Agrani Insurance (DHA:AGRANINS) ROE %: 0.00% (As of . 20)

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DHA:AGRANINS Agrani Insurance PLC DHA:AGRANINS
18 GF Score
Price BDT28.40
! 1 Warning Sign
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What is Agrani Insurance ROE %?

Agrani Insurance DHA:AGRANINS +0.35% 18 ROE % is 0.00% as of . 20. GuruFocus rates DHA:AGRANINS with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, Agrani Insurance ranks worse than 199600.6% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Agrani Insurance's annualized net income for the quarter that ended in . 20 was BDT Mil. Agrani Insurance's average Total Stockholders Equity over the quarter that ended in . 20 was BDT Mil. Therefore, Agrani Insurance's annualized ROE % for the quarter that ended in . 20 was %.

The historical rank and industry rank for Agrani Insurance's ROE % or its related term are showing as below:

DHA:AGRANINS's ROE % is not ranked *
in the Insurance industry.
Industry Median: 11.64
* Ranked among companies with meaningful ROE % only.

Agrani Insurance  (DHA:AGRANINS) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=( / )*( / )*( / )
=Net Margin %*Asset Turnover*Equity Multiplier
= %**
=ROA %*Equity Multiplier
= %*
= %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: . 20 )
=Net Income/Total Stockholders Equity
=/
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= ( / ) * ( / ) * ( / ) * ( / ) * ( / )
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= * * % * *
= %

Note: The net income data used here is one times the annual (. 20) net income data. The Revenue data used here is one times the annual (. 20) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Agrani Insurance ROE % Related Terms


Agrani Insurance ROE % Historical Data

* Premium members only.

The historical data trend for Agrani Insurance's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agrani Insurance ROE % Chart

Agrani Insurance Annual Data
Trend
ROE %

Agrani Insurance Semi-Annual Data
ROE %

DHA:AGRANINS vs ASIN, AFH, NSEC: ROE % Comparison

For the Insurance - Property & Casualty subindustry, Agrani Insurance's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agrani Insurance ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Agrani Insurance's ROE % distribution charts can be found below:

* The bar in red indicates where Agrani Insurance's ROE % falls into.


DHA:AGRANINS
18GF Score
Agrani Insurance PLC DHA:AGRANINS
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Agrani Insurance ROE % Calculation

Agrani Insurance's annualized ROE % for the fiscal year that ended in . 20 is calculated as

ROE %=Net Income (A: . 20 )/( (Total Stockholders Equity (A: . 20 )+Total Stockholders Equity (A: . 20 ))/ count )
=/( (+)/ )
=/
= %

Agrani Insurance's annualized ROE % for the quarter that ended in . 20 is calculated as

ROE %=Net Income (Q: . 20 )/( (Total Stockholders Equity (Q: . 20 )+Total Stockholders Equity (Q: . 20 ))/ count )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Agrani Insurance (DHA:AGRANINS) has a ROE % of 0.00% as of . 20. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Agrani Insurance and its competitors. According to the industry distribution chart, Agrani Insurance ranks #999999 out of 501 companies in the Insurance industry.
Is Agrani Insurance's ROE % too high?
Agrani Insurance's current ROE % is 0.00%. Based on the distribution chart, Agrani Insurance ranks #999999 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Agrani Insurance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Agrani Insurance's ROE % compare to ASIN and AFH?
According to the Insurance industry distribution chart, Agrani Insurance ranks #999999 out of 501 companies for ROE %. This places Agrani Insurance in the lower half of its industry. The industry median ROE % is 11.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Agrani Insurance and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agrani Insurance's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agrani Insurance stock overvalued right now?
Agrani Insurance (DHA:AGRANINS) has a current ROE % of 0.00%. The current ROE % is 0.00%. Agrani Insurance's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Agrani Insurance (DHA:AGRANINS), the current ROE % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Agrani Insurance Business Description

Address City Centre, Level no. 17, 90/1, Motijheel C/A, Dhaka, BGD
Agrani Insurance PLC, formerly known as Agrani Insurance Co Ltd, is engaged in the non-life insurance business in Bangladesh. The company covers fire, health, motor, marine, burglary insurance, and others.
18GF Score

Get the complete analysis for DHA:AGRANINS

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT28.40
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