CTRGF (Country Garden Services Holdings Co) Interest Coverage: 26.54 (As of Dec. 2025) — Near Median


CTRGF Country Garden Services Holdings Co Ltd CTRGF
94 GF Score
Price $0.73
GF Value $1.06
! 5 Warning Signs
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What is Country Garden Services Holdings Co Interest Coverage?

Country Garden Services Holdings Co CTRGF 94 Interest Coverage is 26.54 as of Dec. 2025, which is 8% below its 10-year median of 28.88. GuruFocus rates CTRGF with a GF Score™ of 94/100 and a GF Value™ of $1.06. The stock has 5 warning signs investors should review. Among 1,295 Real Estate companies, Country Garden Services Holdings Co ranks better than 79.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Country Garden Services Holdings Co's Operating Income for the six months ended in Dec. 2025 was $234 Mil. Country Garden Services Holdings Co's Interest Expense for the six months ended in Dec. 2025 was $-9 Mil. Country Garden Services Holdings Co's interest coverage for the quarter that ended in Dec. 2025 was 26.54. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Country Garden Services Holdings Co's Interest Coverage or its related term are showing as below:

CTRGF' s Interest Coverage Range Over the Past 10 Years
Min: 20.34   Med: 28.88   Max: No Debt
Current: 28.93


CTRGF's Interest Coverage is ranked better than
79.54% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs CTRGF: 28.93

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Country Garden Services Holdings Co  (OTCPK:CTRGF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Country Garden Services Holdings Co Interest Coverage Related Terms


Country Garden Services Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Country Garden Services Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Country Garden Services Holdings Co Interest Coverage Chart

Country Garden Services Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.54 27.46 20.34 22.00 28.94

Country Garden Services Holdings Co Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.96 23.36 19.62 31.27 26.54

CTRGF vs CBRE, BEKE: Interest Coverage Comparison

For the Real Estate Services subindustry, Country Garden Services Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Country Garden Services Holdings Co Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Country Garden Services Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Country Garden Services Holdings Co's Interest Coverage falls into.


CTRGF
94GF Score
Country Garden Services Holdings Co Ltd CTRGF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Country Garden Services Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Country Garden Services Holdings Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Country Garden Services Holdings Co's Interest Expense was $-18 Mil. Its Operating Income was $520 Mil. And its Long-Term Debt & Capital Lease Obligation was $317 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*519.523/-17.949
=28.94

Country Garden Services Holdings Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Country Garden Services Holdings Co's Interest Expense was $-9 Mil. Its Operating Income was $234 Mil. And its Long-Term Debt & Capital Lease Obligation was $317 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*234.413/-8.832
=26.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 26.54 mean?
Country Garden Services Holdings Co (CTRGF) has a Interest Coverage of 26.54 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Country Garden Services Holdings Co and its competitors. This is near median its historical median of 28.88. Over the past decade, Country Garden Services Holdings Co's Interest Coverage has ranged from 20.34 to 10,000.00. According to the industry distribution chart, Country Garden Services Holdings Co ranks #265 out of 1295 companies in the Real Estate industry, placing it in the top 20.5%.
Is Country Garden Services Holdings Co's Interest Coverage too high?
Country Garden Services Holdings Co's current Interest Coverage of 26.54 is near median its 10-year median of 28.88. Over the past 10 years, this metric has ranged from a low of 20.34 to a high of 10,000.00. The Real Estate industry median Interest Coverage is 4.24. Country Garden Services Holdings Co's value of 26.54 is 525.9% above this industry median. Based on the distribution chart, Country Garden Services Holdings Co ranks #265 out of 1295 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Country Garden Services Holdings Co has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does Country Garden Services Holdings Co's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Country Garden Services Holdings Co ranks #265 out of 1295 companies for Interest Coverage. This places Country Garden Services Holdings Co in the top 21% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. Country Garden Services Holdings Co's value of 26.54 is 525.9% above this benchmark. Historically, Country Garden Services Holdings Co's own Interest Coverage has ranged from 20.34 to 10,000.00 over the past decade. While the company's 10-year median is 28.88 vs. the industry median of 4.24, Country Garden Services Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Country Garden Services Holdings Co's current Interest Coverage of 26.54 is 525.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Country Garden Services Holdings Co and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Country Garden Services Holdings Co's current Interest Coverage is 26.54, which is near median its own 10-year median of 28.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Country Garden Services Holdings Co stock overvalued right now?
Country Garden Services Holdings Co (CTRGF) has a current Interest Coverage of 26.54. The stock's GF Value™ is $1.06, compared to a current price of $0.73 — trading 31.6% below its estimated fair value. The current Interest Coverage is 26.54, which is near median its 10-year median of 28.88 and 525.9% above the Real Estate industry median of 4.24. Country Garden Services Holdings Co's overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Country Garden Services Holdings Co (CTRGF), the current Interest Coverage is 26.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Country Garden Services Holdings Co (CTRGF) Overvalued in 2026?

Based on GuruFocus' analysis, Country Garden Services Holdings Co stock appears to be undervalued. The current stock price of $0.73 is trading 31.6% below its estimated GF Value™ of $1.06.

Key valuation signals for CTRGF:

  • Interest Coverage: 26.54 (near median its 10-year median of 28.88)
  • GF Value™: $1.06 vs. price of $0.73 (31.6% below fair value)
  • GF Score™: 94/100 with 5 warning signs
  • Industry Position: 525.9% above the Real Estate median (#265 of 1295)

No single metric tells the full story. See the CTRGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Country Garden Services Holdings Co Business Description

Other Exchanges 06098:Hong Kong75H:Germany
Address No. 1, West Building of Country Garden Office, Beijiao Town, Shunde District, Guangdong Province, Foshan, CHN, 528312
Country Garden Services was listed on the Hong Kong Stock Exchange in June 2018 as a spinoff via introduction by sister developer Country Garden Holdings. As of 2025, Yang Huiyan, chairperson of CGH, was also the largest shareholder of CGS. The firm was among the top residential property management firms in China in terms of revenue and gross floor area under management for 2025. This is mainly ascribed to scalable projects contributed by CGH and rising acquisitions of third-party property management peers. In addition, CGS provides value-added services to developers and homeowners, and city services on public space sanitation and greening.
94GF Score

Get the complete analysis for CTRGF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.73
Price
$1.06
GF Value