DNOPF (Dino Polska) Interest Coverage: 13.95 (As of Mar. 2026) — 17% Above Median


DNOPF Dino Polska SA DNOPF
71 GF Score
Price $7.67
GF Value $14.55
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Dino Polska Interest Coverage?

Dino Polska DNOPF 71 Interest Coverage is 13.95 as of Mar. 2026, which is 17% above its 10-year median of 11.93. GuruFocus rates DNOPF with a GF Score™ of 71/100 and a GF Value™ of $14.55 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 255 Retail - Defensive companies, Dino Polska ranks better than 63.14% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Dino Polska's Operating Income for the three months ended in Mar. 2026 was $114 Mil. Dino Polska's Interest Expense for the three months ended in Mar. 2026 was $-8 Mil. Dino Polska's interest coverage for the quarter that ended in Mar. 2026 was 13.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Dino Polska's Interest Coverage or its related term are showing as below:

DNOPF' s Interest Coverage Range Over the Past 10 Years
Min: 7.55   Med: 11.93   Max: 22.45
Current: 17.12


DNOPF's Interest Coverage is ranked better than
63.14% of 255 companies
in the Retail - Defensive industry
Industry Median: 8.8 vs DNOPF: 17.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dino Polska  (OTCPK:DNOPF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Dino Polska Interest Coverage Related Terms


Dino Polska Interest Coverage Historical Data

* Premium members only.

The historical data trend for Dino Polska's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Dino Polska Interest Coverage Chart

Dino Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.45 11.04 12.82 15.94 16.88

Dino Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.18 13.48 22.99 20.35 13.95

DNOPF vs KR, SFM, ACI: Interest Coverage Comparison

For the Grocery Stores subindustry, Dino Polska's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dino Polska Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Dino Polska's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Dino Polska's Interest Coverage falls into.


DNOPF
71GF Score
Dino Polska SA DNOPF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dino Polska Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Dino Polska's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Dino Polska's Interest Expense was $-33 Mil. Its Operating Income was $560 Mil. And its Long-Term Debt & Capital Lease Obligation was $109 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*560.054/-33.169
=16.88

Dino Polska's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Dino Polska's Interest Expense was $-8 Mil. Its Operating Income was $114 Mil. And its Long-Term Debt & Capital Lease Obligation was $136 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*114.086/-8.18
=13.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.95 mean?
Dino Polska (DNOPF) has a Interest Coverage of 13.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dino Polska and its competitors. This is 17% above median its historical median of 11.93. Over the past decade, Dino Polska's Interest Coverage has ranged from 7.55 to 22.45. According to the industry distribution chart, Dino Polska ranks #94 out of 255 companies in the Retail - Defensive industry, placing it in the top 36.9%.
Is Dino Polska's Interest Coverage too high?
Dino Polska's current Interest Coverage of 13.95 is 17% above median its 10-year median of 11.93. Over the past 10 years, this metric has ranged from a low of 7.55 to a high of 22.45. The Retail - Defensive industry median Interest Coverage is 8.80. Dino Polska's value of 13.95 is 58.5% above this industry median. Based on the distribution chart, Dino Polska ranks #94 out of 255 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Dino Polska has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dino Polska's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Dino Polska ranks #94 out of 255 companies for Interest Coverage. This puts Dino Polska in the upper half of its industry. The industry median Interest Coverage is 8.80. Dino Polska's value of 13.95 is 58.5% above this benchmark. Historically, Dino Polska's own Interest Coverage has ranged from 7.55 to 22.45 over the past decade. While the company's 10-year median is 11.93 vs. the industry median of 8.80, Dino Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dino Polska's current Interest Coverage of 13.95 is 58.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dino Polska and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dino Polska's current Interest Coverage is 13.95, which is 17% above median its own 10-year median of 11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dino Polska stock overvalued right now?
Based on GuruFocus' analysis, Dino Polska (DNOPF) is currently considered Significantly Undervalued. The stock's GF Value™ is $14.55, compared to a current price of $7.67 — trading 47.3% below its estimated fair value. The current Interest Coverage is 13.95, which is 17% above median its 10-year median of 11.93 and 58.5% above the Retail - Defensive industry median of 8.80. Dino Polska's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dino Polska (DNOPF), the current Interest Coverage is 13.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dino Polska (DNOPF) Overvalued in 2026?

Based on GuruFocus' analysis, Dino Polska stock appears to be undervalued. The current stock price of $7.67 is trading 47.3% below its estimated GF Value™ of $14.55. GuruFocus considers Dino Polska to be Significantly Undervalued.

Key valuation signals for DNOPF:

  • Interest Coverage: 13.95 (17% above median its 10-year median of 11.93)
  • GF Value™: $14.55 vs. price of $7.67 (47.3% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 58.5% above the Retail - Defensive median (#94 of 255)

No single metric tells the full story. See the DNOPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dino Polska Business Description

Address ul. Ostrowska 122, Krotoszyn, POL, 63-700
Dino Polska SA operates a network of medium-sized grocery supermarkets located close to customers' places of residence. The Group's main business activity is the retail sale of multiple products, mainly food, beverages, and fresh groceries, including culinary meat products. Sales revenue is recognized at the point of transfer of goods to customers. The company conducts retail sales through non-specialized stores where food, beverages, and tobacco products predominate.
71GF Score

Get the complete analysis for DNOPF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.67
Price
$14.55
GF Value