Agrani Insurance (DHA:AGRANINS) Interest Coverage: 0 (At Loss) (As of . 20)

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DHA:AGRANINS Agrani Insurance PLC DHA:AGRANINS
18 GF Score
Price BDT28.40
! 1 Warning Sign
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What is Agrani Insurance Interest Coverage?

Agrani Insurance DHA:AGRANINS +0.35% 18 Interest Coverage is 0 (At Loss) as of . 20. GuruFocus rates DHA:AGRANINS with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 350 Insurance companies, Agrani Insurance ranks worse than 285714% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Agrani Insurance's EBIT for the six months ended in . 20 was BDT0.00 Mil. Agrani Insurance's Interest Expense for the six months ended in . 20 was BDT0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Agrani Insurance's Interest Coverage or its related term are showing as below:


DHA:AGRANINS's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.03
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Agrani Insurance  (DHA:AGRANINS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Agrani Insurance Interest Coverage Related Terms

Agrani Insurance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Agrani Insurance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Agrani Insurance Interest Coverage Chart

Agrani Insurance Annual Data
Trend
Interest Coverage

Agrani Insurance Semi-Annual Data
Interest Coverage

DHA:AGRANINS vs ASIN, AFH, NSEC: Interest Coverage Comparison

For the Insurance - Property & Casualty subindustry, Agrani Insurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Agrani Insurance Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Agrani Insurance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Agrani Insurance's Interest Coverage falls into.


DHA:AGRANINS
18GF Score
Agrani Insurance PLC DHA:AGRANINS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Agrani Insurance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Agrani Insurance's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, Agrani Insurance's Interest Expense was BDT0.00 Mil. Its EBIT was BDT0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was BDT0.00 Mil.

Agrani Insurance had no debt (1).

Agrani Insurance's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, Agrani Insurance's Interest Expense was BDT0.00 Mil. Its EBIT was BDT0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was BDT0.00 Mil.

Agrani Insurance had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Agrani Insurance (DHA:AGRANINS) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agrani Insurance and its competitors. According to the industry distribution chart, Agrani Insurance ranks #999999 out of 350 companies in the Insurance industry.
Is Agrani Insurance's Interest Coverage too high?
Agrani Insurance's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Agrani Insurance ranks #999999 out of 350 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Agrani Insurance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Agrani Insurance's Interest Coverage compare to ASIN and AFH?
According to the Insurance industry distribution chart, Agrani Insurance ranks #999999 out of 350 companies for Interest Coverage. This places Agrani Insurance in the lower half of its industry. The industry median Interest Coverage is 16.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agrani Insurance and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agrani Insurance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agrani Insurance stock overvalued right now?
Agrani Insurance (DHA:AGRANINS) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Agrani Insurance's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Agrani Insurance (DHA:AGRANINS), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Agrani Insurance Business Description

Address City Centre, Level no. 17, 90/1, Motijheel C/A, Dhaka, BGD
Agrani Insurance PLC, formerly known as Agrani Insurance Co Ltd, is engaged in the non-life insurance business in Bangladesh. The company covers fire, health, motor, marine, burglary insurance, and others.
18GF Score

Get the complete analysis for DHA:AGRANINS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT28.40
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