ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Residential subindustry, Xior Student Housing NV's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Xior Student Housing NV ROE % vs REITs Industry
For the REITs industry and Real Estate sector, Xior Student Housing NV's ROE % distribution charts can be found below:
* The bar in red indicates where Xior Student Housing NV's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Xior Student Housing NV (CHIX:XIORB) has a ROE % of 0.32% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Xior Student Housing NV and its competitors. This is 93% below median its historical median of 4.65. According to the industry distribution chart, Xior Student Housing NV ranks #606 out of 933 companies in the REITs industry, placing it in the top 65%.
Is Xior Student Housing NV's ROE % too high?
Xior Student Housing NV's current ROE % of 0.32% is 93% below median its 10-year median of 4.65. The REITs industry median ROE % is 6.15. Xior Student Housing NV's value of 0.32% is 94.8% below this industry median. Based on the distribution chart, Xior Student Housing NV ranks #606 out of 933 companies in the REITs industry, which is below the industry midpoint. Overall, Xior Student Housing NV has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Xior Student Housing NV's ROE % compare to AVB and EQR?
According to the REITs industry distribution chart, Xior Student Housing NV ranks #606 out of 933 companies for ROE %. This places Xior Student Housing NV in the lower half of its industry. The industry median ROE % is 6.15. Xior Student Housing NV's value of 0.32% is 94.8% below this benchmark. While the company's 10-year median is 4.65 vs. the industry median of 6.15, Xior Student Housing NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a REITs company?
The median ROE % among REITs companies is 6.15, based on 933 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xior Student Housing NV's current ROE % of 0.32% is 94.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Xior Student Housing NV and its competitors. For the REITs industry, the median ROE % is 6.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xior Student Housing NV's current ROE % is 0.32%, which is 93% below median its own 10-year median of 4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xior Student Housing NV stock overvalued right now?
Xior Student Housing NV (CHIX:XIORB) has a current ROE % of 0.32%. The stock's GF Value™ is €29.53, compared to a current price of €27.85 — trading 5.7% below its estimated fair value. The current ROE % is 0.32%, which is 93% below median its 10-year median of 4.65 and 94.8% below the REITs industry median of 6.15. Xior Student Housing NV's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Xior Student Housing NV (CHIX:XIORB), the current ROE % is 0.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Xior Student Housing NV (CHIX:XIORB) Overvalued in 2026?
Based on GuruFocus' analysis, Xior Student Housing NV stock appears to be undervalued.
The current stock price of €27.85 is trading 5.7% below its estimated GF Value™ of €29.53.
Key valuation signals for CHIX:XIORB:
ROE %: 0.32% (93% below median its 10-year median of 4.65)
GF Value™: €29.53 vs. price of €27.85 (5.7% below fair value)
Industry Position: 94.8% below the REITs median (#606 of 933)
No single metric tells the full story. See the CHIX:XIORB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Xior Student Housing NV mainly holds properties intended for student accommodation in continental Europe: Belgium, the Netherlands, Spain, Portugal, Germany, Poland, Denmark and Sweden. The company operates in geographic reportable segments Belgium, the Netherlands, Iberia (Spain and Portugal), Nordics (Denmark and Sweden), Germany and Poland. The majority of income comes from Netherland.
71GF Score
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