EHSI (Elite Health Systems) Altman Z-Score: 4.70 (As of Jun. 29, 2026) — 236% Above Median


EHSI Elite Health Systems Inc EHSI
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What is Elite Health Systems Altman Z-Score?

Elite Health Systems EHSI 37 Altman Z-Score is 4.70 as of Jun. 29, 2026, which is 236% above its 10-year median of 1.40. GuruFocus rates EHSI with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 657 Healthcare Providers & Services companies, Elite Health Systems ranks better than 73.67% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.7 is strong.

Elite Health Systems has a Altman Z-Score of 4.70, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Elite Health Systems's Altman Z-Score or its related term are showing as below:

EHSI' s Altman Z-Score Range Over the Past 10 Years
Min: 0.68   Med: 1.4   Max: 10.24
Current: 4.7

During the past 13 years, Elite Health Systems's highest Altman Z-Score was 10.24. The lowest was 0.68. And the median was 1.40.


Elite Health Systems  (OTCPK:EHSI) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Elite Health Systems Altman Z-Score Related Terms


Elite Health Systems Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Elite Health Systems's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elite Health Systems Altman Z-Score Chart

Elite Health Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 0.00 0.00 0.00 10.24

Elite Health Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.24 7.79

EHSI vs CDIX, CCEL, CCM: Altman Z-Score Comparison

For the Medical Care Facilities subindustry, Elite Health Systems's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elite Health Systems Altman Z-Score vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Elite Health Systems's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Elite Health Systems's Altman Z-Score falls into.


EHSI
37GF Score
Elite Health Systems Inc EHSI
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Elite Health Systems Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Elite Health Systems's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3516+1.4*-2.4927+3.3*-1.5965+0.6*20.9811+1.0*0.4458
=4.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $5.43 Mil.
Total Current Assets was $3.27 Mil.
Total Current Liabilities was $1.36 Mil.
Retained Earnings was $-13.54 Mil.
Pre-Tax Income was -1.294 + -5.778 + -1.161 + -0.441 = $-8.67 Mil.
Interest Expense was 0 + 0 + 0 + 0 = $0.00 Mil.
Revenue was 1.398 + 1.024 + 0 + 0 = $2.42 Mil.
Market Cap (Today) was $28.81 Mil.
Total Liabilities was $1.37 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(3.272 - 1.362)/5.433
=0.3516

X2=Retained Earnings/Total Assets
=-13.543/5.433
=-2.4927

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-8.674 - 0)/5.433
=-1.5965

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=28.807/1.373
=20.9811

X5=Revenue/Total Assets
=2.422/5.433
=0.4458

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Elite Health Systems has a Altman Z-Score of 4.70 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.70 mean?
Elite Health Systems (EHSI) has a Altman Z-Score of 4.70 as of Jun. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Elite Health Systems and its competitors. This is 236% above median its historical median of 1.40. Over the past decade, Elite Health Systems' Altman Z-Score has ranged from 0.68 to 10.24. According to the industry distribution chart, Elite Health Systems ranks #173 out of 657 companies in the Healthcare Providers & Services industry, placing it in the top 26.3%.
Is Elite Health Systems' Altman Z-Score too high?
Elite Health Systems' current Altman Z-Score of 4.70 is 236% above median its 10-year median of 1.40. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 10.24. The Healthcare Providers & Services industry median Altman Z-Score is 2.38. Elite Health Systems' value of 4.70 is 97.5% above this industry median. Based on the distribution chart, Elite Health Systems ranks #173 out of 657 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Elite Health Systems has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Elite Health Systems' Altman Z-Score compare to CDIX and CCEL?
According to the Healthcare Providers & Services industry distribution chart, Elite Health Systems ranks #173 out of 657 companies for Altman Z-Score. This puts Elite Health Systems in the upper half of its industry. The industry median Altman Z-Score is 2.38. Elite Health Systems' value of 4.70 is 97.5% above this benchmark. Historically, Elite Health Systems' own Altman Z-Score has ranged from 0.68 to 10.24 over the past decade. While the company's 10-year median is 1.40 vs. the industry median of 2.38, Elite Health Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Healthcare Providers & Services company?
The median Altman Z-Score among Healthcare Providers & Services companies is 2.38, based on 657 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elite Health Systems's current Altman Z-Score of 4.70 is 97.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Elite Health Systems and its competitors. For the Healthcare Providers & Services industry, the median Altman Z-Score is 2.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elite Health Systems's current Altman Z-Score is 4.70, which is 236% above median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elite Health Systems stock overvalued right now?
Elite Health Systems (EHSI) has a current Altman Z-Score of 4.70. The current Altman Z-Score is 4.70, which is 236% above median its 10-year median of 1.40 and 97.5% above the Healthcare Providers & Services industry median of 2.38. Elite Health Systems' overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Elite Health Systems (EHSI), the current Altman Z-Score is 4.70 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Elite Health Systems Business Description

Address 1131 West 6th Street, Ontario, CA, USA, 91672
Elite Health Systems Inc is developing Medicare Advantage plans and offering other healthcare-related services with a focus on improving and providing access to healthcare, principally to senior and special needs groups in selected locations. The Company operates through its wholly owned subsidiaries. The company's operating segment includes ESS, which designs, markets, and manages a Medicare Advantage plan or Medicare Part C - a government-approved health plan that delivers Medicare benefits through a managed care or coordinated care model. PSS provides a comprehensive suite of tailored healthcare management solutions to medical practices that enhance operational efficiency, compliance, and patient care.
37GF Score

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