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Dubai Investments PJSCDFM:DIC -1.35%60 Debt-to-EBITDA is 4.52 as of Mar. 2026, which is 39% above its 10-year median of 3.26. GuruFocus rates DFM:DIC with a GF Score™ of 60/100 and a GF Value™ of د.إ2.72 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,270 Real Estate companies, Dubai Investments PJSC ranks better than 71.57% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Dubai Investments PJSC's Debt-to-EBITDA or its related term are showing as below:
DFM:DIC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.02 Med: 3.26 Max: 9.79
Current: 2.48
During the past 13 years, the highest Debt-to-EBITDA Ratio of Dubai Investments PJSC was 9.79. The lowest was 2.02. And the median was 3.26.
DFM:DIC's Debt-to-EBITDA is ranked better than 71.57% of 1270
companies
in the Real Estate industry
Industry Median: 5.625
vs DFM:DIC: 2.48
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Dubai Investments PJSC Debt-to-EBITDA Related Terms
Dubai Investments PJSC Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Dubai Investments PJSC's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Dubai Investments PJSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dubai Investments PJSC Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Dubai Investments PJSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dubai Investments PJSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Dubai Investments PJSC (DFM:DIC) has a Debt-to-EBITDA of 4.52 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dubai Investments PJSC. This is 39% above median its historical median of 3.26. Over the past decade, Dubai Investments PJSC's Debt-to-EBITDA has ranged from 2.02 to 9.79. According to the industry distribution chart, Dubai Investments PJSC ranks #361 out of 1270 companies in the Real Estate industry, placing it in the top 28.4%.
Is Dubai Investments PJSC's Debt-to-EBITDA too high?
Dubai Investments PJSC's current Debt-to-EBITDA of 4.52 is 39% above median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 2.02 to a high of 9.79. The Real Estate industry median Debt-to-EBITDA is 5.63. Dubai Investments PJSC's value of 4.52 is 19.6% below this industry median. Based on the distribution chart, Dubai Investments PJSC ranks #361 out of 1270 companies in the Real Estate industry, which is above the industry midpoint. Overall, Dubai Investments PJSC has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dubai Investments PJSC's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Dubai Investments PJSC ranks #361 out of 1270 companies for Debt-to-EBITDA. This puts Dubai Investments PJSC in the upper half of its industry. The industry median Debt-to-EBITDA is 5.63. Dubai Investments PJSC's value of 4.52 is 19.6% below this benchmark. Historically, Dubai Investments PJSC's own Debt-to-EBITDA has ranged from 2.02 to 9.79 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 5.63, Dubai Investments PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,270 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dubai Investments PJSC's current Debt-to-EBITDA of 4.52 is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Dubai Investments PJSC. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dubai Investments PJSC's current Debt-to-EBITDA is 4.52, which is 39% above median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dubai Investments PJSC stock overvalued right now?
Based on GuruFocus' analysis, Dubai Investments PJSC (DFM:DIC) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ2.72, compared to a current price of د.إ3.65 — trading 34.2% above its estimated fair value. The current Debt-to-EBITDA is 4.52, which is 39% above median its 10-year median of 3.26 and 19.6% below the Real Estate industry median of 5.63. Dubai Investments PJSC's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Dubai Investments PJSC (DFM:DIC), the current Debt-to-EBITDA is 4.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dubai Investments PJSC (DFM:DIC) Overvalued in 2026?
Based on GuruFocus' analysis, Dubai Investments PJSC stock appears to be overvalued.
The current stock price of د.إ3.65 is trading 34.2% above its estimated GF Value™ of د.إ2.72.
GuruFocus considers Dubai Investments PJSC to be Significantly Overvalued.
Key valuation signals for DFM:DIC:
Debt-to-EBITDA: 4.52 (39% above median its 10-year median of 3.26)
GF Value™: د.إ2.72 vs. price of د.إ3.65 (34.2% above fair value)
Industry Position: 19.6% below the Real Estate median (#361 of 1270)
No single metric tells the full story. See the DFM:DIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dubai Investments PJSC is an investment company with a focus on real estate, manufacturing, industrial, and financial investments across the Middle East. The operations are divided into three segments: The Property segment develops real estate for sale and leasing. The Manufacturing, Contracting, and Services segment manufactures and sells materials used in construction projects, executes construction contracts, produces raw and architectural glass, pharmaceutical products, cooling services, produces aluminum extruded products, laboratory furniture, healthcare, and education. The Investments segment includes strategic minority investments in associates, investment banking, asset management, and financial investments. It generates the majority of its revenue from the Property segment.
60GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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