CLPR (Clipper Realty) Interest Coverage: 0.61 (As of Jun. 2026) — 21% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CLPR Clipper Realty Inc CLPR
59 GF Score
Price $3.34
GF Value $4.15
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Clipper Realty Interest Coverage?

Clipper Realty CLPR +1.83% 59 Interest Coverage is 0.61 as of Jun. 2026, which is 21% below its 10-year median of 0.77. GuruFocus rates CLPR with a GF Score™ of 59/100 and a GF Value™ of $4.15 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 681 REITs companies, Clipper Realty ranks worse than 93.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Clipper Realty's Operating Income for the three months ended in Jun. 2026 was $9.6 Mil. Clipper Realty's Interest Expense for the three months ended in Jun. 2026 was $-15.7 Mil. Clipper Realty's interest coverage for the quarter that ended in Jun. 2026 was 0.61. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Clipper Realty Incs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Clipper Realty's Interest Coverage or its related term are showing as below:

CLPR' s Interest Coverage Range Over the Past 10 Years
Min: 0.56   Med: 0.77   Max: 0.99
Current: 0.56


CLPR's Interest Coverage is ranked worse than
93.54% of 681 companies
in the REITs industry
Industry Median: 3.02 vs CLPR: 0.56

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Clipper Realty  (NYSE:CLPR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Clipper Realty Interest Coverage Related Terms


Clipper Realty Interest Coverage Historical Data

* Premium members only.

The historical data trend for Clipper Realty's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Clipper Realty Interest Coverage Chart

Clipper Realty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.70 0.75 0.87 0.72

Clipper Realty Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.67 0.48 0.51 0.61

CLPR vs BHM, MRTI, ELME: Interest Coverage Comparison

For the REIT - Residential subindustry, Clipper Realty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clipper Realty Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Clipper Realty's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Clipper Realty's Interest Coverage falls into.


CLPR
59GF Score
Clipper Realty Inc CLPR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clipper Realty Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Clipper Realty's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Clipper Realty's Interest Expense was $-53.0 Mil. Its Operating Income was $38.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,277.5 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*37.972/-53.027
=0.72

Clipper Realty's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Clipper Realty's Interest Expense was $-15.7 Mil. Its Operating Income was $9.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,280.0 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*9.598/-15.654
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.61 mean?
Clipper Realty (CLPR) has a Interest Coverage of 0.61 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Clipper Realty and its competitors. This is 21% below median its historical median of 0.77. Over the past decade, Clipper Realty's Interest Coverage has ranged from 0.56 to 0.99. According to the industry distribution chart, Clipper Realty ranks #637 out of 681 companies in the REITs industry, placing it in the top 93.5%.
Is Clipper Realty's Interest Coverage too high?
Clipper Realty's current Interest Coverage of 0.61 is 21% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 0.99. The REITs industry median Interest Coverage is 3.02. Clipper Realty's value of 0.61 is 79.8% below this industry median. Based on the distribution chart, Clipper Realty ranks #637 out of 681 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Clipper Realty has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Clipper Realty's Interest Coverage compare to BHM and MRTI?
According to the REITs industry distribution chart, Clipper Realty ranks #637 out of 681 companies for Interest Coverage. This places Clipper Realty in the lower half of its industry. The industry median Interest Coverage is 3.02. Clipper Realty's value of 0.61 is 79.8% below this benchmark. Historically, Clipper Realty's own Interest Coverage has ranged from 0.56 to 0.99 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 3.02, Clipper Realty has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.02, based on 681 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clipper Realty's current Interest Coverage of 0.61 is 79.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Clipper Realty and its competitors. For the REITs industry, the median Interest Coverage is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clipper Realty's current Interest Coverage is 0.61, which is 21% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clipper Realty stock overvalued right now?
Based on GuruFocus' analysis, Clipper Realty (CLPR) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.15, compared to a current price of $3.34 — trading 19.5% below its estimated fair value. The current Interest Coverage is 0.61, which is 21% below median its 10-year median of 0.77 and 79.8% below the REITs industry median of 3.02. Clipper Realty's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Clipper Realty (CLPR), the current Interest Coverage is 0.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clipper Realty (CLPR) Overvalued in 2026?

Based on GuruFocus' analysis, Clipper Realty stock appears to be undervalued. The current stock price of $3.34 is trading 19.5% below its estimated GF Value™ of $4.15. GuruFocus considers Clipper Realty to be Modestly Undervalued.

Key valuation signals for CLPR:

  • Interest Coverage: 0.61 (21% below median its 10-year median of 0.77)
  • GF Value™: $4.15 vs. price of $3.34 (19.5% below fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 79.8% below the REITs median (#637 of 681)

No single metric tells the full story. See the CLPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clipper Realty Business Description

Industry Real EstateREITs
Address 4611 12th Avenue, Suite 1L, Brooklyn, NY, USA, 11219
Clipper Realty Inc is a self-administered and self-managed real estate company. It acquires, owns, manages, operates, and repositions multifamily residential and commercial properties in the New York metropolitan area, with a portfolio in Manhattan and Brooklyn. It has classified its reporting segments into Residential Rental Properties and Commercial Rental Properties. The company derives its revenue mostly from the Residential segment.
59GF Score

Get the complete analysis for CLPR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.34
Price
$4.15
GF Value