EHSI (Elite Health Systems) Interest Coverage: No Debt (1) (As of Mar. 2026) — 94% Below Median


EHSI Elite Health Systems Inc EHSI
37 GF Score
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What is Elite Health Systems Interest Coverage?

Elite Health Systems EHSI 37 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 16.37. GuruFocus rates EHSI with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 452 Healthcare Providers & Services companies, Elite Health Systems ranks worse than 221238.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Elite Health Systems's Operating Income for the three months ended in Mar. 2026 was $-1.30 Mil. Elite Health Systems's Interest Expense for the three months ended in Mar. 2026 was $0.00 Mil. Elite Health Systems has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Elite Health Systems Inc has enough cash to cover all of its debt. Its financial situation is stable.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Elite Health Systems's Interest Coverage or its related term are showing as below:


EHSI's Interest Coverage is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 7.99
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Elite Health Systems  (OTCPK:EHSI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Elite Health Systems Interest Coverage Related Terms


Elite Health Systems Interest Coverage Historical Data

* Premium members only.

The historical data trend for Elite Health Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Elite Health Systems Interest Coverage Chart

Elite Health Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 No Debt 0.00 N/A No Debt

Elite Health Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A No Debt No Debt

EHSI vs CDIX, CCEL, PIII: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Elite Health Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elite Health Systems Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Elite Health Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Elite Health Systems's Interest Coverage falls into.


EHSI
37GF Score
Elite Health Systems Inc EHSI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Elite Health Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Elite Health Systems's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Elite Health Systems's Interest Expense was $0.00 Mil. Its Operating Income was $-3.84 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Elite Health Systems had no debt (1).

Elite Health Systems's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Elite Health Systems's Interest Expense was $0.00 Mil. Its Operating Income was $-1.30 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Elite Health Systems had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Elite Health Systems (EHSI) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elite Health Systems and its competitors. This is 94% below median its historical median of 16.37. Over the past decade, Elite Health Systems' Interest Coverage has ranged from 3.81 to 10,000.00. According to the industry distribution chart, Elite Health Systems ranks #999999 out of 452 companies in the Healthcare Providers & Services industry.
Is Elite Health Systems' Interest Coverage too high?
Elite Health Systems' current Interest Coverage of No Debt (1) is 94% below median its 10-year median of 16.37. Over the past 10 years, this metric has ranged from a low of 3.81 to a high of 10,000.00. Based on the distribution chart, Elite Health Systems ranks #999999 out of 452 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Elite Health Systems has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Elite Health Systems' Interest Coverage compare to CDIX and CCEL?
According to the Healthcare Providers & Services industry distribution chart, Elite Health Systems ranks #999999 out of 452 companies for Interest Coverage. This places Elite Health Systems in the lower half of its industry. The industry median Interest Coverage is 7.99. Historically, Elite Health Systems' own Interest Coverage has ranged from 3.81 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.99, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elite Health Systems and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elite Health Systems's current Interest Coverage is No Debt (1), which is 94% below median its own 10-year median of 16.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elite Health Systems stock overvalued right now?
Elite Health Systems (EHSI) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1), which is 94% below median its 10-year median of 16.37. Elite Health Systems' overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Elite Health Systems (EHSI), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Elite Health Systems Business Description

Address 1131 West 6th Street, Ontario, CA, USA, 91672
Elite Health Systems Inc is developing Medicare Advantage plans and offering other healthcare-related services with a focus on improving and providing access to healthcare, principally to senior and special needs groups in selected locations. The Company operates through its wholly owned subsidiaries. The company's operating segment includes ESS, which designs, markets, and manages a Medicare Advantage plan or Medicare Part C - a government-approved health plan that delivers Medicare benefits through a managed care or coordinated care model. PSS provides a comprehensive suite of tailored healthcare management solutions to medical practices that enhance operational efficiency, compliance, and patient care.
37GF Score

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