NV ranks #330 out of 702 companies for Interest Coverage. This puts Xior Student Housing NV in the upper half of its industry. The industry median Interest Coverage is 3.13. Xior Student Housing NV's value of 3.62 is 15.8% above this benchmark. Historically, Xior Student Housing NV's own Interest Coverage has ranged from 2.24 to 6.57 over the past decade. While the company's 10-year median is 5.22 vs. the industry median of 3.13, Xior Student Housing NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.13, based on 702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xior Student Housing NV's current Interest Coverage of 3.62 is 15.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xior Student Housing NV and its competitors. For the REITs industry, the median Interest Coverage is 3.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xior Student Housing NV's current Interest Coverage is 3.62, which is 31% below median its own 10-year median of 5.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xior Student Housing NV stock overvalued right now?
Xior Student Housing NV (CHIX:XIORB) has a current Interest Coverage of 3.62. The stock's GF Value™ is €28.80, compared to a current price of €27.85 — trading 3.3% below its estimated fair value. The current Interest Coverage is 3.62, which is 31% below median its 10-year median of 5.22 and 15.8% above the REITs industry median of 3.13. Xior Student Housing NV's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Xior Student Housing NV (CHIX:XIORB), the current Interest Coverage is 3.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Xior Student Housing NV (CHIX:XIORB) Overvalued in 2026?
Based on GuruFocus' analysis, Xior Student Housing NV stock appears to be undervalued.
The current stock price of €27.85 is trading 3.3% below its estimated GF Value™ of €28.80.
Key valuation signals for CHIX:XIORB:
Interest Coverage: 3.62 (31% below median its 10-year median of 5.22)
GF Value™: €28.80 vs. price of €27.85 (3.3% below fair value)
Industry Position: 15.8% above the REITs median (#330 of 702)
No single metric tells the full story. See the CHIX:XIORB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Xior Student Housing NV mainly holds properties intended for student accommodation in continental Europe: Belgium, the Netherlands, Spain, Portugal, Germany, Poland, Denmark and Sweden. The company operates in geographic reportable segments Belgium, the Netherlands, Iberia (Spain and Portugal), Nordics (Denmark and Sweden), Germany and Poland. The majority of income comes from Netherland.
71GF Score
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