Dubai Investments PJSC (DFM:DIC) Interest Coverage: 3.25 (As of Mar. 2026) — 50% Above Median


DFM:DIC Dubai Investments PJSC DFM:DIC
60 GF Score
Price د.إ3.78
GF Value د.إ2.70
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Dubai Investments PJSC Interest Coverage?

Dubai Investments PJSC DFM:DIC -0.53% 60 Interest Coverage is 3.25 as of Mar. 2026, which is 50% above its 10-year median of 2.16. GuruFocus rates DFM:DIC with a GF Score™ of 60/100 and a GF Value™ of د.إ2.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,295 Real Estate companies, Dubai Investments PJSC ranks worse than 64.02% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Dubai Investments PJSC's Operating Income for the three months ended in Mar. 2026 was د.إ258 Mil. Dubai Investments PJSC's Interest Expense for the three months ended in Mar. 2026 was د.إ-79 Mil. Dubai Investments PJSC's interest coverage for the quarter that ended in Mar. 2026 was 3.25. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dubai Investments PJSC's Interest Coverage or its related term are showing as below:

DFM:DIC' s Interest Coverage Range Over the Past 10 Years
Min: 1.37   Med: 2.16   Max: 6.56
Current: 2.41


DFM:DIC's Interest Coverage is ranked worse than
64.02% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs DFM:DIC: 2.41

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dubai Investments PJSC  (DFM:DIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dubai Investments PJSC Interest Coverage Related Terms


Dubai Investments PJSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dubai Investments PJSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dubai Investments PJSC Interest Coverage Chart

Dubai Investments PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.23 2.13 1.37 1.69 2.19

Dubai Investments PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 2.09 2.84 1.49 3.25

Dubai Investments PJSC Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Dubai Investments PJSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dubai Investments PJSC Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Dubai Investments PJSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dubai Investments PJSC's Interest Coverage falls into.


DFM:DIC
60GF Score
Dubai Investments PJSC DFM:DIC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dubai Investments PJSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dubai Investments PJSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Dubai Investments PJSC's Interest Expense was د.إ-362 Mil. Its Operating Income was د.إ791 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ3,835 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*791.233/-361.939
=2.19

Dubai Investments PJSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Dubai Investments PJSC's Interest Expense was د.إ-79 Mil. Its Operating Income was د.إ258 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ3,898 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*257.511/-79.244
=3.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.25 mean?
Dubai Investments PJSC (DFM:DIC) has a Interest Coverage of 3.25 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dubai Investments PJSC and its competitors. This is 50% above median its historical median of 2.16. Over the past decade, Dubai Investments PJSC's Interest Coverage has ranged from 1.37 to 6.56. According to the industry distribution chart, Dubai Investments PJSC ranks #829 out of 1295 companies in the Real Estate industry, placing it in the top 64%.
Is Dubai Investments PJSC's Interest Coverage too high?
Dubai Investments PJSC's current Interest Coverage of 3.25 is 50% above median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 6.56. The Real Estate industry median Interest Coverage is 4.24. Dubai Investments PJSC's value of 3.25 is 23.3% below this industry median. Based on the distribution chart, Dubai Investments PJSC ranks #829 out of 1295 companies in the Real Estate industry, which is below the industry midpoint. Overall, Dubai Investments PJSC has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dubai Investments PJSC's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Dubai Investments PJSC ranks #829 out of 1295 companies for Interest Coverage. This places Dubai Investments PJSC in the lower half of its industry. The industry median Interest Coverage is 4.24. Dubai Investments PJSC's value of 3.25 is 23.3% below this benchmark. Historically, Dubai Investments PJSC's own Interest Coverage has ranged from 1.37 to 6.56 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 4.24, Dubai Investments PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Investments PJSC's current Interest Coverage of 3.25 is 23.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dubai Investments PJSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Investments PJSC's current Interest Coverage is 3.25, which is 50% above median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Investments PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Investments PJSC (DFM:DIC) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ2.70, compared to a current price of د.إ3.78 — trading 40% above its estimated fair value. The current Interest Coverage is 3.25, which is 50% above median its 10-year median of 2.16 and 23.3% below the Real Estate industry median of 4.24. Dubai Investments PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dubai Investments PJSC (DFM:DIC), the current Interest Coverage is 3.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dubai Investments PJSC (DFM:DIC) Overvalued in 2026?

Based on GuruFocus' analysis, Dubai Investments PJSC stock appears to be overvalued. The current stock price of د.إ3.78 is trading 40% above its estimated GF Value™ of د.إ2.70. GuruFocus considers Dubai Investments PJSC to be Significantly Overvalued.

Key valuation signals for DFM:DIC:

  • Interest Coverage: 3.25 (50% above median its 10-year median of 2.16)
  • GF Value™: د.إ2.70 vs. price of د.إ3.78 (40% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 23.3% below the Real Estate median (#829 of 1295)

No single metric tells the full story. See the DFM:DIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dubai Investments PJSC Business Description

Address Dubai Investments Park, P.O. Box 28171, Jebel Ali, Dubai, ARE
Dubai Investments PJSC is an investment company with a focus on real estate, manufacturing, industrial, and financial investments across the Middle East. The operations are divided into three segments: The Property segment develops real estate for sale and leasing. The Manufacturing, Contracting, and Services segment manufactures and sells materials used in construction projects, executes construction contracts, produces raw and architectural glass, pharmaceutical products, cooling services, produces aluminum extruded products, laboratory furniture, healthcare, and education. The Investments segment includes strategic minority investments in associates, investment banking, asset management, and financial investments. It generates the majority of its revenue from the Property segment.
60GF Score

Get the complete analysis for DFM:DIC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ3.78
Price
د.إ2.70
GF Value