Contract Insurance and Financial Services (CYS:CONT) ROC %: 0.00% (As of . 20)


CYS:CONT Contract Insurance and Financial Services SA CYS:CONT
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What is Contract Insurance and Financial Services ROC %?

Contract Insurance and Financial Services CYS:CONT 9 ROC % is 0.00% as of . 20. GuruFocus rates CYS:CONT with a GF Score™ of 9/100. The stock has 1 warning sign investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Contract Insurance and Financial Services's annualized return on capital (ROC %) for the quarter that ended in . 20 was 0.00%.

As of today (2026-07-11), Contract Insurance and Financial Services's WACC % is 0.00%. Contract Insurance and Financial Services's ROC % is 0.00% (calculated using TTM income statement data). Contract Insurance and Financial Services earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Contract Insurance and Financial Services  (CYS:CONT) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Contract Insurance and Financial Services's WACC % is 0.00%. Contract Insurance and Financial Services's ROC % is 0.00% (calculated using TTM income statement data). Contract Insurance and Financial Services earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Contract Insurance and Financial Services ROC % Related Terms

Contract Insurance and Financial Services ROC % Historical Data

* Premium members only.

The historical data trend for Contract Insurance and Financial Services's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Contract Insurance and Financial Services ROC % Chart

Contract Insurance and Financial Services Annual Data
Trend
ROC %

Contract Insurance and Financial Services Semi-Annual Data
ROC %
CYS:CONT
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Contract Insurance and Financial Services SA CYS:CONT
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Contract Insurance and Financial Services ROC % Calculation

Contract Insurance and Financial Services's annualized Return on Capital (ROC %) for the fiscal year that ended in . 20 is calculated as:

ROC % (A: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: . 20 ) + Invested Capital (A: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Contract Insurance and Financial Services's annualized Return on Capital (ROC %) for the quarter that ended in . 20 is calculated as:

ROC % (Q: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: . 20 ) + Invested Capital (Q: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Note: The EBIT data used here is one times the annual (. 20) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.00% mean?
Contract Insurance and Financial Services (CYS:CONT) has a ROC % of 0.00% as of . 20. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Contract Insurance and Financial Services and its competitors.
Is Contract Insurance and Financial Services' ROC % too high?
Contract Insurance and Financial Services' current ROC % is 0.00%. Overall, Contract Insurance and Financial Services has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Contract Insurance and Financial Services' ROC % compare to ?
Contract Insurance and Financial Services' ROC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.36, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Contract Insurance and Financial Services and its competitors. For the Insurance industry, the median ROC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Contract Insurance and Financial Services's current ROC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Contract Insurance and Financial Services stock overvalued right now?
Contract Insurance and Financial Services (CYS:CONT) has a current ROC % of 0.00%. The current ROC % is 0.00%. Contract Insurance and Financial Services' overall GF Score™ is 9/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Contract Insurance and Financial Services (CYS:CONT), the current ROC % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Contract Insurance and Financial Services Business Description

Comparable Companies
Address Aiantos 9, Kavala, GRC, 65302
Contract Insurance and Financial Services SA is an Insurance and Financial Services provider in Greece. It offers Health insurance, Boat security, Travel Insurance, Legal Protection, Personal Accident, and Property security, among other services.
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Get the complete analysis for CYS:CONT

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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