Contract Insurance and Financial Services (CYS:CONT) Interest Coverage: 0 (At Loss) (As of . 20)


CYS:CONT Contract Insurance and Financial Services SA CYS:CONT
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What is Contract Insurance and Financial Services Interest Coverage?

Contract Insurance and Financial Services CYS:CONT 9 Interest Coverage is 0 (At Loss) as of . 20. GuruFocus rates CYS:CONT with a GF Score™ of 9/100. The stock has 1 warning sign investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Contract Insurance and Financial Services's EBIT for the six months ended in . 20 was €0.00 Mil. Contract Insurance and Financial Services's Interest Expense for the six months ended in . 20 was €0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Contract Insurance and Financial Services's Interest Coverage or its related term are showing as below:


CYS:CONT's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Contract Insurance and Financial Services  (CYS:CONT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Contract Insurance and Financial Services Interest Coverage Related Terms

Contract Insurance and Financial Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Contract Insurance and Financial Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Contract Insurance and Financial Services Interest Coverage Chart

Contract Insurance and Financial Services Annual Data
Trend
Interest Coverage

Contract Insurance and Financial Services Semi-Annual Data
Interest Coverage

CYS:CONT vs : Interest Coverage Comparison

For the Insurance - Diversified subindustry, Contract Insurance and Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Contract Insurance and Financial Services Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Contract Insurance and Financial Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Contract Insurance and Financial Services's Interest Coverage falls into.


CYS:CONT
9GF Score
Contract Insurance and Financial Services SA CYS:CONT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Contract Insurance and Financial Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Contract Insurance and Financial Services's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, Contract Insurance and Financial Services's Interest Expense was €0.00 Mil. Its EBIT was €0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Contract Insurance and Financial Services had no debt (1).

Contract Insurance and Financial Services's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, Contract Insurance and Financial Services's Interest Expense was €0.00 Mil. Its EBIT was €0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

Contract Insurance and Financial Services had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Contract Insurance and Financial Services (CYS:CONT) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Contract Insurance and Financial Services and its competitors.
Is Contract Insurance and Financial Services' Interest Coverage too high?
Contract Insurance and Financial Services' current Interest Coverage is 0 (At Loss). Overall, Contract Insurance and Financial Services has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Contract Insurance and Financial Services' Interest Coverage compare to ?
Contract Insurance and Financial Services' Interest Coverage of 0 (At Loss) can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Contract Insurance and Financial Services and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Contract Insurance and Financial Services's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Contract Insurance and Financial Services stock overvalued right now?
Contract Insurance and Financial Services (CYS:CONT) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Contract Insurance and Financial Services' overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Contract Insurance and Financial Services (CYS:CONT), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Contract Insurance and Financial Services Business Description

Comparable Companies
Address Aiantos 9, Kavala, GRC, 65302
Contract Insurance and Financial Services SA is an Insurance and Financial Services provider in Greece. It offers Health insurance, Boat security, Travel Insurance, Legal Protection, Personal Accident, and Property security, among other services.
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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